Summit State Bank Defensive Interval Ratio
Summit State Bank defensive interval ratio. Summit State Bank (SSBI) has a Defensive Interval Ratio of 4 days as of March 2026. Defensive assets of $10.60 Million (cash $-, short-term investments $10.60 Million, receivables $-) cover 4 days of daily cash needs of $2.41 Million/day. See SSBI working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Summit State Bank (2005–2025)
Defensive interval ratio of Summit State Bank from 2005 to 2025. This chart shows how Summit State Bank's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 4 days, meaning defensive assets of $10.60 Million can fund 4 days of operations without new revenue. Check asset resilience ratio of Summit State Bank to evaluate the company's liquid asset resilience ratio.
Summit State Bank Defensive Interval Ratio by Year (2005–2025)
Summit State Bank defensive interval ratio by year from 2005 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Summit State Bank from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Summit State Bank (SSBI) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 55957 days | $58.72 Million | $1.05K/day | $- | $55.38 Million | ▲ +55934 days |
| 2024 | 23 days | $60.07 Million | $2.64 Million/day | $- | $60.07 Million | ▼ -5 days |
| 2023 | 28 days | $76.33 Million | $2.77 Million/day | $- | $76.33 Million | ▼ -13 days |
| 2022 | 41 days | $109.75 Million | $2.67 Million/day | $- | $83.78 Million | ▲ +4 days |
| 2021 | 37 days | $82.28 Million | $2.24 Million/day | $- | $69.37 Million | ▼ -1 days |
| 2020 | 38 days | $75.55 Million | $2.00 Million/day | $- | $67.95 Million | ▲ +0 days |
| 2019 | 38 days | $59.37 Million | $1.58 Million/day | $- | $54.24 Million | ▼ -17 days |
| 2018 | 54 days | $74.86 Million | $1.38 Million/day | $- | $70.17 Million | ▼ -2 days |
| 2017 | 56 days | $81.99 Million | $1.47 Million/day | $- | $78.77 Million | ▼ -50 days |
| 2016 | 105 days | $111.99 Million | $1.06 Million/day | $- | $107.77 Million | ▼ -16 days |
| 2015 | 121 days | $133.51 Million | $1.10 Million/day | $- | $128.60 Million | ▼ -10 days |
| 2014 | 131 days | $128.67 Million | $983.37K/day | $- | $124.72 Million | ▲ +4 days |
| 2013 | 127 days | $120.76 Million | $949.64K/day | $- | $113.57 Million | ▼ -11 days |
| 2012 | 138 days | $129.67 Million | $937.06K/day | $- | $125.71 Million | ▲ +27 days |
| 2011 | 111 days | $95.26 Million | $857.17K/day | $- | $88.66 Million | ▲ +91 days |
| 2010 | 20 days | $15.31 Million | $767.06K/day | $- | $7.94 Million | ▲ +10 days |
| 2009 | 10 days | $7.01 Million | $723.98K/day | $- | $- | ▲ +2 days |
| 2008 | 8 days | $5.22 Million | $692.50K/day | $- | $- | ▲ +1 days |
| 2007 | 6 days | $4.38 Million | $682.24K/day | $- | $- | ▼ 0 days |
| 2006 | 7 days | $4.21 Million | $639.51K/day | $- | $- | ▲ +2 days |
| 2005 | 4 days | $3.62 Million | $849.48K/day | $- | $- | — |