Finward Bancorp (FNWD) — Capital Reinvestment Ratio
Latest as of September 2025:
0.13x
Finward Bancorp (FNWD) has a Capital Reinvestment Ratio of 0.13x as of September 2025, meaning it reinvests 0% of its operating cash flow ($1.20 Million) in capital expenditures ($152.00K). See FNWD free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.13x
Capex / Operating Cash Flow
Operating Cash Flow
$1.20 Million
USD
Capital Expenditures
$152.00K
USD
Data as of
Sep 2025
Most recent filing
Finward Bancorp Capital Reinvestment Ratio (1996–2024)
This chart tracks Finward Bancorp's Capital Reinvestment Ratio across 29 annual periods.
Annual Capital Reinvestment Ratio for Finward Bancorp (1996–2024)
Year-by-year Capital Reinvestment Ratio for Finward Bancorp from 1996 to 2024. For live market cap and broader valuation context, see Finward Bancorp market capitalisation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.31x | $9.80 Million | $3.07 Million | ▲ +561.2% |
| 2023 | 0.05x | $24.21 Million | $1.15 Million | ▼ -72.2% |
| 2022 | 0.17x | $17.76 Million | $3.03 Million | ▼ -7.0% |
| 2021 | 0.18x | $17.04 Million | $3.13 Million | ▲ +3.9% |
| 2020 | 0.18x | $21.15 Million | $3.73 Million | ▼ -36.4% |
| 2019 | 0.28x | $10.96 Million | $3.04 Million | ▲ +189.3% |
| 2018 | 0.10x | $10.54 Million | $1.01 Million | ▼ -28.8% |
| 2017 | 0.13x | $12.30 Million | $1.66 Million | ▼ -18.1% |
| 2016 | 0.16x | $10.39 Million | $1.71 Million | ▲ +18.9% |
| 2015 | 0.14x | $9.46 Million | $1.31 Million | ▲ +54.4% |
| 2014 | 0.09x | $9.58 Million | $859.00K | ▲ +11.1% |
| 2013 | 0.08x | $11.06 Million | $893.00K | ▼ -13.6% |
| 2012 | 0.09x | $8.53 Million | $797.00K | ▲ +232.1% |
| 2011 | 0.03x | $14.82 Million | $417.00K | ▼ -76.1% |
| 2010 | 0.12x | $14.48 Million | $1.70 Million | ▼ -92.4% |
| 2009 | 1.55x | $1.25 Million | $1.93 Million | ▲ +353.4% |
| 2008 | 0.34x | $12.14 Million | $4.14 Million | ▼ -7.8% |
| 2007 | 0.37x | $8.25 Million | $3.05 Million | ▲ +78.8% |
| 2006 | 0.21x | $6.57 Million | $1.36 Million | ▼ -12.6% |
| 2005 | 0.24x | $7.13 Million | $1.69 Million | ▲ +87.6% |
| 2004 | 0.13x | $7.88 Million | $994.00K | ▼ -84.7% |
| 2003 | 0.82x | $7.30 Million | $6.01 Million | ▲ +190.5% |
| 2002 | 0.28x | $7.62 Million | $2.16 Million | ▲ +47.6% |
| 2001 | 0.19x | $5.59 Million | $1.07 Million | ▼ -53.3% |
| 2000 | 0.41x | $5.34 Million | $2.20 Million | ▲ +256.3% |
| 1999 | 0.12x | $5.20 Million | $600.00K | ▼ -29.4% |
| 1998 | 0.16x | $4.48 Million | $732.00K | ▲ +85.5% |
| 1997 | 0.09x | $5.16 Million | $454.00K | ▼ -91.0% |
| 1996 | 0.98x | $2.42 Million | $2.37 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow