Summit State Bank (SSBI) — Cash Flow Reinvestment Rate
Summit State Bank (SSBI) has a Cash Flow Reinvestment Rate of 0.29x as of December 2025, reinvesting $767.00K (capex $20.00K plus investments $747.00K) from operating cash flow of $2.65 Million. See Summit State Bank free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Summit State Bank Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Summit State Bank across 22 annual periods. For the full cash flow conversion analysis, see SSBI cash flow metrics.
Annual Cash Flow Reinvestment Rate for Summit State Bank (2003–2025)
Year-by-year capital reinvestment analysis for Summit State Bank. See SSBI financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | $5.49 Million | $6.59 Million | $47.00K | ▼ -86.8% |
| 2024 | 6.33x | $37.02 Million | $5.85 Million | $231.00K | ▼ -26.0% |
| 2022 | 8.55x | $117.35 Million | $13.72 Million | $175.00K | ▲ +272.1% |
| 2021 | 2.30x | $119.59 Million | $52.02 Million | $91.00K | ▲ +107.1% |
| 2020 | 1.11x | $4.13 Million | $3.72 Million | $126.00K | ▼ -77.1% |
| 2019 | 4.85x | $20.07 Million | $4.14 Million | $996.00K | ▲ +138.2% |
| 2018 | 2.04x | $7.63 Million | $3.75 Million | $870.00K | ▼ -71.0% |
| 2017 | 7.03x | $29.81 Million | $4.24 Million | $205.00K | ▲ +527.4% |
| 2016 | 1.12x | $5.85 Million | $5.22 Million | $227.00K | ▲ +1740.5% |
| 2015 | 0.06x | $275.00K | $4.52 Million | $85.00K | ▼ -78.2% |
| 2014 | 0.28x | $1.36 Million | $4.86 Million | $723.00K | ▲ +84.9% |
| 2013 | 0.15x | $962.00K | $6.38 Million | $962.00K | ▲ +825.6% |
| 2012 | 0.02x | $139.00K | $8.53 Million | $139.00K | ▼ -41.7% |
| 2011 | 0.03x | $190.00K | $6.80 Million | $190.00K | ▼ -49.3% |
| 2010 | 0.06x | $349.00K | $6.33 Million | $349.00K | ▼ -64.1% |
| 2009 | 0.15x | $759.00K | $4.95 Million | $759.00K | ▲ +243.5% |
| 2008 | 0.04x | $253.00K | $5.66 Million | $253.00K | ▼ -86.4% |
| 2007 | 0.33x | $1.14 Million | $3.48 Million | $1.14 Million | ▲ +171.8% |
| 2006 | 0.12x | $234.00K | $1.94 Million | $234.00K | ▼ -19.9% |
| 2005 | 0.15x | $733.63K | $4.87 Million | $733.63K | ▼ -29.4% |
| 2004 | 0.21x | $922.00K | $4.32 Million | $922.00K | ▼ -71.9% |
| 2003 | 0.76x | $1.56 Million | $2.05 Million | $1.56 Million | — |