Harel Insurance Investments & Financial Services Ltd (HARL) — Cash Flow-to-Debt Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has a Cash Flow-to-Debt Ratio of -0.02x as of March 2026, meaning its operating cash flow of ILA-2.84 Billion could theoretically repay 0% of its total liabilities (ILA151.65 Billion) in one year. Explore HARL long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Harel Insurance Investments & Financial Services Ltd Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Harel Insurance Investments & Financial Services Ltd across 22 annual periods. Also explore Harel Insurance Investments & Financial assets under control for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Harel Insurance Investments & Financial Services Ltd (2004–2025)
Year-by-year debt coverage analysis for Harel Insurance Investments & Financial Services Ltd. For market capitalisation and broader financial context, see Harel Insurance Investments & Financial stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (ILA) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | ILA5.47 Billion | ILA151.44 Billion | ▲ +276.6% |
| 2024 | -0.02x | ILA-3.06 Billion | ILA149.46 Billion | ▼ -180.1% |
| 2023 | 0.03x | ILA3.47 Billion | ILA135.85 Billion | ▲ +48.4% |
| 2022 | 0.02x | ILA2.19 Billion | ILA126.88 Billion | ▲ +49.2% |
| 2021 | 0.01x | ILA1.49 Billion | ILA128.78 Billion | ▼ -8.5% |
| 2020 | 0.01x | ILA1.41 Billion | ILA111.99 Billion | ▲ +476.8% |
| 2019 | 0.00x | ILA-361.00 Million | ILA107.80 Billion | ▼ -131.2% |
| 2018 | 0.01x | ILA1.01 Billion | ILA94.10 Billion | ▼ -9.5% |
| 2017 | 0.01x | ILA1.03 Billion | ILA86.57 Billion | ▼ -68.1% |
| 2016 | 0.04x | ILA3.39 Billion | ILA91.00 Billion | ▲ +211.8% |
| 2015 | 0.01x | ILA1.03 Billion | ILA86.57 Billion | ▲ +140.6% |
| 2014 | -0.03x | ILA-2.48 Billion | ILA84.53 Billion | ▲ +49.8% |
| 2013 | -0.06x | ILA-4.34 Billion | ILA74.17 Billion | ▼ -37.3% |
| 2012 | -0.04x | ILA-2.53 Billion | ILA59.22 Billion | ▼ -999.5% |
| 2011 | 0.00x | ILA243.65 Million | ILA51.40 Billion | ▲ +112.4% |
| 2010 | -0.04x | ILA-1.87 Billion | ILA48.73 Billion | ▼ -344.9% |
| 2009 | -0.01x | ILA-347.17 Million | ILA40.31 Billion | ▼ -383.7% |
| 2008 | 0.00x | ILA95.65 Million | ILA31.52 Billion | ▼ -91.5% |
| 2007 | 0.04x | ILA1.10 Billion | ILA30.83 Billion | ▲ +835.3% |
| 2006 | 0.00x | ILA-133.94 Million | ILA27.72 Billion | ▼ -123.7% |
| 2005 | 0.02x | ILA503.75 Million | ILA24.70 Billion | ▲ +25.3% |
| 2004 | 0.02x | ILA356.60 Million | ILA21.90 Billion | — |