Harel Insurance Investments & Financial Services Ltd (HARL) — Net Asset Quality Index
Harel Insurance Investments & Financial Services Ltd (HARL) has a Net Asset Quality Index of 7.5% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ILA163.63 Billion minus total liabilities of ILA151.44 Billion yields net assets of ILA12.19 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Harel Insurance Investments & Financial (HARL) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Harel Insurance Investments & Financial Services Ltd Net Asset Quality Index Over Time (2000–2025)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 7.5%, representing net assets of ILA12.19 Billion against total assets of ILA163.63 Billion ILA. See Harel Insurance Investments & Financial (HARL) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Harel Insurance Investments & Financial Services Ltd (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Harel Insurance Investments & Financial Services Ltd from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Harel Insurance Investments & Financial (HARL) total market value.
| Year | Quality Index | Net Assets (ILA) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.5% | ILA12.19 Billion | ILA163.63 Billion | ILA151.44 Billion | ▲ +1.6 pp |
| 2024 | 5.8% | ILA9.20 Billion | ILA158.66 Billion | ILA149.46 Billion | ▼ -0.4 pp |
| 2023 | 6.2% | ILA8.95 Billion | ILA144.81 Billion | ILA135.85 Billion | ▼ 0.0 pp |
| 2022 | 6.2% | ILA8.39 Billion | ILA135.27 Billion | ILA126.88 Billion | ▼ -0.3 pp |
| 2021 | 6.5% | ILA8.89 Billion | ILA137.67 Billion | ILA128.78 Billion | ▼ 0.0 pp |
| 2020 | 6.5% | ILA7.75 Billion | ILA119.75 Billion | ILA111.99 Billion | ▲ +0.4 pp |
| 2019 | 6.0% | ILA6.92 Billion | ILA114.72 Billion | ILA107.80 Billion | ▲ +0.1 pp |
| 2018 | 5.9% | ILA5.92 Billion | ILA100.02 Billion | ILA94.10 Billion | ▲ +1.2 pp |
| 2017 | 4.8% | ILA4.32 Billion | ILA90.90 Billion | ILA86.57 Billion | ▼ -0.6 pp |
| 2016 | 5.4% | ILA5.17 Billion | ILA96.17 Billion | ILA91.00 Billion | ▲ +0.0 pp |
| 2015 | 5.4% | ILA4.91 Billion | ILA91.49 Billion | ILA86.57 Billion | ▲ +0.1 pp |
| 2014 | 5.3% | ILA4.72 Billion | ILA89.25 Billion | ILA84.53 Billion | ▼ -0.4 pp |
| 2013 | 5.7% | ILA4.51 Billion | ILA78.68 Billion | ILA74.17 Billion | ▼ -0.8 pp |
| 2012 | 6.6% | ILA4.15 Billion | ILA63.37 Billion | ILA59.22 Billion | ▲ +0.1 pp |
| 2011 | 6.4% | ILA3.53 Billion | ILA54.93 Billion | ILA51.40 Billion | ▼ -0.4 pp |
| 2010 | 6.8% | ILA3.58 Billion | ILA52.31 Billion | ILA48.73 Billion | ▼ -0.5 pp |
| 2009 | 7.4% | ILA3.22 Billion | ILA43.53 Billion | ILA40.31 Billion | ▲ +0.1 pp |
| 2008 | 7.3% | ILA2.48 Billion | ILA33.99 Billion | ILA31.52 Billion | ▼ -1.6 pp |
| 2007 | 8.9% | ILA3.00 Billion | ILA33.84 Billion | ILA30.83 Billion | ▲ +0.6 pp |
| 2006 | 8.3% | ILA2.50 Billion | ILA30.22 Billion | ILA27.72 Billion | ▲ +0.1 pp |
| 2005 | 8.2% | ILA2.19 Billion | ILA26.89 Billion | ILA24.70 Billion | ▲ +0.6 pp |
| 2004 | 7.6% | ILA1.80 Billion | ILA23.70 Billion | ILA21.90 Billion | ▲ +0.8 pp |
| 2003 | 6.8% | ILA1.45 Billion | ILA21.39 Billion | ILA19.93 Billion | ▲ +0.8 pp |
| 2002 | 6.0% | ILA1.13 Billion | ILA18.93 Billion | ILA17.80 Billion | ▲ +0.1 pp |
| 2001 | 5.8% | ILA978.45 Million | ILA16.83 Billion | ILA15.85 Billion | ▲ +0.5 pp |
| 2000 | 5.3% | ILA790.00 Million | ILA14.79 Billion | ILA14.00 Billion | — |