Finward Bancorp (FNWD) — Financial Flexibility Index
Finward Bancorp (FNWD) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $1.35 Million (operating CF $1.20 Million minus capex $152.00K) represents 0% of total liabilities ($1.89 Billion). Also explore FNWD shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Finward Bancorp Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Finward Bancorp across 29 annual periods. Check Finward Bancorp strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Finward Bancorp (1996–2024)
Year-by-year free cash flow to debt coverage for Finward Bancorp. For the full company profile including market capitalisation, see Finward Bancorp market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $12.88 Million | $9.80 Million | $1.91 Billion | ▼ -47.8% |
| 2023 | 0.01x | $25.36 Million | $24.21 Million | $1.96 Billion | ▲ +20.3% |
| 2022 | 0.01x | $20.79 Million | $17.76 Million | $1.93 Billion | ▼ -22.0% |
| 2021 | 0.01x | $20.17 Million | $17.04 Million | $1.46 Billion | ▼ -25.6% |
| 2020 | 0.02x | $24.88 Million | $21.15 Million | $1.34 Billion | ▲ +57.9% |
| 2019 | 0.01x | $14.00 Million | $10.96 Million | $1.19 Billion | ▲ +0.9% |
| 2018 | 0.01x | $11.55 Million | $10.54 Million | $994.69 Million | ▼ -30.5% |
| 2017 | 0.02x | $13.96 Million | $12.30 Million | $835.20 Million | ▲ +14.5% |
| 2016 | 0.01x | $12.10 Million | $10.39 Million | $829.52 Million | ▲ +6.2% |
| 2015 | 0.01x | $10.77 Million | $9.46 Million | $783.98 Million | ▼ -8.0% |
| 2014 | 0.01x | $10.44 Million | $9.58 Million | $698.88 Million | ▼ -21.7% |
| 2013 | 0.02x | $11.95 Million | $11.06 Million | $626.69 Million | ▲ +27.7% |
| 2012 | 0.01x | $9.32 Million | $8.53 Million | $624.19 Million | ▼ -42.3% |
| 2011 | 0.03x | $15.24 Million | $14.82 Million | $588.80 Million | ▼ -8.1% |
| 2010 | 0.03x | $16.18 Million | $14.48 Million | $574.96 Million | ▲ +439.5% |
| 2009 | 0.01x | $3.18 Million | $1.25 Million | $608.73 Million | ▼ -80.4% |
| 2008 | 0.03x | $16.29 Million | $12.14 Million | $611.96 Million | ▲ +35.7% |
| 2007 | 0.02x | $11.30 Million | $8.25 Million | $575.99 Million | ▲ +40.7% |
| 2006 | 0.01x | $7.93 Million | $6.57 Million | $568.97 Million | ▼ -8.1% |
| 2005 | 0.02x | $8.81 Million | $7.13 Million | $581.01 Million | ▼ -12.2% |
| 2004 | 0.02x | $8.87 Million | $7.88 Million | $513.30 Million | ▼ -39.3% |
| 2003 | 0.03x | $13.31 Million | $7.30 Million | $467.22 Million | ▲ +30.6% |
| 2002 | 0.02x | $9.79 Million | $7.62 Million | $448.85 Million | ▲ +32.4% |
| 2001 | 0.02x | $6.67 Million | $5.59 Million | $404.83 Million | ▼ -21.6% |
| 2000 | 0.02x | $7.54 Million | $5.34 Million | $358.78 Million | ▲ +19.2% |
| 1999 | 0.02x | $5.80 Million | $5.20 Million | $329.20 Million | ▲ +6.2% |
| 1998 | 0.02x | $5.21 Million | $4.48 Million | $314.10 Million | ▼ -14.2% |
| 1997 | 0.02x | $5.61 Million | $5.16 Million | $290.13 Million | ▲ +9.7% |
| 1996 | 0.02x | $4.79 Million | $2.42 Million | $271.60 Million | — |