Summit State Bank Cash Flow-to-Debt Ratio
Summit State Bank cash flow-to-debt ratio. Summit State Bank (SSBI) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $4.35 Million could theoretically repay 0% of its total liabilities ($858.43 Million) in one year. Check Summit State Bank cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Summit State Bank (2003–2025)
Cash flow-to-debt ratio of Summit State Bank from 2003 to 2025. Historical debt coverage capacity for Summit State Bank across 23 annual periods. Check Summit State Bank (SSBI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Summit State Bank Cash Flow-to-Debt Ratio by Year (2003–2025)
Summit State Bank cash flow-to-debt ratio by year from 2003 to 2025. Year-by-year debt coverage analysis for Summit State Bank. For the full cash flow conversion analysis, see cash efficiency ratio of Summit State Bank.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $6.59 Million | $903.41 Million | ▲ +21.7% |
| 2024 | 0.01x | $5.85 Million | $975.37 Million | ▲ +358.3% |
| 2023 | 0.00x | $-2.38 Million | $1.02 Billion | ▼ -117.4% |
| 2022 | 0.01x | $13.72 Million | $1.03 Billion | ▼ -77.6% |
| 2021 | 0.06x | $52.02 Million | $873.80 Million | ▲ +1165.4% |
| 2020 | 0.00x | $3.72 Million | $790.23 Million | ▼ -28.5% |
| 2019 | 0.01x | $4.14 Million | $628.63 Million | ▼ -1.5% |
| 2018 | 0.01x | $3.75 Million | $560.58 Million | ▼ -13.2% |
| 2017 | 0.01x | $4.24 Million | $551.19 Million | ▼ -33.0% |
| 2016 | 0.01x | $5.22 Million | $455.08 Million | ▲ +15.8% |
| 2015 | 0.01x | $4.52 Million | $456.04 Million | ▼ -20.1% |
| 2014 | 0.01x | $4.86 Million | $392.10 Million | ▼ -23.7% |
| 2013 | 0.02x | $6.38 Million | $392.44 Million | ▼ -27.2% |
| 2012 | 0.02x | $8.53 Million | $382.03 Million | ▲ +7.2% |
| 2011 | 0.02x | $6.80 Million | $326.62 Million | ▼ -3.7% |
| 2010 | 0.02x | $6.33 Million | $292.62 Million | ▲ +24.6% |
| 2009 | 0.02x | $4.95 Million | $284.89 Million | ▼ -5.3% |
| 2008 | 0.02x | $5.66 Million | $309.03 Million | ▲ +54.1% |
| 2007 | 0.01x | $3.48 Million | $292.48 Million | ▲ +62.6% |
| 2006 | 0.01x | $1.94 Million | $265.14 Million | ▼ -52.1% |
| 2005 | 0.02x | $4.87 Million | $318.70 Million | ▼ -21.3% |
| 2004 | 0.02x | $4.32 Million | $222.39 Million | ▲ +98.1% |
| 2003 | 0.01x | $2.05 Million | $209.11 Million | — |