Summit State Bank (SSBI) — Cash Flow Reinvestment Rate
Summit State Bank (SSBI) has a Cash Flow Reinvestment Rate of 0.29x as of December 2025, reinvesting $767.00K (capex $20.00K plus investments $747.00K) from operating cash flow of $2.65 Million. Check SSBI cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Summit State Bank Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Summit State Bank across 22 annual periods. Explore Summit State Bank long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Summit State Bank (2003–2025)
Year-by-year capital reinvestment analysis for Summit State Bank. For live market cap and broader valuation context, see Summit State Bank market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | $5.49 Million | $6.59 Million | $47.00K | ▼ -86.8% |
| 2024 | 6.33x | $37.02 Million | $5.85 Million | $231.00K | ▼ -26.0% |
| 2022 | 8.55x | $117.35 Million | $13.72 Million | $175.00K | ▲ +272.1% |
| 2021 | 2.30x | $119.59 Million | $52.02 Million | $91.00K | ▲ +107.1% |
| 2020 | 1.11x | $4.13 Million | $3.72 Million | $126.00K | ▼ -77.1% |
| 2019 | 4.85x | $20.07 Million | $4.14 Million | $996.00K | ▲ +138.2% |
| 2018 | 2.04x | $7.63 Million | $3.75 Million | $870.00K | ▼ -71.0% |
| 2017 | 7.03x | $29.81 Million | $4.24 Million | $205.00K | ▲ +527.4% |
| 2016 | 1.12x | $5.85 Million | $5.22 Million | $227.00K | ▲ +1740.5% |
| 2015 | 0.06x | $275.00K | $4.52 Million | $85.00K | ▼ -78.2% |
| 2014 | 0.28x | $1.36 Million | $4.86 Million | $723.00K | ▲ +84.9% |
| 2013 | 0.15x | $962.00K | $6.38 Million | $962.00K | ▲ +825.6% |
| 2012 | 0.02x | $139.00K | $8.53 Million | $139.00K | ▼ -41.7% |
| 2011 | 0.03x | $190.00K | $6.80 Million | $190.00K | ▼ -49.3% |
| 2010 | 0.06x | $349.00K | $6.33 Million | $349.00K | ▼ -64.1% |
| 2009 | 0.15x | $759.00K | $4.95 Million | $759.00K | ▲ +243.5% |
| 2008 | 0.04x | $253.00K | $5.66 Million | $253.00K | ▼ -86.4% |
| 2007 | 0.33x | $1.14 Million | $3.48 Million | $1.14 Million | ▲ +171.8% |
| 2006 | 0.12x | $234.00K | $1.94 Million | $234.00K | ▼ -19.9% |
| 2005 | 0.15x | $733.63K | $4.87 Million | $733.63K | ▼ -29.4% |
| 2004 | 0.21x | $922.00K | $4.32 Million | $922.00K | ▼ -71.9% |
| 2003 | 0.76x | $1.56 Million | $2.05 Million | $1.56 Million | — |