United Security Bancshares (UBFO) — Capital Reinvestment Ratio
United Security Bancshares (UBFO) has a Capital Reinvestment Ratio of 0.12x as of September 2025, meaning it reinvests 0% of its operating cash flow ($6.97 Million) in capital expenditures ($836.00K). See UBFO net asset quality score to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
United Security Bancshares Capital Reinvestment Ratio (2000–2024)
This chart tracks United Security Bancshares's Capital Reinvestment Ratio across 25 annual periods. Check United Security Bancshares (UBFO) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for United Security Bancshares (2000–2024)
Year-by-year Capital Reinvestment Ratio for United Security Bancshares from 2000 to 2024. For live market cap and broader valuation context, see United Security Bancshares market cap and net worth.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.05x | $19.64 Million | $1.04 Million | ▲ +43.7% |
| 2023 | 0.04x | $21.38 Million | $787.00K | ▼ -59.2% |
| 2022 | 0.09x | $23.70 Million | $2.14 Million | ▲ +19.3% |
| 2021 | 0.08x | $16.55 Million | $1.25 Million | ▼ -8.4% |
| 2020 | 0.08x | $13.80 Million | $1.14 Million | ▲ +23.7% |
| 2019 | 0.07x | $14.30 Million | $956.00K | ▼ -25.9% |
| 2018 | 0.09x | $11.34 Million | $1.02 Million | ▼ -39.5% |
| 2017 | 0.15x | $7.55 Million | $1.13 Million | ▲ +31.6% |
| 2016 | 0.11x | $9.46 Million | $1.07 Million | ▲ +45.0% |
| 2015 | 0.08x | $9.26 Million | $725.00K | ▼ -8.3% |
| 2014 | 0.09x | $9.00 Million | $768.00K | ▼ -11.5% |
| 2013 | 0.10x | $11.90 Million | $1.15 Million | ▲ +9.7% |
| 2012 | 0.09x | $9.71 Million | $853.00K | ▼ -44.6% |
| 2011 | 0.16x | $5.77 Million | $914.00K | ▲ +92.4% |
| 2010 | 0.08x | $9.60 Million | $791.00K | ▲ +166.6% |
| 2009 | 0.03x | $13.37 Million | $413.00K | ▲ +7.1% |
| 2008 | 0.03x | $12.59 Million | $363.00K | ▼ -54.4% |
| 2007 | 0.06x | $18.97 Million | $1.20 Million | ▼ -82.6% |
| 2006 | 0.36x | $16.16 Million | $5.88 Million | ▲ +202.7% |
| 2005 | 0.12x | $14.00 Million | $1.68 Million | ▼ -27.5% |
| 2004 | 0.17x | $9.60 Million | $1.59 Million | ▲ +169.9% |
| 2003 | 0.06x | $12.12 Million | $744.00K | ▲ +60.3% |
| 2002 | 0.04x | $11.25 Million | $431.00K | ▼ -39.9% |
| 2001 | 0.06x | $8.06 Million | $514.00K | ▲ +52.8% |
| 2000 | 0.04x | $7.46 Million | $311.00K | — |