Summit State Bank (SSBI) — Free Cash Flow Generation Index
Summit State Bank (SSBI) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of $2.62 Million represents 1% of operating cash flow ($2.65 Million). See working capital to net assets of Summit State Bank to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Summit State Bank Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Summit State Bank across 22 annual periods. Explore how well can Summit State Bank service its debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Summit State Bank (2003–2025)
Year-by-year Free Cash Flow Generation Index for Summit State Bank. For the full company profile including market capitalisation, see how much is Summit State Bank worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $6.55 Million | $6.59 Million | $47.00K | ▲ +3.4% |
| 2024 | 0.96x | $5.62 Million | $5.85 Million | $231.00K | ▼ -2.7% |
| 2022 | 0.99x | $13.54 Million | $13.72 Million | $175.00K | ▼ -1.1% |
| 2021 | 1.00x | $51.93 Million | $52.02 Million | $91.00K | ▲ +3.3% |
| 2020 | 0.97x | $3.59 Million | $3.72 Million | $126.00K | ▲ +27.3% |
| 2019 | 0.76x | $3.14 Million | $4.14 Million | $996.00K | ▼ -1.1% |
| 2018 | 0.77x | $2.88 Million | $3.75 Million | $870.00K | ▼ -19.3% |
| 2017 | 0.95x | $4.04 Million | $4.24 Million | $205.00K | ▼ -0.5% |
| 2016 | 0.96x | $5.00 Million | $5.22 Million | $227.00K | ▼ -2.5% |
| 2015 | 0.98x | $4.43 Million | $4.52 Million | $85.00K | ▲ +15.3% |
| 2014 | 0.85x | $4.14 Million | $4.86 Million | $723.00K | ▲ +0.3% |
| 2013 | 0.85x | $5.42 Million | $6.38 Million | $962.00K | ▼ -13.7% |
| 2012 | 0.98x | $8.39 Million | $8.53 Million | $139.00K | ▲ +1.2% |
| 2011 | 0.97x | $6.61 Million | $6.80 Million | $190.00K | ▲ +2.9% |
| 2010 | 0.94x | $5.98 Million | $6.33 Million | $349.00K | ▲ +11.6% |
| 2009 | 0.85x | $4.19 Million | $4.95 Million | $759.00K | ▼ -11.4% |
| 2008 | 0.96x | $5.41 Million | $5.66 Million | $253.00K | ▲ +42.2% |
| 2007 | 0.67x | $2.34 Million | $3.48 Million | $1.14 Million | ▼ -32.8% |
| 2006 | 1.00x | $1.94 Million | $1.94 Million | $234.00K | ▲ +17.7% |
| 2005 | 0.85x | $4.14 Million | $4.87 Million | $733.63K | ▲ +8.0% |
| 2004 | 0.79x | $3.40 Million | $4.32 Million | $922.00K | ▲ +229.1% |
| 2003 | 0.24x | $490.00K | $2.05 Million | $1.56 Million | — |