Harel Insurance Investments & Financial Services Ltd (HARL) — Working Capital to Net Assets Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has a Working Capital to Net Assets ratio of -598.9% as of June 2026. Working capital of ILA-75.80 Billion (current assets of ILA32.85 Billion minus current liabilities of ILA108.64 Billion) is measured against net assets of ILA12.65 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Harel Insurance Investments & Financial Services Ltd Working Capital to Net Assets (2012–2021)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Working Capital to Net Assets ratio has evolved across 10 annual periods from 2012 to 2021. As of June 2026, the ratio stands at -598.9%, reflecting working capital of ILA-75.80 Billion against net assets of ILA12.65 Billion ILA. Explore HARL strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Working Capital to Net Assets for Harel Insurance Investments & Financial Services Ltd (2012–2021)
The table below presents the year-by-year Working Capital to Net Assets ratio for Harel Insurance Investments & Financial Services Ltd from 2012 to 2021, covering 10 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Harel Insurance Investments & Financial asset portfolio.
| Year | WC/NA Ratio | Working Capital (ILA) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2021 | 208.6% | ILA18.55 Billion | ILA8.89 Billion | ILA26.25 Billion | ILA7.69 Billion | ▼ -75.4 pp |
| 2020 | 284.0% | ILA22.02 Billion | ILA7.75 Billion | ILA22.02 Billion | ILA1.00 Million | ▲ +16.8 pp |
| 2019 | 267.2% | ILA18.49 Billion | ILA6.92 Billion | ILA22.40 Billion | ILA3.91 Billion | ▲ +71.0 pp |
| 2018 | 196.1% | ILA11.61 Billion | ILA5.92 Billion | ILA15.92 Billion | ILA4.31 Billion | ▼ -80.6 pp |
| 2017 | 276.8% | ILA11.96 Billion | ILA4.32 Billion | ILA15.10 Billion | ILA3.14 Billion | ▲ +78.2 pp |
| 2016 | 198.5% | ILA10.26 Billion | ILA5.17 Billion | ILA13.97 Billion | ILA3.71 Billion | ▲ +16.6 pp |
| 2015 | 181.9% | ILA8.94 Billion | ILA4.91 Billion | ILA12.58 Billion | ILA3.64 Billion | ▼ -25.9 pp |
| 2014 | 207.9% | ILA9.82 Billion | ILA4.72 Billion | ILA13.34 Billion | ILA3.52 Billion | ▲ +1.5 pp |
| 2013 | 206.3% | ILA9.31 Billion | ILA4.51 Billion | ILA12.21 Billion | ILA2.90 Billion | ▲ +17.3 pp |
| 2012 | 189.0% | ILA7.85 Billion | ILA4.15 Billion | ILA10.38 Billion | ILA2.53 Billion | — |