Harel Insurance Investments & Financial Services Ltd (HARL) — Capital Reinvestment Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has a Capital Reinvestment Ratio of 0.07x as of June 2026, meaning it reinvests 0% of its operating cash flow (ILA2.26 Billion) in capital expenditures (ILA161.00 Million). Check HARL tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Harel Insurance Investments & Financial Services Ltd Capital Reinvestment Ratio (2004–2025)
This chart tracks Harel Insurance Investments & Financial Services Ltd's Capital Reinvestment Ratio across 14 annual periods. For the full cash flow conversion analysis, see HARL cash generation efficiency.
Annual Capital Reinvestment Ratio for Harel Insurance Investments & Financial Services Ltd (2004–2025)
Year-by-year Capital Reinvestment Ratio for Harel Insurance Investments & Financial Services Ltd from 2004 to 2025. See Harel Insurance Investments & Financial (HARL) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (ILA) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | ILA5.47 Billion | ILA41.00 Million | ▼ -94.2% |
| 2023 | 0.13x | ILA3.47 Billion | ILA451.00 Million | ▼ -23.7% |
| 2022 | 0.17x | ILA2.19 Billion | ILA372.00 Million | ▼ -28.5% |
| 2021 | 0.24x | ILA1.49 Billion | ILA354.00 Million | ▼ -3.0% |
| 2020 | 0.25x | ILA1.41 Billion | ILA347.00 Million | ▼ -24.4% |
| 2018 | 0.32x | ILA1.01 Billion | ILA328.00 Million | ▲ +34.5% |
| 2017 | 0.24x | ILA1.03 Billion | ILA248.00 Million | ▲ +207.0% |
| 2016 | 0.08x | ILA3.39 Billion | ILA266.46 Million | ▼ -75.4% |
| 2015 | 0.32x | ILA1.03 Billion | ILA330.45 Million | ▼ -46.4% |
| 2011 | 0.60x | ILA243.65 Million | ILA145.47 Million | ▼ -59.3% |
| 2008 | 1.47x | ILA95.65 Million | ILA140.41 Million | ▲ +553.3% |
| 2007 | 0.22x | ILA1.10 Billion | ILA246.16 Million | ▲ +107.5% |
| 2005 | 0.11x | ILA503.75 Million | ILA54.56 Million | ▼ -21.5% |
| 2004 | 0.14x | ILA356.60 Million | ILA49.20 Million | — |