Summit State Bank (SSBI) — Defensive Interval Ratio
Summit State Bank (SSBI) has a Defensive Interval Ratio of 55957 days as of December 2025. Defensive assets of $58.72 Million (cash $-, short-term investments $55.38 Million, receivables $3.34 Million) cover 55957 days of daily cash needs of $1.05K/day. Check tangible equity quality of Summit State Bank to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Summit State Bank Defensive Interval Ratio (2005–2025)
This chart shows how Summit State Bank's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the ratio stands at 55957 days, meaning defensive assets of $58.72 Million can fund 55957 days of operations without new revenue. Also explore Summit State Bank (SSBI) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Summit State Bank (2005–2025)
The table below presents the year-by-year Defensive Interval Ratio for Summit State Bank from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Summit State Bank.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 55957 days | $58.72 Million | $1.05K/day | $- | $55.38 Million | ▲ +55934 days |
| 2024 | 23 days | $60.07 Million | $2.64 Million/day | $- | $60.07 Million | ▼ -5 days |
| 2023 | 28 days | $76.33 Million | $2.77 Million/day | $- | $76.33 Million | ▼ -13 days |
| 2022 | 41 days | $109.75 Million | $2.67 Million/day | $- | $83.78 Million | ▲ +4 days |
| 2021 | 37 days | $82.28 Million | $2.24 Million/day | $- | $69.37 Million | ▼ -1 days |
| 2020 | 38 days | $75.55 Million | $2.00 Million/day | $- | $67.95 Million | ▲ +0 days |
| 2019 | 38 days | $59.37 Million | $1.58 Million/day | $- | $54.24 Million | ▼ -17 days |
| 2018 | 54 days | $74.86 Million | $1.38 Million/day | $- | $70.17 Million | ▼ -2 days |
| 2017 | 56 days | $81.99 Million | $1.47 Million/day | $- | $78.77 Million | ▼ -50 days |
| 2016 | 105 days | $111.99 Million | $1.06 Million/day | $- | $107.77 Million | ▼ -16 days |
| 2015 | 121 days | $133.51 Million | $1.10 Million/day | $- | $128.60 Million | ▼ -10 days |
| 2014 | 131 days | $128.67 Million | $983.37K/day | $- | $124.72 Million | ▲ +4 days |
| 2013 | 127 days | $120.76 Million | $949.64K/day | $- | $113.57 Million | ▼ -11 days |
| 2012 | 138 days | $129.67 Million | $937.06K/day | $- | $125.71 Million | ▲ +27 days |
| 2011 | 111 days | $95.26 Million | $857.17K/day | $- | $88.66 Million | ▲ +91 days |
| 2010 | 20 days | $15.31 Million | $767.06K/day | $- | $7.94 Million | ▲ +10 days |
| 2009 | 10 days | $7.01 Million | $723.98K/day | $- | $- | ▲ +2 days |
| 2008 | 8 days | $5.22 Million | $692.50K/day | $- | $- | ▲ +1 days |
| 2007 | 6 days | $4.38 Million | $682.24K/day | $- | $- | ▼ 0 days |
| 2006 | 7 days | $4.21 Million | $639.51K/day | $- | $- | ▲ +2 days |
| 2005 | 4 days | $3.62 Million | $849.48K/day | $- | $- | — |