Finward Bancorp (FNWD) — Cash Flow-to-Debt Ratio
Finward Bancorp (FNWD) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $1.20 Million could theoretically repay 0% of its total liabilities ($1.89 Billion) in one year. See free cash flow generation of Finward Bancorp to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Finward Bancorp Cash Flow-to-Debt Ratio (1996–2024)
Historical debt coverage capacity for Finward Bancorp across 29 annual periods. Also explore net asset momentum of Finward Bancorp to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Finward Bancorp (1996–2024)
Year-by-year debt coverage analysis for Finward Bancorp. For market capitalisation and broader financial context, see FNWD stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $9.80 Million | $1.91 Billion | ▼ -58.4% |
| 2023 | 0.01x | $24.21 Million | $1.96 Billion | ▲ +34.4% |
| 2022 | 0.01x | $17.76 Million | $1.93 Billion | ▼ -21.1% |
| 2021 | 0.01x | $17.04 Million | $1.46 Billion | ▼ -26.0% |
| 2020 | 0.02x | $21.15 Million | $1.34 Billion | ▲ +71.5% |
| 2019 | 0.01x | $10.96 Million | $1.19 Billion | ▼ -13.4% |
| 2018 | 0.01x | $10.54 Million | $994.69 Million | ▼ -28.0% |
| 2017 | 0.01x | $12.30 Million | $835.20 Million | ▲ +17.6% |
| 2016 | 0.01x | $10.39 Million | $829.52 Million | ▲ +3.8% |
| 2015 | 0.01x | $9.46 Million | $783.98 Million | ▼ -12.0% |
| 2014 | 0.01x | $9.58 Million | $698.88 Million | ▼ -22.3% |
| 2013 | 0.02x | $11.06 Million | $626.69 Million | ▲ +29.2% |
| 2012 | 0.01x | $8.53 Million | $624.19 Million | ▼ -45.7% |
| 2011 | 0.03x | $14.82 Million | $588.80 Million | ▼ -0.1% |
| 2010 | 0.03x | $14.48 Million | $574.96 Million | ▲ +1129.5% |
| 2009 | 0.00x | $1.25 Million | $608.73 Million | ▼ -89.7% |
| 2008 | 0.02x | $12.14 Million | $611.96 Million | ▲ +38.6% |
| 2007 | 0.01x | $8.25 Million | $575.99 Million | ▲ +24.0% |
| 2006 | 0.01x | $6.57 Million | $568.97 Million | ▼ -5.9% |
| 2005 | 0.01x | $7.13 Million | $581.01 Million | ▼ -20.1% |
| 2004 | 0.02x | $7.88 Million | $513.30 Million | ▼ -1.8% |
| 2003 | 0.02x | $7.30 Million | $467.22 Million | ▼ -8.0% |
| 2002 | 0.02x | $7.62 Million | $448.85 Million | ▲ +23.0% |
| 2001 | 0.01x | $5.59 Million | $404.83 Million | ▼ -7.2% |
| 2000 | 0.01x | $5.34 Million | $358.78 Million | ▼ -5.7% |
| 1999 | 0.02x | $5.20 Million | $329.20 Million | ▲ +10.7% |
| 1998 | 0.01x | $4.48 Million | $314.10 Million | ▼ -19.7% |
| 1997 | 0.02x | $5.16 Million | $290.13 Million | ▲ +99.8% |
| 1996 | 0.01x | $2.42 Million | $271.60 Million | — |