Summit State Bank Financial Flexibility Index
Summit State Bank financial flexibility index. Summit State Bank (SSBI) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $4.52 Million (operating CF $4.35 Million minus capex $172.00K) represents 0% of total liabilities ($858.43 Million). See SSBI cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Summit State Bank (2003–2025)
Financial flexibility index of Summit State Bank from 2003 to 2025. Historical Financial Flexibility Index trend for Summit State Bank across 23 annual periods. Check SSBI operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Summit State Bank Financial Flexibility Index by Year (2003–2025)
Summit State Bank financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Summit State Bank. For the full cash flow conversion analysis, see SSBI cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $6.64 Million | $6.59 Million | $903.41 Million | ▲ +17.9% |
| 2024 | 0.01x | $6.08 Million | $5.85 Million | $975.37 Million | ▲ +398.6% |
| 2023 | 0.00x | $-2.14 Million | $-2.38 Million | $1.02 Billion | ▼ -115.4% |
| 2022 | 0.01x | $13.89 Million | $13.72 Million | $1.03 Billion | ▼ -77.3% |
| 2021 | 0.06x | $52.12 Million | $52.02 Million | $873.80 Million | ▲ +1126.1% |
| 2020 | 0.00x | $3.84 Million | $3.72 Million | $790.23 Million | ▼ -40.4% |
| 2019 | 0.01x | $5.13 Million | $4.14 Million | $628.63 Million | ▼ -0.9% |
| 2018 | 0.01x | $4.62 Million | $3.75 Million | $560.58 Million | ▲ +2.1% |
| 2017 | 0.01x | $4.45 Million | $4.24 Million | $551.19 Million | ▼ -32.6% |
| 2016 | 0.01x | $5.45 Million | $5.22 Million | $455.08 Million | ▲ +18.6% |
| 2015 | 0.01x | $4.60 Million | $4.52 Million | $456.04 Million | ▼ -29.1% |
| 2014 | 0.01x | $5.59 Million | $4.86 Million | $392.10 Million | ▼ -23.8% |
| 2013 | 0.02x | $7.34 Million | $6.38 Million | $392.44 Million | ▼ -17.6% |
| 2012 | 0.02x | $8.67 Million | $8.53 Million | $382.03 Million | ▲ +6.0% |
| 2011 | 0.02x | $6.99 Million | $6.80 Million | $326.62 Million | ▼ -6.2% |
| 2010 | 0.02x | $6.68 Million | $6.33 Million | $292.62 Million | ▲ +14.0% |
| 2009 | 0.02x | $5.71 Million | $4.95 Million | $284.89 Million | ▲ +4.6% |
| 2008 | 0.02x | $5.92 Million | $5.66 Million | $309.03 Million | ▲ +21.2% |
| 2007 | 0.02x | $4.62 Million | $3.48 Million | $292.48 Million | ▲ +92.7% |
| 2006 | 0.01x | $2.17 Million | $1.94 Million | $265.14 Million | ▼ -53.4% |
| 2005 | 0.02x | $5.60 Million | $4.87 Million | $318.70 Million | ▼ -25.4% |
| 2004 | 0.02x | $5.24 Million | $4.32 Million | $222.39 Million | ▲ +36.5% |
| 2003 | 0.02x | $3.61 Million | $2.05 Million | $209.11 Million | — |