Summit State Bank (SSBI) — Net Asset Quality Index

Latest as of March 2026: 10.3%

Summit State Bank (SSBI) has a Net Asset Quality Index of 10.3% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $995.92 Million minus total liabilities of $893.26 Million yields net assets of $102.66 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are Summit State Bank's assets to evaluate the company's liquid asset resilience ratio.

Quality Index

10.3%
Equity / Total Assets

Net Assets

$102.66 Million
USD

Total Assets

$995.92 Million
USD

Total Liabilities

$893.26 Million
USD

Summit State Bank Net Asset Quality Index Over Time (2002–2025)

This chart shows how Summit State Bank's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of March 2026, the index stands at 10.3%, representing net assets of $102.66 Million against total assets of $995.92 Million USD. See SSBI net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Summit State Bank (2002–2025)

The table below presents the year-by-year Net Asset Quality Index for Summit State Bank from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SSBI market cap overview.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.1% $101.17 Million $1.00 Billion $903.41 Million ▲ +1.5 pp
2024 8.6% $91.72 Million $1.07 Billion $975.37 Million ▼ -0.1 pp
2023 8.7% $97.68 Million $1.12 Billion $1.02 Billion ▲ +0.8 pp
2022 7.9% $88.55 Million $1.12 Billion $1.03 Billion ▼ -0.9 pp
2021 8.8% $84.28 Million $958.08 Million $873.80 Million ▲ +0.1 pp
2020 8.7% $75.63 Million $865.85 Million $790.23 Million ▼ -0.9 pp
2019 9.7% $67.34 Million $695.98 Million $628.63 Million ▼ -0.2 pp
2018 9.9% $61.52 Million $622.10 Million $560.58 Million ▲ +0.1 pp
2017 9.8% $59.68 Million $610.86 Million $551.19 Million ▼ -1.6 pp
2016 11.4% $58.62 Million $513.70 Million $455.08 Million ▲ +0.2 pp
2015 11.2% $57.33 Million $513.37 Million $456.04 Million ▼ -3.5 pp
2014 14.7% $67.58 Million $459.68 Million $392.10 Million ▲ +1.1 pp
2013 13.6% $61.63 Million $454.07 Million $392.44 Million ▼ -0.6 pp
2012 14.1% $62.87 Million $444.90 Million $382.03 Million ▼ -1.6 pp
2011 15.7% $61.01 Million $387.62 Million $326.62 Million ▼ -0.2 pp
2010 15.9% $55.31 Million $347.93 Million $292.62 Million ▼ -0.4 pp
2009 16.3% $55.51 Million $340.40 Million $284.89 Million ▲ +1.1 pp
2008 15.2% $55.55 Million $364.58 Million $309.03 Million ▲ +1.2 pp
2007 14.0% $47.72 Million $340.19 Million $292.48 Million ▼ -1.3 pp
2006 15.3% $47.81 Million $312.95 Million $265.14 Million ▲ +7.5 pp
2005 7.8% $27.04 Million $345.74 Million $318.70 Million ▼ -2.4 pp
2004 10.2% $25.39 Million $247.77 Million $222.39 Million ▲ +0.0 pp
2003 10.2% $23.78 Million $232.89 Million $209.11 Million ▲ +0.0 pp
2002 10.2% $22.32 Million $219.67 Million $197.34 Million
pp = percentage points