Summit State Bank (SSBI) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.00x

Summit State Bank (SSBI) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $2.65 Million could theoretically repay 0% of its total liabilities ($903.41 Million) in one year. See Summit State Bank (SSBI) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.00x
Operating CF / Total Liabilities

Operating Cash Flow

$2.65 Million
USD

Total Liabilities

$903.41 Million
USD

Data as of

Dec 2025
Most recent filing

Summit State Bank Cash Flow-to-Debt Ratio (2003–2025)

Historical debt coverage capacity for Summit State Bank across 23 annual periods. Also explore SSBI net asset momentum to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Summit State Bank (2003–2025)

Year-by-year debt coverage analysis for Summit State Bank. For market capitalisation and broader financial context, see SSBI market cap.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.01x $6.59 Million $903.41 Million ▲ +21.7%
2024 0.01x $5.85 Million $975.37 Million ▲ +358.3%
2023 0.00x $-2.38 Million $1.02 Billion ▼ -117.4%
2022 0.01x $13.72 Million $1.03 Billion ▼ -77.6%
2021 0.06x $52.02 Million $873.80 Million ▲ +1165.4%
2020 0.00x $3.72 Million $790.23 Million ▼ -28.5%
2019 0.01x $4.14 Million $628.63 Million ▼ -1.5%
2018 0.01x $3.75 Million $560.58 Million ▼ -13.2%
2017 0.01x $4.24 Million $551.19 Million ▼ -33.0%
2016 0.01x $5.22 Million $455.08 Million ▲ +15.8%
2015 0.01x $4.52 Million $456.04 Million ▼ -20.1%
2014 0.01x $4.86 Million $392.10 Million ▼ -23.7%
2013 0.02x $6.38 Million $392.44 Million ▼ -27.2%
2012 0.02x $8.53 Million $382.03 Million ▲ +7.2%
2011 0.02x $6.80 Million $326.62 Million ▼ -3.7%
2010 0.02x $6.33 Million $292.62 Million ▲ +24.6%
2009 0.02x $4.95 Million $284.89 Million ▼ -5.3%
2008 0.02x $5.66 Million $309.03 Million ▲ +54.1%
2007 0.01x $3.48 Million $292.48 Million ▲ +62.6%
2006 0.01x $1.94 Million $265.14 Million ▼ -52.1%
2005 0.02x $4.87 Million $318.70 Million ▼ -21.3%
2004 0.02x $4.32 Million $222.39 Million ▲ +98.1%
2003 0.01x $2.05 Million $209.11 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.