Summit State Bank (SSBI) — Free Cash Flow Generation Index
Summit State Bank (SSBI) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of $2.62 Million represents 1% of operating cash flow ($2.65 Million). Read Summit State Bank balance sheet liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Summit State Bank Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Summit State Bank across 22 annual periods. Explore Summit State Bank (SSBI) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Summit State Bank (2003–2025)
Year-by-year Free Cash Flow Generation Index for Summit State Bank. For the full company profile including market capitalisation, see SSBI market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $6.55 Million | $6.59 Million | $47.00K | ▲ +3.4% |
| 2024 | 0.96x | $5.62 Million | $5.85 Million | $231.00K | ▼ -2.7% |
| 2022 | 0.99x | $13.54 Million | $13.72 Million | $175.00K | ▼ -1.1% |
| 2021 | 1.00x | $51.93 Million | $52.02 Million | $91.00K | ▲ +3.3% |
| 2020 | 0.97x | $3.59 Million | $3.72 Million | $126.00K | ▲ +27.3% |
| 2019 | 0.76x | $3.14 Million | $4.14 Million | $996.00K | ▼ -1.1% |
| 2018 | 0.77x | $2.88 Million | $3.75 Million | $870.00K | ▼ -19.3% |
| 2017 | 0.95x | $4.04 Million | $4.24 Million | $205.00K | ▼ -0.5% |
| 2016 | 0.96x | $5.00 Million | $5.22 Million | $227.00K | ▼ -2.5% |
| 2015 | 0.98x | $4.43 Million | $4.52 Million | $85.00K | ▲ +15.3% |
| 2014 | 0.85x | $4.14 Million | $4.86 Million | $723.00K | ▲ +0.3% |
| 2013 | 0.85x | $5.42 Million | $6.38 Million | $962.00K | ▼ -13.7% |
| 2012 | 0.98x | $8.39 Million | $8.53 Million | $139.00K | ▲ +1.2% |
| 2011 | 0.97x | $6.61 Million | $6.80 Million | $190.00K | ▲ +2.9% |
| 2010 | 0.94x | $5.98 Million | $6.33 Million | $349.00K | ▲ +11.6% |
| 2009 | 0.85x | $4.19 Million | $4.95 Million | $759.00K | ▼ -11.4% |
| 2008 | 0.96x | $5.41 Million | $5.66 Million | $253.00K | ▲ +42.2% |
| 2007 | 0.67x | $2.34 Million | $3.48 Million | $1.14 Million | ▼ -32.8% |
| 2006 | 1.00x | $1.94 Million | $1.94 Million | $234.00K | ▲ +17.7% |
| 2005 | 0.85x | $4.14 Million | $4.87 Million | $733.63K | ▲ +8.0% |
| 2004 | 0.79x | $3.40 Million | $4.32 Million | $922.00K | ▲ +229.1% |
| 2003 | 0.24x | $490.00K | $2.05 Million | $1.56 Million | — |