Finward Bancorp Working Capital to Net Assets Ratio
Finward Bancorp working capital to net assets ratio. Finward Bancorp (FNWD) has a Working Capital to Net Assets ratio of 446.7% as of December 2025. Working capital of $780.18 Million (current assets of $1.79 Billion minus current liabilities of $1.01 Billion) is measured against net assets of $174.66 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of Finward Bancorp to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Finward Bancorp (1996–2025)
Working capital to net assets ratio of Finward Bancorp from 1996 to 2025. This chart shows how Finward Bancorp's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 446.7%, reflecting working capital of $780.18 Million against net assets of $174.66 Million USD. See Finward Bancorp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Finward Bancorp Working Capital to Net Assets Ratio by Year (1996–2025)
Finward Bancorp working capital to net assets ratio by year from 1996 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Finward Bancorp from 1996 to 2025, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Finward Bancorp balance sheet assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 446.7% | $780.18 Million | $174.66 Million | $1.79 Billion | $1.01 Billion | ▲ +1363.9 pp |
| 2024 | -917.2% | $-1.39 Billion | $151.41 Million | $411.86 Million | $1.80 Billion | ▲ +23.5 pp |
| 2023 | -940.7% | $-1.39 Billion | $147.34 Million | $465.43 Million | $1.85 Billion | ▲ +87.2 pp |
| 2022 | -1027.9% | $-1.40 Billion | $136.39 Million | $411.95 Million | $1.81 Billion | ▼ -454.1 pp |
| 2021 | -573.8% | $-898.62 Million | $156.62 Million | $565.51 Million | $1.46 Billion | ▲ +20.4 pp |
| 2020 | -594.1% | $-901.25 Million | $151.69 Million | $437.20 Million | $1.34 Billion | ▲ +51.2 pp |
| 2019 | -645.4% | $-865.49 Million | $134.10 Million | $315.13 Million | $1.18 Billion | ▲ +32.6 pp |
| 2018 | -678.0% | $-687.89 Million | $101.46 Million | $263.80 Million | $951.69 Million | ▼ -75.9 pp |
| 2017 | -602.0% | $-554.22 Million | $92.06 Million | $260.10 Million | $814.32 Million | ▲ +18.7 pp |
| 2016 | -620.7% | $-522.09 Million | $84.11 Million | $281.61 Million | $803.69 Million | ▼ -5.9 pp |
| 2015 | -614.8% | $-497.45 Million | $80.91 Million | $247.04 Million | $744.49 Million | ▼ -55.8 pp |
| 2014 | -559.0% | $-425.80 Million | $76.17 Million | $236.70 Million | $662.50 Million | ▲ +7.0 pp |
| 2013 | -566.0% | $-377.89 Million | $66.76 Million | $217.90 Million | $595.79 Million | ▼ -24.0 pp |
| 2012 | -542.0% | $-366.70 Million | $67.65 Million | $224.29 Million | $590.99 Million | ▼ -1.1 pp |
| 2011 | -541.0% | $-340.59 Million | $62.96 Million | $211.59 Million | $552.18 Million | ▲ +397.7 pp |
| 2010 | -938.6% | $-526.47 Million | $56.09 Million | $15.95 Million | $542.42 Million | ▲ +90.6 pp |
| 2009 | -1029.2% | $-546.29 Million | $53.08 Million | $15.31 Million | $561.60 Million | ▲ +10.1 pp |
| 2008 | -1039.3% | $-548.48 Million | $52.77 Million | $14.46 Million | $562.94 Million | ▼ -132.9 pp |
| 2007 | -906.4% | $-477.98 Million | $52.73 Million | $15.40 Million | $493.38 Million | ▲ +81.1 pp |
| 2006 | -987.5% | $-493.84 Million | $50.01 Million | $19.09 Million | $512.93 Million | ▲ +52.5 pp |
| 2005 | -1040.0% | $-482.91 Million | $46.43 Million | $42.82 Million | $525.73 Million | ▲ +7.8 pp |
| 2004 | -1047.8% | $-462.06 Million | $44.10 Million | $18.86 Million | $480.92 Million | ▲ +21.6 pp |
| 2003 | -1069.4% | $-444.40 Million | $41.55 Million | $18.14 Million | $462.54 Million | ▼ -30.5 pp |
| 2002 | -1038.9% | $-406.72 Million | $39.15 Million | $36.01 Million | $442.74 Million | ▲ +22.9 pp |
| 2001 | -1061.8% | $-380.99 Million | $35.88 Million | $19.21 Million | $400.20 Million | ▼ -62.5 pp |
| 2000 | -999.3% | $-335.05 Million | $33.53 Million | $19.86 Million | $354.91 Million | ▼ -51.0 pp |
| 1999 | -948.3% | $-308.20 Million | $32.50 Million | $17.00 Million | $325.20 Million | ▼ -95.3 pp |
| 1998 | -853.1% | $-267.14 Million | $31.32 Million | $29.64 Million | $296.78 Million | ▲ +37.8 pp |
| 1997 | -890.9% | $-262.65 Million | $29.48 Million | $12.85 Million | $275.50 Million | ▲ +10.4 pp |
| 1996 | -901.2% | $-250.68 Million | $27.82 Million | $8.66 Million | $259.34 Million | — |