Harel Insurance Investments & Financial Services Ltd (HARL) — Defensive Interval Ratio

Latest as of June 2026: 5 days

Harel Insurance Investments & Financial Services Ltd (HARL) has a Defensive Interval Ratio of 5 days as of June 2026. Defensive assets of ILA1.54 Billion (cash ILA-, short-term investments ILA-, receivables ILA1.54 Billion) cover 5 days of daily cash needs of ILA297.65 Million/day. Explore Harel Insurance Investments & Financial long-term investment allocation to see how much of total assets are deployed in long-term investments.

Defensive Interval Ratio

5 days
Days of operational coverage

Defensive Assets

ILA1.54 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ILA297.65 Million
Current Liabilities ÷ 365

Current Liabilities

ILA108.64 Billion
ILA

Harel Insurance Investments & Financial Services Ltd Defensive Interval Ratio (2012–2021)

This chart shows how Harel Insurance Investments & Financial Services Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2012 to 2021. As of June 2026, the ratio stands at 5 days, meaning defensive assets of ILA1.54 Billion can fund 5 days of operations without new revenue. Read Harel Insurance Investments & Financial (HARL) financial obligations for a breakdown of total debt and financial obligations.

Annual Defensive Interval Ratio for Harel Insurance Investments & Financial Services Ltd (2012–2021)

The table below presents the year-by-year Defensive Interval Ratio for Harel Insurance Investments & Financial Services Ltd from 2012 to 2021, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of Harel Insurance Investments & Financial .

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2021 956 days ILA20.15 Billion ILA21.08 Million/day ILA- ILA18.61 Billion ▼ -6153309 days
2020 6154265 days ILA16.86 Billion ILA2.74K/day ILA- ILA15.41 Billion ▲ +6152636 days
2019 1629 days ILA17.45 Billion ILA10.71 Million/day ILA- ILA15.01 Billion ▲ +473 days
2018 1157 days ILA13.66 Billion ILA11.81 Million/day ILA- ILA10.90 Billion ▼ -179 days
2017 1336 days ILA11.48 Billion ILA8.60 Million/day ILA- ILA9.27 Billion ▲ +167 days
2016 1169 days ILA11.88 Billion ILA10.17 Million/day ILA- ILA9.41 Billion ▲ +12 days
2015 1156 days ILA11.53 Billion ILA9.97 Million/day ILA- ILA9.43 Billion ▼ -62 days
2014 1219 days ILA11.76 Billion ILA9.65 Million/day ILA- ILA9.97 Billion ▼ -89 days
2013 1307 days ILA10.40 Billion ILA7.95 Million/day ILA- ILA8.95 Billion ▲ +137 days
2012 1170 days ILA8.11 Billion ILA6.93 Million/day ILA- ILA8.11 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)