Summit State Bank (SSBI) — Cash Flow Reinvestment Rate
Summit State Bank (SSBI) has a Cash Flow Reinvestment Rate of 0.29x as of December 2025, reinvesting $767.00K (capex $20.00K plus investments $747.00K) from operating cash flow of $2.65 Million. Explore SSBI capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Summit State Bank Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Summit State Bank across 22 annual periods. Also explore Summit State Bank asset portfolio for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Summit State Bank (2003–2025)
Year-by-year capital reinvestment analysis for Summit State Bank. For live market cap and broader valuation context, see how much is Summit State Bank worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | $5.49 Million | $6.59 Million | $47.00K | ▼ -86.8% |
| 2024 | 6.33x | $37.02 Million | $5.85 Million | $231.00K | ▼ -26.0% |
| 2022 | 8.55x | $117.35 Million | $13.72 Million | $175.00K | ▲ +272.1% |
| 2021 | 2.30x | $119.59 Million | $52.02 Million | $91.00K | ▲ +107.1% |
| 2020 | 1.11x | $4.13 Million | $3.72 Million | $126.00K | ▼ -77.1% |
| 2019 | 4.85x | $20.07 Million | $4.14 Million | $996.00K | ▲ +138.2% |
| 2018 | 2.04x | $7.63 Million | $3.75 Million | $870.00K | ▼ -71.0% |
| 2017 | 7.03x | $29.81 Million | $4.24 Million | $205.00K | ▲ +527.4% |
| 2016 | 1.12x | $5.85 Million | $5.22 Million | $227.00K | ▲ +1740.5% |
| 2015 | 0.06x | $275.00K | $4.52 Million | $85.00K | ▼ -78.2% |
| 2014 | 0.28x | $1.36 Million | $4.86 Million | $723.00K | ▲ +84.9% |
| 2013 | 0.15x | $962.00K | $6.38 Million | $962.00K | ▲ +825.6% |
| 2012 | 0.02x | $139.00K | $8.53 Million | $139.00K | ▼ -41.7% |
| 2011 | 0.03x | $190.00K | $6.80 Million | $190.00K | ▼ -49.3% |
| 2010 | 0.06x | $349.00K | $6.33 Million | $349.00K | ▼ -64.1% |
| 2009 | 0.15x | $759.00K | $4.95 Million | $759.00K | ▲ +243.5% |
| 2008 | 0.04x | $253.00K | $5.66 Million | $253.00K | ▼ -86.4% |
| 2007 | 0.33x | $1.14 Million | $3.48 Million | $1.14 Million | ▲ +171.8% |
| 2006 | 0.12x | $234.00K | $1.94 Million | $234.00K | ▼ -19.9% |
| 2005 | 0.15x | $733.63K | $4.87 Million | $733.63K | ▼ -29.4% |
| 2004 | 0.21x | $922.00K | $4.32 Million | $922.00K | ▼ -71.9% |
| 2003 | 0.76x | $1.56 Million | $2.05 Million | $1.56 Million | — |