Finward Bancorp (FNWD) — Financial Flexibility Index
Finward Bancorp (FNWD) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $1.35 Million (operating CF $1.20 Million minus capex $152.00K) represents 0% of total liabilities ($1.89 Billion). Check FNWD strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Finward Bancorp Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Finward Bancorp across 29 annual periods. See working capital to net assets of Finward Bancorp to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Finward Bancorp (1996–2024)
Year-by-year free cash flow to debt coverage for Finward Bancorp. For the full company profile including market capitalisation, see how much is Finward Bancorp worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $12.88 Million | $9.80 Million | $1.91 Billion | ▼ -47.8% |
| 2023 | 0.01x | $25.36 Million | $24.21 Million | $1.96 Billion | ▲ +20.3% |
| 2022 | 0.01x | $20.79 Million | $17.76 Million | $1.93 Billion | ▼ -22.0% |
| 2021 | 0.01x | $20.17 Million | $17.04 Million | $1.46 Billion | ▼ -25.6% |
| 2020 | 0.02x | $24.88 Million | $21.15 Million | $1.34 Billion | ▲ +57.9% |
| 2019 | 0.01x | $14.00 Million | $10.96 Million | $1.19 Billion | ▲ +0.9% |
| 2018 | 0.01x | $11.55 Million | $10.54 Million | $994.69 Million | ▼ -30.5% |
| 2017 | 0.02x | $13.96 Million | $12.30 Million | $835.20 Million | ▲ +14.5% |
| 2016 | 0.01x | $12.10 Million | $10.39 Million | $829.52 Million | ▲ +6.2% |
| 2015 | 0.01x | $10.77 Million | $9.46 Million | $783.98 Million | ▼ -8.0% |
| 2014 | 0.01x | $10.44 Million | $9.58 Million | $698.88 Million | ▼ -21.7% |
| 2013 | 0.02x | $11.95 Million | $11.06 Million | $626.69 Million | ▲ +27.7% |
| 2012 | 0.01x | $9.32 Million | $8.53 Million | $624.19 Million | ▼ -42.3% |
| 2011 | 0.03x | $15.24 Million | $14.82 Million | $588.80 Million | ▼ -8.1% |
| 2010 | 0.03x | $16.18 Million | $14.48 Million | $574.96 Million | ▲ +439.5% |
| 2009 | 0.01x | $3.18 Million | $1.25 Million | $608.73 Million | ▼ -80.4% |
| 2008 | 0.03x | $16.29 Million | $12.14 Million | $611.96 Million | ▲ +35.7% |
| 2007 | 0.02x | $11.30 Million | $8.25 Million | $575.99 Million | ▲ +40.7% |
| 2006 | 0.01x | $7.93 Million | $6.57 Million | $568.97 Million | ▼ -8.1% |
| 2005 | 0.02x | $8.81 Million | $7.13 Million | $581.01 Million | ▼ -12.2% |
| 2004 | 0.02x | $8.87 Million | $7.88 Million | $513.30 Million | ▼ -39.3% |
| 2003 | 0.03x | $13.31 Million | $7.30 Million | $467.22 Million | ▲ +30.6% |
| 2002 | 0.02x | $9.79 Million | $7.62 Million | $448.85 Million | ▲ +32.4% |
| 2001 | 0.02x | $6.67 Million | $5.59 Million | $404.83 Million | ▼ -21.6% |
| 2000 | 0.02x | $7.54 Million | $5.34 Million | $358.78 Million | ▲ +19.2% |
| 1999 | 0.02x | $5.80 Million | $5.20 Million | $329.20 Million | ▲ +6.2% |
| 1998 | 0.02x | $5.21 Million | $4.48 Million | $314.10 Million | ▼ -14.2% |
| 1997 | 0.02x | $5.61 Million | $5.16 Million | $290.13 Million | ▲ +9.7% |
| 1996 | 0.02x | $4.79 Million | $2.42 Million | $271.60 Million | — |