Harel Insurance Investments & Financial Services Ltd (HARL) — Tangible Net Worth Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has a Tangible Net Worth Ratio of 75.9% as of March 2026. This metric is calculated by deducting intangible assets (ILA2.95 Billion) from net assets (ILA12.21 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. For live market cap and overall valuation, see HARL stock market capitalisation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Harel Insurance Investments & Financial Services Ltd Tangible Net Worth Ratio (2000–2025)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 75.9%, reflecting net assets of ILA12.21 Billion with intangible assets of ILA2.95 Billion ILA. Also explore Harel Insurance Investments & Financial net asset momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Harel Insurance Investments & Financial Services Ltd (2000–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Harel Insurance Investments & Financial Services Ltd from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. See Harel Insurance Investments & Financial financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Tangible NW Ratio | Net Assets (ILA) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 86.5% | ILA12.19 Billion | ILA1.65 Billion | ILA163.63 Billion | ▲ +3.5 pp |
| 2024 | 82.9% | ILA9.20 Billion | ILA1.57 Billion | ILA158.66 Billion | ▼ -1.6 pp |
| 2023 | 84.5% | ILA8.95 Billion | ILA1.39 Billion | ILA144.81 Billion | ▲ +0.3 pp |
| 2022 | 84.2% | ILA8.39 Billion | ILA1.33 Billion | ILA135.27 Billion | ▼ -2.0 pp |
| 2021 | 86.1% | ILA8.89 Billion | ILA1.23 Billion | ILA137.67 Billion | ▼ -2.8 pp |
| 2020 | 89.0% | ILA7.75 Billion | ILA855.00 Million | ILA119.75 Billion | ▼ -0.6 pp |
| 2019 | 89.6% | ILA6.92 Billion | ILA720.00 Million | ILA114.72 Billion | ▼ 0.0 pp |
| 2018 | 89.6% | ILA5.92 Billion | ILA613.00 Million | ILA100.02 Billion | ▲ +0.6 pp |
| 2017 | 89.1% | ILA4.32 Billion | ILA472.00 Million | ILA90.90 Billion | ▼ -1.7 pp |
| 2016 | 90.8% | ILA5.17 Billion | ILA476.09 Million | ILA96.17 Billion | ▲ +0.8 pp |
| 2015 | 90.0% | ILA4.91 Billion | ILA490.45 Million | ILA91.49 Billion | ▲ +0.2 pp |
| 2014 | 89.8% | ILA4.72 Billion | ILA480.00 Million | ILA89.25 Billion | ▲ +1.1 pp |
| 2013 | 88.7% | ILA4.51 Billion | ILA508.84 Million | ILA78.68 Billion | ▲ +0.8 pp |
| 2012 | 87.9% | ILA4.15 Billion | ILA500.57 Million | ILA63.37 Billion | ▲ +29.5 pp |
| 2011 | 58.4% | ILA3.53 Billion | ILA1.47 Billion | ILA54.93 Billion | ▲ +0.7 pp |
| 2010 | 57.7% | ILA3.58 Billion | ILA1.51 Billion | ILA52.31 Billion | ▲ +4.2 pp |
| 2009 | 53.4% | ILA3.22 Billion | ILA1.50 Billion | ILA43.53 Billion | ▲ +14.6 pp |
| 2008 | 38.8% | ILA2.48 Billion | ILA1.52 Billion | ILA33.99 Billion | ▼ -10.0 pp |
| 2007 | 48.9% | ILA3.00 Billion | ILA1.54 Billion | ILA33.84 Billion | ▼ -41.6 pp |
| 2006 | 90.4% | ILA2.50 Billion | ILA239.10 Million | ILA30.22 Billion | ▲ +3.0 pp |
| 2005 | 87.5% | ILA2.19 Billion | ILA274.62 Million | ILA26.89 Billion | ▼ -12.5 pp |
| 2004 | 100.0% | ILA1.80 Billion | ILA0.00 | ILA23.70 Billion | ▲ +0.0 pp |
| 2003 | 100.0% | ILA1.45 Billion | ILA0.00 | ILA21.39 Billion | ▲ +0.0 pp |
| 2002 | 100.0% | ILA1.13 Billion | ILA0.00 | ILA18.93 Billion | ▲ +0.0 pp |
| 2001 | 100.0% | ILA978.45 Million | ILA0.00 | ILA16.83 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | ILA790.00 Million | ILA0.00 | ILA14.79 Billion | — |