Harel Insurance Investments & Financial Services Ltd Financial Flexibility Index
Harel Insurance Investments & Financial Services Ltd financial flexibility index. Harel Insurance Investments & Financial Services Ltd (HARL) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of ILA2.42 Billion (operating CF ILA2.26 Billion minus capex ILA161.00 Million) represents 0% of total liabilities (ILA161.51 Billion). See HARL free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Harel Insurance Investments & Financial Services Ltd (2004–2025)
Financial flexibility index of Harel Insurance Investments & Financial Services Ltd from 2004 to 2025. Historical Financial Flexibility Index trend for Harel Insurance Investments & Financial Services Ltd across 22 annual periods. Check HARL cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Harel Insurance Investments & Financial Services Ltd Financial Flexibility Index by Year (2004–2025)
Harel Insurance Investments & Financial Services Ltd financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for Harel Insurance Investments & Financial Services Ltd. For the full cash flow conversion analysis, see HARL cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (ILA) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | ILA5.51 Billion | ILA5.47 Billion | ILA151.44 Billion | ▲ +309.9% |
| 2024 | -0.02x | ILA-2.59 Billion | ILA-3.06 Billion | ILA149.46 Billion | ▼ -160.1% |
| 2023 | 0.03x | ILA3.92 Billion | ILA3.47 Billion | ILA135.85 Billion | ▲ +43.3% |
| 2022 | 0.02x | ILA2.56 Billion | ILA2.19 Billion | ILA126.88 Billion | ▲ +41.0% |
| 2021 | 0.01x | ILA1.84 Billion | ILA1.49 Billion | ILA128.78 Billion | ▼ -9.1% |
| 2020 | 0.02x | ILA1.76 Billion | ILA1.41 Billion | ILA111.99 Billion | ▲ +3020.8% |
| 2019 | 0.00x | ILA-58.00 Million | ILA-361.00 Million | ILA107.80 Billion | ▼ -103.8% |
| 2018 | 0.01x | ILA1.34 Billion | ILA1.01 Billion | ILA94.10 Billion | ▼ -3.5% |
| 2017 | 0.01x | ILA1.27 Billion | ILA1.03 Billion | ILA86.57 Billion | ▼ -63.3% |
| 2016 | 0.04x | ILA3.65 Billion | ILA3.39 Billion | ILA91.00 Billion | ▲ +154.8% |
| 2015 | 0.02x | ILA1.36 Billion | ILA1.03 Billion | ILA86.57 Billion | ▲ +158.1% |
| 2014 | -0.03x | ILA-2.29 Billion | ILA-2.48 Billion | ILA84.53 Billion | ▲ +49.0% |
| 2013 | -0.05x | ILA-3.94 Billion | ILA-4.34 Billion | ILA74.17 Billion | ▼ -32.1% |
| 2012 | -0.04x | ILA-2.38 Billion | ILA-2.53 Billion | ILA59.22 Billion | ▼ -631.6% |
| 2011 | 0.01x | ILA389.12 Million | ILA243.65 Million | ILA51.40 Billion | ▲ +121.0% |
| 2010 | -0.04x | ILA-1.75 Billion | ILA-1.87 Billion | ILA48.73 Billion | ▼ -465.3% |
| 2009 | -0.01x | ILA-256.79 Million | ILA-347.17 Million | ILA40.31 Billion | ▼ -185.0% |
| 2008 | 0.01x | ILA236.06 Million | ILA95.65 Million | ILA31.52 Billion | ▼ -82.8% |
| 2007 | 0.04x | ILA1.34 Billion | ILA1.10 Billion | ILA30.83 Billion | ▲ +2284.8% |
| 2006 | 0.00x | ILA-55.21 Million | ILA-133.94 Million | ILA27.72 Billion | ▼ -108.8% |
| 2005 | 0.02x | ILA558.30 Million | ILA503.75 Million | ILA24.70 Billion | ▲ +22.0% |
| 2004 | 0.02x | ILA405.80 Million | ILA356.60 Million | ILA21.90 Billion | — |