Summit State Bank (SSBI) — Capital Reinvestment Ratio
Summit State Bank (SSBI) has a Capital Reinvestment Ratio of 0.01x as of December 2025, meaning it reinvests 0% of its operating cash flow ($2.65 Million) in capital expenditures ($20.00K). Check how tangible is Summit State Bank's equity to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Summit State Bank Capital Reinvestment Ratio (2003–2025)
This chart tracks Summit State Bank's Capital Reinvestment Ratio across 22 annual periods. For the full cash flow conversion analysis, see Summit State Bank (SSBI) cash conversion ratio.
Annual Capital Reinvestment Ratio for Summit State Bank (2003–2025)
Year-by-year Capital Reinvestment Ratio for Summit State Bank from 2003 to 2025. See SSBI free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $6.59 Million | $47.00K | ▼ -82.0% |
| 2024 | 0.04x | $5.85 Million | $231.00K | ▲ +209.5% |
| 2022 | 0.01x | $13.72 Million | $175.00K | ▲ +629.3% |
| 2021 | 0.00x | $52.02 Million | $91.00K | ▼ -94.8% |
| 2020 | 0.03x | $3.72 Million | $126.00K | ▼ -85.9% |
| 2019 | 0.24x | $4.14 Million | $996.00K | ▲ +3.7% |
| 2018 | 0.23x | $3.75 Million | $870.00K | ▲ +380.6% |
| 2017 | 0.05x | $4.24 Million | $205.00K | ▲ +11.2% |
| 2016 | 0.04x | $5.22 Million | $227.00K | ▲ +131.0% |
| 2015 | 0.02x | $4.52 Million | $85.00K | ▼ -87.3% |
| 2014 | 0.15x | $4.86 Million | $723.00K | ▼ -1.5% |
| 2013 | 0.15x | $6.38 Million | $962.00K | ▲ +825.6% |
| 2012 | 0.02x | $8.53 Million | $139.00K | ▼ -41.7% |
| 2011 | 0.03x | $6.80 Million | $190.00K | ▼ -49.3% |
| 2010 | 0.06x | $6.33 Million | $349.00K | ▼ -64.1% |
| 2009 | 0.15x | $4.95 Million | $759.00K | ▲ +243.5% |
| 2008 | 0.04x | $5.66 Million | $253.00K | ▼ -86.4% |
| 2007 | 0.33x | $3.48 Million | $1.14 Million | ▲ +171.8% |
| 2006 | 0.12x | $1.94 Million | $234.00K | ▼ -19.9% |
| 2005 | 0.15x | $4.87 Million | $733.63K | ▼ -29.4% |
| 2004 | 0.21x | $4.32 Million | $922.00K | ▼ -71.9% |
| 2003 | 0.76x | $2.05 Million | $1.56 Million | — |