Harel Insurance Investments & Financial Services Ltd (HARL) — Tangible Net Worth Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has a Tangible Net Worth Ratio of 76.4% as of June 2026. This metric is calculated by deducting intangible assets (ILA2.98 Billion) from net assets (ILA12.65 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore HARL shareholders equity momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Harel Insurance Investments & Financial Services Ltd Tangible Net Worth Ratio (2000–2025)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 76.4%, reflecting net assets of ILA12.65 Billion with intangible assets of ILA2.98 Billion ILA. Check Harel Insurance Investments & Financial (HARL) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Tangible Net Worth Ratio for Harel Insurance Investments & Financial Services Ltd (2000–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Harel Insurance Investments & Financial Services Ltd from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see HARL stock market capitalisation.
| Year | Tangible NW Ratio | Net Assets (ILA) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 86.5% | ILA12.19 Billion | ILA1.65 Billion | ILA163.63 Billion | ▲ +3.5 pp |
| 2024 | 82.9% | ILA9.20 Billion | ILA1.57 Billion | ILA158.66 Billion | ▼ -1.6 pp |
| 2023 | 84.5% | ILA8.95 Billion | ILA1.39 Billion | ILA144.81 Billion | ▲ +0.3 pp |
| 2022 | 84.2% | ILA8.39 Billion | ILA1.33 Billion | ILA135.27 Billion | ▼ -2.0 pp |
| 2021 | 86.1% | ILA8.89 Billion | ILA1.23 Billion | ILA137.67 Billion | ▼ -2.8 pp |
| 2020 | 89.0% | ILA7.75 Billion | ILA855.00 Million | ILA119.75 Billion | ▼ -0.6 pp |
| 2019 | 89.6% | ILA6.92 Billion | ILA720.00 Million | ILA114.72 Billion | ▼ 0.0 pp |
| 2018 | 89.6% | ILA5.92 Billion | ILA613.00 Million | ILA100.02 Billion | ▲ +0.6 pp |
| 2017 | 89.1% | ILA4.32 Billion | ILA472.00 Million | ILA90.90 Billion | ▼ -1.7 pp |
| 2016 | 90.8% | ILA5.17 Billion | ILA476.09 Million | ILA96.17 Billion | ▲ +0.8 pp |
| 2015 | 90.0% | ILA4.91 Billion | ILA490.45 Million | ILA91.49 Billion | ▲ +0.2 pp |
| 2014 | 89.8% | ILA4.72 Billion | ILA480.00 Million | ILA89.25 Billion | ▲ +1.1 pp |
| 2013 | 88.7% | ILA4.51 Billion | ILA508.84 Million | ILA78.68 Billion | ▲ +0.8 pp |
| 2012 | 87.9% | ILA4.15 Billion | ILA500.57 Million | ILA63.37 Billion | ▲ +29.5 pp |
| 2011 | 58.4% | ILA3.53 Billion | ILA1.47 Billion | ILA54.93 Billion | ▲ +0.7 pp |
| 2010 | 57.7% | ILA3.58 Billion | ILA1.51 Billion | ILA52.31 Billion | ▲ +4.2 pp |
| 2009 | 53.4% | ILA3.22 Billion | ILA1.50 Billion | ILA43.53 Billion | ▲ +14.6 pp |
| 2008 | 38.8% | ILA2.48 Billion | ILA1.52 Billion | ILA33.99 Billion | ▼ -10.0 pp |
| 2007 | 48.9% | ILA3.00 Billion | ILA1.54 Billion | ILA33.84 Billion | ▼ -41.6 pp |
| 2006 | 90.4% | ILA2.50 Billion | ILA239.10 Million | ILA30.22 Billion | ▲ +3.0 pp |
| 2005 | 87.5% | ILA2.19 Billion | ILA274.62 Million | ILA26.89 Billion | ▼ -12.5 pp |
| 2004 | 100.0% | ILA1.80 Billion | ILA0.00 | ILA23.70 Billion | ▲ +0.0 pp |
| 2003 | 100.0% | ILA1.45 Billion | ILA0.00 | ILA21.39 Billion | ▲ +0.0 pp |
| 2002 | 100.0% | ILA1.13 Billion | ILA0.00 | ILA18.93 Billion | ▲ +0.0 pp |
| 2001 | 100.0% | ILA978.45 Million | ILA0.00 | ILA16.83 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | ILA790.00 Million | ILA0.00 | ILA14.79 Billion | — |