Finward Bancorp (FNWD) — Cash Flow Reinvestment Rate
Finward Bancorp (FNWD) has a Cash Flow Reinvestment Rate of 12.08x as of September 2025, reinvesting $14.49 Million (capex $152.00K plus investments $14.34 Million) from operating cash flow of $1.20 Million. Explore FNWD capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Finward Bancorp Cash Flow Reinvestment Rate (1996–2024)
Historical reinvestment intensity for Finward Bancorp across 29 annual periods. Also explore how large is Finward Bancorp's balance sheet for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Finward Bancorp (1996–2024)
Year-by-year capital reinvestment analysis for Finward Bancorp. For live market cap and broader valuation context, see Finward Bancorp (FNWD) market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 4.68x | $45.86 Million | $9.80 Million | $3.07 Million | ▲ +843.1% |
| 2023 | 0.50x | $12.01 Million | $24.21 Million | $1.15 Million | ▲ +110.0% |
| 2022 | 0.24x | $4.19 Million | $17.76 Million | $3.03 Million | ▼ -96.7% |
| 2021 | 7.12x | $121.28 Million | $17.04 Million | $3.13 Million | ▼ -19.5% |
| 2020 | 8.84x | $186.98 Million | $21.15 Million | $3.73 Million | ▲ +260.7% |
| 2019 | 2.45x | $26.86 Million | $10.96 Million | $3.04 Million | ▲ +997.1% |
| 2018 | 0.22x | $2.35 Million | $10.54 Million | $1.01 Million | ▼ -73.7% |
| 2017 | 0.85x | $10.47 Million | $12.30 Million | $1.66 Million | ▲ +417.1% |
| 2016 | 0.16x | $1.71 Million | $10.39 Million | $1.71 Million | ▲ +18.9% |
| 2015 | 0.14x | $1.31 Million | $9.46 Million | $1.31 Million | ▲ +54.4% |
| 2014 | 0.09x | $859.00K | $9.58 Million | $859.00K | ▲ +11.1% |
| 2013 | 0.08x | $893.00K | $11.06 Million | $893.00K | ▼ -13.6% |
| 2012 | 0.09x | $797.00K | $8.53 Million | $797.00K | ▲ +232.1% |
| 2011 | 0.03x | $417.00K | $14.82 Million | $417.00K | ▼ -76.1% |
| 2010 | 0.12x | $1.70 Million | $14.48 Million | $1.70 Million | ▼ -92.4% |
| 2009 | 1.55x | $1.93 Million | $1.25 Million | $1.93 Million | ▲ +353.4% |
| 2008 | 0.34x | $4.14 Million | $12.14 Million | $4.14 Million | ▼ -7.8% |
| 2007 | 0.37x | $3.05 Million | $8.25 Million | $3.05 Million | ▲ +78.8% |
| 2006 | 0.21x | $1.36 Million | $6.57 Million | $1.36 Million | ▼ -12.6% |
| 2005 | 0.24x | $1.69 Million | $7.13 Million | $1.69 Million | ▲ +87.6% |
| 2004 | 0.13x | $994.00K | $7.88 Million | $994.00K | ▼ -84.7% |
| 2003 | 0.82x | $6.01 Million | $7.30 Million | $6.01 Million | ▲ +190.5% |
| 2002 | 0.28x | $2.16 Million | $7.62 Million | $2.16 Million | ▲ +47.6% |
| 2001 | 0.19x | $1.07 Million | $5.59 Million | $1.07 Million | ▼ -53.3% |
| 2000 | 0.41x | $2.20 Million | $5.34 Million | $2.20 Million | ▲ +256.3% |
| 1999 | 0.12x | $600.00K | $5.20 Million | $600.00K | ▼ -29.4% |
| 1998 | 0.16x | $732.00K | $4.48 Million | $732.00K | ▲ +85.5% |
| 1997 | 0.09x | $454.00K | $5.16 Million | $454.00K | ▼ -91.0% |
| 1996 | 0.98x | $2.37 Million | $2.42 Million | $2.37 Million | — |