Harel Insurance Investments & Financial Services Ltd (HARL) — Tangible Net Worth Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has a Tangible Net Worth Ratio of 75.9% as of March 2026. This metric is calculated by deducting intangible assets (ILA2.95 Billion) from net assets (ILA12.21 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Harel Insurance Investments & Financial book value and equity for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Harel Insurance Investments & Financial Services Ltd Tangible Net Worth Ratio (2000–2025)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 75.9%, reflecting net assets of ILA12.21 Billion with intangible assets of ILA2.95 Billion ILA. Also explore net asset momentum of Harel Insurance Investments & Financial to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Harel Insurance Investments & Financial Services Ltd (2000–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Harel Insurance Investments & Financial Services Ltd from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is Harel Insurance Investments & Financial worth.
| Year | Tangible NW Ratio | Net Assets (ILA) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 86.5% | ILA12.19 Billion | ILA1.65 Billion | ILA163.63 Billion | ▲ +3.5 pp |
| 2024 | 82.9% | ILA9.20 Billion | ILA1.57 Billion | ILA158.66 Billion | ▼ -1.6 pp |
| 2023 | 84.5% | ILA8.95 Billion | ILA1.39 Billion | ILA144.81 Billion | ▲ +0.3 pp |
| 2022 | 84.2% | ILA8.39 Billion | ILA1.33 Billion | ILA135.27 Billion | ▼ -2.0 pp |
| 2021 | 86.1% | ILA8.89 Billion | ILA1.23 Billion | ILA137.67 Billion | ▼ -2.8 pp |
| 2020 | 89.0% | ILA7.75 Billion | ILA855.00 Million | ILA119.75 Billion | ▼ -0.6 pp |
| 2019 | 89.6% | ILA6.92 Billion | ILA720.00 Million | ILA114.72 Billion | ▼ 0.0 pp |
| 2018 | 89.6% | ILA5.92 Billion | ILA613.00 Million | ILA100.02 Billion | ▲ +0.6 pp |
| 2017 | 89.1% | ILA4.32 Billion | ILA472.00 Million | ILA90.90 Billion | ▼ -1.7 pp |
| 2016 | 90.8% | ILA5.17 Billion | ILA476.09 Million | ILA96.17 Billion | ▲ +0.8 pp |
| 2015 | 90.0% | ILA4.91 Billion | ILA490.45 Million | ILA91.49 Billion | ▲ +0.2 pp |
| 2014 | 89.8% | ILA4.72 Billion | ILA480.00 Million | ILA89.25 Billion | ▲ +1.1 pp |
| 2013 | 88.7% | ILA4.51 Billion | ILA508.84 Million | ILA78.68 Billion | ▲ +0.8 pp |
| 2012 | 87.9% | ILA4.15 Billion | ILA500.57 Million | ILA63.37 Billion | ▲ +29.5 pp |
| 2011 | 58.4% | ILA3.53 Billion | ILA1.47 Billion | ILA54.93 Billion | ▲ +0.7 pp |
| 2010 | 57.7% | ILA3.58 Billion | ILA1.51 Billion | ILA52.31 Billion | ▲ +4.2 pp |
| 2009 | 53.4% | ILA3.22 Billion | ILA1.50 Billion | ILA43.53 Billion | ▲ +14.6 pp |
| 2008 | 38.8% | ILA2.48 Billion | ILA1.52 Billion | ILA33.99 Billion | ▼ -10.0 pp |
| 2007 | 48.9% | ILA3.00 Billion | ILA1.54 Billion | ILA33.84 Billion | ▼ -41.6 pp |
| 2006 | 90.4% | ILA2.50 Billion | ILA239.10 Million | ILA30.22 Billion | ▲ +3.0 pp |
| 2005 | 87.5% | ILA2.19 Billion | ILA274.62 Million | ILA26.89 Billion | ▼ -12.5 pp |
| 2004 | 100.0% | ILA1.80 Billion | ILA0.00 | ILA23.70 Billion | ▲ +0.0 pp |
| 2003 | 100.0% | ILA1.45 Billion | ILA0.00 | ILA21.39 Billion | ▲ +0.0 pp |
| 2002 | 100.0% | ILA1.13 Billion | ILA0.00 | ILA18.93 Billion | ▲ +0.0 pp |
| 2001 | 100.0% | ILA978.45 Million | ILA0.00 | ILA16.83 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | ILA790.00 Million | ILA0.00 | ILA14.79 Billion | — |