Summit State Bank (SSBI) — Financial Flexibility Index
Summit State Bank (SSBI) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $2.67 Million (operating CF $2.65 Million minus capex $20.00K) represents 0% of total liabilities ($903.41 Million). Check Summit State Bank strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Summit State Bank Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Summit State Bank across 23 annual periods. See Summit State Bank working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Summit State Bank (2003–2025)
Year-by-year free cash flow to debt coverage for Summit State Bank. For the full company profile including market capitalisation, see SSBI market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $6.64 Million | $6.59 Million | $903.41 Million | ▲ +17.9% |
| 2024 | 0.01x | $6.08 Million | $5.85 Million | $975.37 Million | ▲ +398.6% |
| 2023 | 0.00x | $-2.14 Million | $-2.38 Million | $1.02 Billion | ▼ -115.4% |
| 2022 | 0.01x | $13.89 Million | $13.72 Million | $1.03 Billion | ▼ -77.3% |
| 2021 | 0.06x | $52.12 Million | $52.02 Million | $873.80 Million | ▲ +1126.1% |
| 2020 | 0.00x | $3.84 Million | $3.72 Million | $790.23 Million | ▼ -40.4% |
| 2019 | 0.01x | $5.13 Million | $4.14 Million | $628.63 Million | ▼ -0.9% |
| 2018 | 0.01x | $4.62 Million | $3.75 Million | $560.58 Million | ▲ +2.1% |
| 2017 | 0.01x | $4.45 Million | $4.24 Million | $551.19 Million | ▼ -32.6% |
| 2016 | 0.01x | $5.45 Million | $5.22 Million | $455.08 Million | ▲ +18.6% |
| 2015 | 0.01x | $4.60 Million | $4.52 Million | $456.04 Million | ▼ -29.1% |
| 2014 | 0.01x | $5.59 Million | $4.86 Million | $392.10 Million | ▼ -23.8% |
| 2013 | 0.02x | $7.34 Million | $6.38 Million | $392.44 Million | ▼ -17.6% |
| 2012 | 0.02x | $8.67 Million | $8.53 Million | $382.03 Million | ▲ +6.0% |
| 2011 | 0.02x | $6.99 Million | $6.80 Million | $326.62 Million | ▼ -6.2% |
| 2010 | 0.02x | $6.68 Million | $6.33 Million | $292.62 Million | ▲ +14.0% |
| 2009 | 0.02x | $5.71 Million | $4.95 Million | $284.89 Million | ▲ +4.6% |
| 2008 | 0.02x | $5.92 Million | $5.66 Million | $309.03 Million | ▲ +21.2% |
| 2007 | 0.02x | $4.62 Million | $3.48 Million | $292.48 Million | ▲ +92.7% |
| 2006 | 0.01x | $2.17 Million | $1.94 Million | $265.14 Million | ▼ -53.4% |
| 2005 | 0.02x | $5.60 Million | $4.87 Million | $318.70 Million | ▼ -25.4% |
| 2004 | 0.02x | $5.24 Million | $4.32 Million | $222.39 Million | ▲ +36.5% |
| 2003 | 0.02x | $3.61 Million | $2.05 Million | $209.11 Million | — |