Finward Bancorp (FNWD) — Net Asset Quality Index
Finward Bancorp (FNWD) has a Net Asset Quality Index of 8.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.02 Billion minus total liabilities of $1.85 Billion yields net assets of $174.66 Million. A higher index indicates a stronger, lower-leverage balance sheet. See FNWD defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Finward Bancorp Net Asset Quality Index Over Time (1996–2025)
This chart shows how Finward Bancorp's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the index stands at 8.6%, representing net assets of $174.66 Million against total assets of $2.02 Billion USD. Explore FNWD cash generation efficiency to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Finward Bancorp (1996–2025)
The table below presents the year-by-year Net Asset Quality Index for Finward Bancorp from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Finward Bancorp market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.6% | $174.66 Million | $2.02 Billion | $1.85 Billion | ▲ +1.3 pp |
| 2024 | 7.3% | $151.41 Million | $2.06 Billion | $1.91 Billion | ▲ +0.4 pp |
| 2023 | 7.0% | $147.34 Million | $2.11 Billion | $1.96 Billion | ▲ +0.4 pp |
| 2022 | 6.6% | $136.39 Million | $2.07 Billion | $1.93 Billion | ▼ -3.1 pp |
| 2021 | 9.7% | $156.62 Million | $1.62 Billion | $1.46 Billion | ▼ -0.5 pp |
| 2020 | 10.1% | $151.69 Million | $1.50 Billion | $1.34 Billion | ▲ +0.0 pp |
| 2019 | 10.1% | $134.10 Million | $1.33 Billion | $1.19 Billion | ▲ +0.8 pp |
| 2018 | 9.3% | $101.46 Million | $1.10 Billion | $994.69 Million | ▼ -0.7 pp |
| 2017 | 9.9% | $92.06 Million | $927.26 Million | $835.20 Million | ▲ +0.7 pp |
| 2016 | 9.2% | $84.11 Million | $913.63 Million | $829.52 Million | ▼ -0.1 pp |
| 2015 | 9.4% | $80.91 Million | $864.89 Million | $783.98 Million | ▼ -0.5 pp |
| 2014 | 9.8% | $76.17 Million | $775.04 Million | $698.88 Million | ▲ +0.2 pp |
| 2013 | 9.6% | $66.76 Million | $693.45 Million | $626.69 Million | ▼ -0.2 pp |
| 2012 | 9.8% | $67.65 Million | $691.85 Million | $624.19 Million | ▲ +0.1 pp |
| 2011 | 9.7% | $62.96 Million | $651.76 Million | $588.80 Million | ▲ +0.8 pp |
| 2010 | 8.9% | $56.09 Million | $631.05 Million | $574.96 Million | ▲ +0.9 pp |
| 2009 | 8.0% | $53.08 Million | $661.81 Million | $608.73 Million | ▲ +0.1 pp |
| 2008 | 7.9% | $52.77 Million | $664.73 Million | $611.96 Million | ▼ -0.4 pp |
| 2007 | 8.4% | $52.73 Million | $628.72 Million | $575.99 Million | ▲ +0.3 pp |
| 2006 | 8.1% | $50.01 Million | $618.98 Million | $568.97 Million | ▲ +0.7 pp |
| 2005 | 7.4% | $46.43 Million | $627.44 Million | $581.01 Million | ▼ -0.5 pp |
| 2004 | 7.9% | $44.10 Million | $557.39 Million | $513.30 Million | ▼ -0.3 pp |
| 2003 | 8.2% | $41.55 Million | $508.77 Million | $467.22 Million | ▲ +0.1 pp |
| 2002 | 8.0% | $39.15 Million | $488.00 Million | $448.85 Million | ▼ -0.1 pp |
| 2001 | 8.1% | $35.88 Million | $440.71 Million | $404.83 Million | ▼ -0.4 pp |
| 2000 | 8.5% | $33.53 Million | $392.31 Million | $358.78 Million | ▼ -0.4 pp |
| 1999 | 9.0% | $32.50 Million | $361.70 Million | $329.20 Million | ▼ -0.1 pp |
| 1998 | 9.1% | $31.32 Million | $345.42 Million | $314.10 Million | ▼ -0.2 pp |
| 1997 | 9.2% | $29.48 Million | $319.61 Million | $290.13 Million | ▼ -0.1 pp |
| 1996 | 9.3% | $27.82 Million | $299.42 Million | $271.60 Million | — |