Finward Bancorp (FNWD) — Cash Flow Reinvestment Rate
Finward Bancorp (FNWD) has a Cash Flow Reinvestment Rate of 12.08x as of September 2025, reinvesting $14.49 Million (capex $152.00K plus investments $14.34 Million) from operating cash flow of $1.20 Million. Check how high is Finward Bancorp's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Finward Bancorp Cash Flow Reinvestment Rate (1996–2024)
Historical reinvestment intensity for Finward Bancorp across 29 annual periods. Explore investment intensity of Finward Bancorp to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Finward Bancorp (1996–2024)
Year-by-year capital reinvestment analysis for Finward Bancorp. For live market cap and broader valuation context, see Finward Bancorp (FNWD) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 4.68x | $45.86 Million | $9.80 Million | $3.07 Million | ▲ +843.1% |
| 2023 | 0.50x | $12.01 Million | $24.21 Million | $1.15 Million | ▲ +110.0% |
| 2022 | 0.24x | $4.19 Million | $17.76 Million | $3.03 Million | ▼ -96.7% |
| 2021 | 7.12x | $121.28 Million | $17.04 Million | $3.13 Million | ▼ -19.5% |
| 2020 | 8.84x | $186.98 Million | $21.15 Million | $3.73 Million | ▲ +260.7% |
| 2019 | 2.45x | $26.86 Million | $10.96 Million | $3.04 Million | ▲ +997.1% |
| 2018 | 0.22x | $2.35 Million | $10.54 Million | $1.01 Million | ▼ -73.7% |
| 2017 | 0.85x | $10.47 Million | $12.30 Million | $1.66 Million | ▲ +417.1% |
| 2016 | 0.16x | $1.71 Million | $10.39 Million | $1.71 Million | ▲ +18.9% |
| 2015 | 0.14x | $1.31 Million | $9.46 Million | $1.31 Million | ▲ +54.4% |
| 2014 | 0.09x | $859.00K | $9.58 Million | $859.00K | ▲ +11.1% |
| 2013 | 0.08x | $893.00K | $11.06 Million | $893.00K | ▼ -13.6% |
| 2012 | 0.09x | $797.00K | $8.53 Million | $797.00K | ▲ +232.1% |
| 2011 | 0.03x | $417.00K | $14.82 Million | $417.00K | ▼ -76.1% |
| 2010 | 0.12x | $1.70 Million | $14.48 Million | $1.70 Million | ▼ -92.4% |
| 2009 | 1.55x | $1.93 Million | $1.25 Million | $1.93 Million | ▲ +353.4% |
| 2008 | 0.34x | $4.14 Million | $12.14 Million | $4.14 Million | ▼ -7.8% |
| 2007 | 0.37x | $3.05 Million | $8.25 Million | $3.05 Million | ▲ +78.8% |
| 2006 | 0.21x | $1.36 Million | $6.57 Million | $1.36 Million | ▼ -12.6% |
| 2005 | 0.24x | $1.69 Million | $7.13 Million | $1.69 Million | ▲ +87.6% |
| 2004 | 0.13x | $994.00K | $7.88 Million | $994.00K | ▼ -84.7% |
| 2003 | 0.82x | $6.01 Million | $7.30 Million | $6.01 Million | ▲ +190.5% |
| 2002 | 0.28x | $2.16 Million | $7.62 Million | $2.16 Million | ▲ +47.6% |
| 2001 | 0.19x | $1.07 Million | $5.59 Million | $1.07 Million | ▼ -53.3% |
| 2000 | 0.41x | $2.20 Million | $5.34 Million | $2.20 Million | ▲ +256.3% |
| 1999 | 0.12x | $600.00K | $5.20 Million | $600.00K | ▼ -29.4% |
| 1998 | 0.16x | $732.00K | $4.48 Million | $732.00K | ▲ +85.5% |
| 1997 | 0.09x | $454.00K | $5.16 Million | $454.00K | ▼ -91.0% |
| 1996 | 0.98x | $2.37 Million | $2.42 Million | $2.37 Million | — |