Harel Insurance Investments & Financial Services Ltd (HARL) — Defensive Interval Ratio

Latest as of June 2024: 227 days

Harel Insurance Investments & Financial Services Ltd (HARL) has a Defensive Interval Ratio of 227 days as of June 2024. Defensive assets of ILA3.55 Billion (cash ILA-, short-term investments ILA-, receivables ILA3.55 Billion) cover 227 days of daily cash needs of ILA15.61 Million/day. Check tangible net worth ratio of Harel Insurance Investments & Financial to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

227 days
Days of operational coverage

Defensive Assets

ILA3.55 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ILA15.61 Million
Current Liabilities ÷ 365

Current Liabilities

ILA5.70 Billion
ILA

Harel Insurance Investments & Financial Services Ltd Defensive Interval Ratio (2012–2021)

This chart shows how Harel Insurance Investments & Financial Services Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2012 to 2021. As of June 2024, the ratio stands at 227 days, meaning defensive assets of ILA3.55 Billion can fund 227 days of operations without new revenue. Also explore HARL year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Harel Insurance Investments & Financial Services Ltd (2012–2021)

The table below presents the year-by-year Defensive Interval Ratio for Harel Insurance Investments & Financial Services Ltd from 2012 to 2021, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Harel Insurance Investments & Financial .

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2021 956 days ILA20.15 Billion ILA21.08 Million/day ILA- ILA18.61 Billion ▼ -6153309 days
2020 6154265 days ILA16.86 Billion ILA2.74K/day ILA- ILA15.41 Billion ▲ +6152636 days
2019 1629 days ILA17.45 Billion ILA10.71 Million/day ILA- ILA15.01 Billion ▲ +473 days
2018 1157 days ILA13.66 Billion ILA11.81 Million/day ILA- ILA10.90 Billion ▼ -179 days
2017 1336 days ILA11.48 Billion ILA8.60 Million/day ILA- ILA9.27 Billion ▲ +167 days
2016 1169 days ILA11.88 Billion ILA10.17 Million/day ILA- ILA9.41 Billion ▲ +12 days
2015 1156 days ILA11.53 Billion ILA9.97 Million/day ILA- ILA9.43 Billion ▼ -62 days
2014 1219 days ILA11.76 Billion ILA9.65 Million/day ILA- ILA9.97 Billion ▼ -89 days
2013 1307 days ILA10.40 Billion ILA7.95 Million/day ILA- ILA8.95 Billion ▲ +137 days
2012 1170 days ILA8.11 Billion ILA6.93 Million/day ILA- ILA8.11 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)