Finward Bancorp Cash Flow-to-Debt Ratio
Finward Bancorp cash flow-to-debt ratio. Finward Bancorp (FNWD) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $1.20 Million could theoretically repay 0% of its total liabilities ($1.89 Billion) in one year. Check FNWD cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Finward Bancorp (1996–2024)
Cash flow-to-debt ratio of Finward Bancorp from 1996 to 2024. Historical debt coverage capacity for Finward Bancorp across 29 annual periods. Check Finward Bancorp cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Finward Bancorp Cash Flow-to-Debt Ratio by Year (1996–2024)
Finward Bancorp cash flow-to-debt ratio by year from 1996 to 2024. Year-by-year debt coverage analysis for Finward Bancorp. For the full cash flow conversion analysis, see Finward Bancorp (FNWD) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $9.80 Million | $1.91 Billion | ▼ -58.4% |
| 2023 | 0.01x | $24.21 Million | $1.96 Billion | ▲ +34.4% |
| 2022 | 0.01x | $17.76 Million | $1.93 Billion | ▼ -21.1% |
| 2021 | 0.01x | $17.04 Million | $1.46 Billion | ▼ -26.0% |
| 2020 | 0.02x | $21.15 Million | $1.34 Billion | ▲ +71.5% |
| 2019 | 0.01x | $10.96 Million | $1.19 Billion | ▼ -13.4% |
| 2018 | 0.01x | $10.54 Million | $994.69 Million | ▼ -28.0% |
| 2017 | 0.01x | $12.30 Million | $835.20 Million | ▲ +17.6% |
| 2016 | 0.01x | $10.39 Million | $829.52 Million | ▲ +3.8% |
| 2015 | 0.01x | $9.46 Million | $783.98 Million | ▼ -12.0% |
| 2014 | 0.01x | $9.58 Million | $698.88 Million | ▼ -22.3% |
| 2013 | 0.02x | $11.06 Million | $626.69 Million | ▲ +29.2% |
| 2012 | 0.01x | $8.53 Million | $624.19 Million | ▼ -45.7% |
| 2011 | 0.03x | $14.82 Million | $588.80 Million | ▼ -0.1% |
| 2010 | 0.03x | $14.48 Million | $574.96 Million | ▲ +1129.5% |
| 2009 | 0.00x | $1.25 Million | $608.73 Million | ▼ -89.7% |
| 2008 | 0.02x | $12.14 Million | $611.96 Million | ▲ +38.6% |
| 2007 | 0.01x | $8.25 Million | $575.99 Million | ▲ +24.0% |
| 2006 | 0.01x | $6.57 Million | $568.97 Million | ▼ -5.9% |
| 2005 | 0.01x | $7.13 Million | $581.01 Million | ▼ -20.1% |
| 2004 | 0.02x | $7.88 Million | $513.30 Million | ▼ -1.8% |
| 2003 | 0.02x | $7.30 Million | $467.22 Million | ▼ -8.0% |
| 2002 | 0.02x | $7.62 Million | $448.85 Million | ▲ +23.0% |
| 2001 | 0.01x | $5.59 Million | $404.83 Million | ▼ -7.2% |
| 2000 | 0.01x | $5.34 Million | $358.78 Million | ▼ -5.7% |
| 1999 | 0.02x | $5.20 Million | $329.20 Million | ▲ +10.7% |
| 1998 | 0.01x | $4.48 Million | $314.10 Million | ▼ -19.7% |
| 1997 | 0.02x | $5.16 Million | $290.13 Million | ▲ +99.8% |
| 1996 | 0.01x | $2.42 Million | $271.60 Million | — |