Finward Bancorp (FNWD) — Free Cash Flow Generation Index
Finward Bancorp (FNWD) has a Free Cash Flow Generation Index of 0.87x as of September 2025. Free cash flow of $1.05 Million represents 1% of operating cash flow ($1.20 Million). Read FNWD current and long-term liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Finward Bancorp Free Cash Flow Generation Index (1996–2024)
Historical FCF Generation Index trend for Finward Bancorp across 29 annual periods. Explore FNWD capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Finward Bancorp (1996–2024)
Year-by-year Free Cash Flow Generation Index for Finward Bancorp. For the full company profile including market capitalisation, see how much is Finward Bancorp worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.69x | $6.73 Million | $9.80 Million | $3.07 Million | ▼ -27.9% |
| 2023 | 0.95x | $23.06 Million | $24.21 Million | $1.15 Million | ▲ +14.9% |
| 2022 | 0.83x | $14.73 Million | $17.76 Million | $3.03 Million | ▲ +1.6% |
| 2021 | 0.82x | $13.91 Million | $17.04 Million | $3.13 Million | ▼ -0.8% |
| 2020 | 0.82x | $17.41 Million | $21.15 Million | $3.73 Million | ▲ +14.0% |
| 2019 | 0.72x | $7.92 Million | $10.96 Million | $3.04 Million | ▼ -20.1% |
| 2018 | 0.90x | $9.53 Million | $10.54 Million | $1.01 Million | ▲ +4.5% |
| 2017 | 0.87x | $10.64 Million | $12.30 Million | $1.66 Million | ▲ +3.6% |
| 2016 | 0.84x | $8.68 Million | $10.39 Million | $1.71 Million | ▼ -3.0% |
| 2015 | 0.86x | $8.15 Million | $9.46 Million | $1.31 Million | ▼ -5.4% |
| 2014 | 0.91x | $8.72 Million | $9.58 Million | $859.00K | ▼ -1.0% |
| 2013 | 0.92x | $10.16 Million | $11.06 Million | $893.00K | ▲ +1.4% |
| 2012 | 0.91x | $7.73 Million | $8.53 Million | $797.00K | ▼ -6.7% |
| 2011 | 0.97x | $14.40 Million | $14.82 Million | $417.00K | ▲ +10.1% |
| 2010 | 0.88x | $12.78 Million | $14.48 Million | $1.70 Million | ▲ +261.4% |
| 2009 | -0.55x | $-682.00K | $1.25 Million | $1.93 Million | ▼ -183.0% |
| 2008 | 0.66x | $8.00 Million | $12.14 Million | $4.14 Million | ▲ +4.6% |
| 2007 | 0.63x | $5.19 Million | $8.25 Million | $3.05 Million | ▼ -20.6% |
| 2006 | 0.79x | $5.21 Million | $6.57 Million | $1.36 Million | ▲ +3.9% |
| 2005 | 0.76x | $5.44 Million | $7.13 Million | $1.69 Million | ▼ -12.6% |
| 2004 | 0.87x | $6.88 Million | $7.88 Million | $994.00K | ▲ +393.3% |
| 2003 | 0.18x | $1.29 Million | $7.30 Million | $6.01 Million | ▼ -75.3% |
| 2002 | 0.72x | $5.46 Million | $7.62 Million | $2.16 Million | ▼ -11.3% |
| 2001 | 0.81x | $4.52 Million | $5.59 Million | $1.07 Million | ▲ +37.2% |
| 2000 | 0.59x | $3.15 Million | $5.34 Million | $2.20 Million | ▼ -33.4% |
| 1999 | 0.88x | $4.60 Million | $5.20 Million | $600.00K | ▲ +5.7% |
| 1998 | 0.84x | $3.75 Million | $4.48 Million | $732.00K | ▼ -8.3% |
| 1997 | 0.91x | $4.70 Million | $5.16 Million | $454.00K | ▲ +5043.7% |
| 1996 | 0.02x | $42.83K | $2.42 Million | $2.37 Million | — |