Harel Insurance Investments & Financial Services Ltd Cash Flow Quality Index
Harel Insurance Investments & Financial Services Ltd cash flow quality index. Harel Insurance Investments & Financial Services Ltd (HARL) has a Cash Flow Quality Index of 2.12x as of June 2026. Operating cash flow of ILA2.26 Billion exceeds net income of ILA1.07 Billion, indicating high earnings quality where cash backs reported profits. See Harel Insurance Investments & Financial financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Harel Insurance Investments & Financial Services Ltd (2004–2025)
Cash flow quality index of Harel Insurance Investments & Financial Services Ltd from 2004 to 2025. Historical Cash Flow Quality Index for Harel Insurance Investments & Financial Services Ltd across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Harel Insurance Investments & Financial debt service capacity to assess how comfortably operating cash covers total debt obligations.
Harel Insurance Investments & Financial Services Ltd Cash Flow Quality Index by Year (2004–2025)
Harel Insurance Investments & Financial Services Ltd cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Harel Insurance Investments & Financial Services Ltd. For the full cash flow conversion analysis, see HARL cash flow conversion.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.83x | ILA5.47 Billion | ILA2.99 Billion | ▲ +157.4% |
| 2024 | -3.19x | ILA-3.06 Billion | ILA960.00 Million | ▼ -145.5% |
| 2023 | 7.00x | ILA3.47 Billion | ILA496.00 Million | ▲ +190.3% |
| 2022 | 2.41x | ILA2.19 Billion | ILA906.00 Million | ▲ +96.7% |
| 2021 | 1.23x | ILA1.49 Billion | ILA1.21 Billion | ▼ -37.1% |
| 2020 | 1.95x | ILA1.41 Billion | ILA725.00 Million | ▲ +346.7% |
| 2019 | -0.79x | ILA-361.00 Million | ILA457.00 Million | ▼ -148.5% |
| 2018 | 1.63x | ILA1.01 Billion | ILA620.00 Million | ▲ +8.5% |
| 2017 | 1.50x | ILA1.03 Billion | ILA684.07 Million | ▼ -82.4% |
| 2016 | 8.53x | ILA3.39 Billion | ILA397.00 Million | ▲ +276.3% |
| 2015 | 2.27x | ILA1.03 Billion | ILA455.75 Million | ▲ +134.1% |
| 2014 | -6.64x | ILA-2.48 Billion | ILA374.23 Million | ▼ -4.1% |
| 2013 | -6.38x | ILA-4.34 Billion | ILA680.79 Million | ▼ -13.9% |
| 2012 | -5.60x | ILA-2.53 Billion | ILA450.71 Million | ▼ -581.0% |
| 2011 | 1.16x | ILA243.65 Million | ILA209.16 Million | ▲ +133.4% |
| 2010 | -3.49x | ILA-1.87 Billion | ILA534.93 Million | ▼ -385.8% |
| 2009 | -0.72x | ILA-347.17 Million | ILA483.25 Million | ▼ -131.7% |
| 2007 | 2.26x | ILA1.10 Billion | ILA484.05 Million | ▲ +817.2% |
| 2006 | -0.32x | ILA-133.94 Million | ILA424.48 Million | ▼ -130.2% |
| 2005 | 1.04x | ILA503.75 Million | ILA482.51 Million | ▲ +18.8% |
| 2004 | 0.88x | ILA356.60 Million | ILA405.92 Million | — |