Finward Bancorp Financial Flexibility Index
Finward Bancorp financial flexibility index. Finward Bancorp (FNWD) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $1.35 Million (operating CF $1.20 Million minus capex $152.00K) represents 0% of total liabilities ($1.89 Billion). See free cash flow generation of Finward Bancorp to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Finward Bancorp (1996–2024)
Financial flexibility index of Finward Bancorp from 1996 to 2024. Historical Financial Flexibility Index trend for Finward Bancorp across 29 annual periods. Check Finward Bancorp cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Finward Bancorp Financial Flexibility Index by Year (1996–2024)
Finward Bancorp financial flexibility index by year from 1996 to 2024. Year-by-year free cash flow to debt coverage for Finward Bancorp. For the full cash flow conversion analysis, see how efficiently does Finward Bancorp generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $12.88 Million | $9.80 Million | $1.91 Billion | ▼ -47.8% |
| 2023 | 0.01x | $25.36 Million | $24.21 Million | $1.96 Billion | ▲ +20.3% |
| 2022 | 0.01x | $20.79 Million | $17.76 Million | $1.93 Billion | ▼ -22.0% |
| 2021 | 0.01x | $20.17 Million | $17.04 Million | $1.46 Billion | ▼ -25.6% |
| 2020 | 0.02x | $24.88 Million | $21.15 Million | $1.34 Billion | ▲ +57.9% |
| 2019 | 0.01x | $14.00 Million | $10.96 Million | $1.19 Billion | ▲ +0.9% |
| 2018 | 0.01x | $11.55 Million | $10.54 Million | $994.69 Million | ▼ -30.5% |
| 2017 | 0.02x | $13.96 Million | $12.30 Million | $835.20 Million | ▲ +14.5% |
| 2016 | 0.01x | $12.10 Million | $10.39 Million | $829.52 Million | ▲ +6.2% |
| 2015 | 0.01x | $10.77 Million | $9.46 Million | $783.98 Million | ▼ -8.0% |
| 2014 | 0.01x | $10.44 Million | $9.58 Million | $698.88 Million | ▼ -21.7% |
| 2013 | 0.02x | $11.95 Million | $11.06 Million | $626.69 Million | ▲ +27.7% |
| 2012 | 0.01x | $9.32 Million | $8.53 Million | $624.19 Million | ▼ -42.3% |
| 2011 | 0.03x | $15.24 Million | $14.82 Million | $588.80 Million | ▼ -8.1% |
| 2010 | 0.03x | $16.18 Million | $14.48 Million | $574.96 Million | ▲ +439.5% |
| 2009 | 0.01x | $3.18 Million | $1.25 Million | $608.73 Million | ▼ -80.4% |
| 2008 | 0.03x | $16.29 Million | $12.14 Million | $611.96 Million | ▲ +35.7% |
| 2007 | 0.02x | $11.30 Million | $8.25 Million | $575.99 Million | ▲ +40.7% |
| 2006 | 0.01x | $7.93 Million | $6.57 Million | $568.97 Million | ▼ -8.1% |
| 2005 | 0.02x | $8.81 Million | $7.13 Million | $581.01 Million | ▼ -12.2% |
| 2004 | 0.02x | $8.87 Million | $7.88 Million | $513.30 Million | ▼ -39.3% |
| 2003 | 0.03x | $13.31 Million | $7.30 Million | $467.22 Million | ▲ +30.6% |
| 2002 | 0.02x | $9.79 Million | $7.62 Million | $448.85 Million | ▲ +32.4% |
| 2001 | 0.02x | $6.67 Million | $5.59 Million | $404.83 Million | ▼ -21.6% |
| 2000 | 0.02x | $7.54 Million | $5.34 Million | $358.78 Million | ▲ +19.2% |
| 1999 | 0.02x | $5.80 Million | $5.20 Million | $329.20 Million | ▲ +6.2% |
| 1998 | 0.02x | $5.21 Million | $4.48 Million | $314.10 Million | ▼ -14.2% |
| 1997 | 0.02x | $5.61 Million | $5.16 Million | $290.13 Million | ▲ +9.7% |
| 1996 | 0.02x | $4.79 Million | $2.42 Million | $271.60 Million | — |