Summit State Bank (SSBI) — Free Cash Flow Generation Index
Summit State Bank (SSBI) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of $2.62 Million represents 1% of operating cash flow ($2.65 Million). Explore SSBI capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Summit State Bank Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Summit State Bank across 22 annual periods. For the full cash flow conversion analysis, see SSBI cash flow metrics.
Annual Free Cash Flow Generation for Summit State Bank (2003–2025)
Year-by-year Free Cash Flow Generation Index for Summit State Bank. Check Summit State Bank investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $6.55 Million | $6.59 Million | $47.00K | ▲ +3.4% |
| 2024 | 0.96x | $5.62 Million | $5.85 Million | $231.00K | ▼ -2.7% |
| 2022 | 0.99x | $13.54 Million | $13.72 Million | $175.00K | ▼ -1.1% |
| 2021 | 1.00x | $51.93 Million | $52.02 Million | $91.00K | ▲ +3.3% |
| 2020 | 0.97x | $3.59 Million | $3.72 Million | $126.00K | ▲ +27.3% |
| 2019 | 0.76x | $3.14 Million | $4.14 Million | $996.00K | ▼ -1.1% |
| 2018 | 0.77x | $2.88 Million | $3.75 Million | $870.00K | ▼ -19.3% |
| 2017 | 0.95x | $4.04 Million | $4.24 Million | $205.00K | ▼ -0.5% |
| 2016 | 0.96x | $5.00 Million | $5.22 Million | $227.00K | ▼ -2.5% |
| 2015 | 0.98x | $4.43 Million | $4.52 Million | $85.00K | ▲ +15.3% |
| 2014 | 0.85x | $4.14 Million | $4.86 Million | $723.00K | ▲ +0.3% |
| 2013 | 0.85x | $5.42 Million | $6.38 Million | $962.00K | ▼ -13.7% |
| 2012 | 0.98x | $8.39 Million | $8.53 Million | $139.00K | ▲ +1.2% |
| 2011 | 0.97x | $6.61 Million | $6.80 Million | $190.00K | ▲ +2.9% |
| 2010 | 0.94x | $5.98 Million | $6.33 Million | $349.00K | ▲ +11.6% |
| 2009 | 0.85x | $4.19 Million | $4.95 Million | $759.00K | ▼ -11.4% |
| 2008 | 0.96x | $5.41 Million | $5.66 Million | $253.00K | ▲ +42.2% |
| 2007 | 0.67x | $2.34 Million | $3.48 Million | $1.14 Million | ▼ -32.8% |
| 2006 | 1.00x | $1.94 Million | $1.94 Million | $234.00K | ▲ +17.7% |
| 2005 | 0.85x | $4.14 Million | $4.87 Million | $733.63K | ▲ +8.0% |
| 2004 | 0.79x | $3.40 Million | $4.32 Million | $922.00K | ▲ +229.1% |
| 2003 | 0.24x | $490.00K | $2.05 Million | $1.56 Million | — |