United Security Bancshares (UBFO) — Financial Flexibility Index
United Security Bancshares (UBFO) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $7.80 Million (operating CF $6.97 Million minus capex $836.00K) represents 0% of total liabilities ($1.10 Billion). Check UBFO capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
United Security Bancshares Financial Flexibility Index (2000–2024)
Historical Financial Flexibility Index trend for United Security Bancshares across 25 annual periods. See United Security Bancshares (UBFO) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for United Security Bancshares (2000–2024)
Year-by-year free cash flow to debt coverage for United Security Bancshares. For the full company profile including market capitalisation, see United Security Bancshares market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $20.67 Million | $19.64 Million | $1.08 Billion | ▼ -6.1% |
| 2023 | 0.02x | $22.16 Million | $21.38 Million | $1.09 Billion | ▼ -6.5% |
| 2022 | 0.02x | $25.84 Million | $23.70 Million | $1.19 Billion | ▲ +48.1% |
| 2021 | 0.01x | $17.80 Million | $16.55 Million | $1.21 Billion | ▼ -4.1% |
| 2020 | 0.02x | $14.94 Million | $13.80 Million | $974.85 Million | ▼ -15.5% |
| 2019 | 0.02x | $15.26 Million | $14.30 Million | $840.93 Million | ▲ +20.8% |
| 2018 | 0.02x | $12.37 Million | $11.34 Million | $823.82 Million | ▲ +21.8% |
| 2017 | 0.01x | $8.68 Million | $7.55 Million | $704.48 Million | ▼ -19.1% |
| 2016 | 0.02x | $10.53 Million | $9.46 Million | $691.32 Million | ▼ -3.0% |
| 2015 | 0.02x | $9.99 Million | $9.26 Million | $636.01 Million | ▼ -6.7% |
| 2014 | 0.02x | $9.77 Million | $9.00 Million | $580.34 Million | ▼ -27.8% |
| 2013 | 0.02x | $13.05 Million | $11.90 Million | $559.39 Million | ▲ +28.0% |
| 2012 | 0.02x | $10.56 Million | $9.71 Million | $579.44 Million | ▲ +60.8% |
| 2011 | 0.01x | $6.68 Million | $5.77 Million | $589.16 Million | ▼ -34.0% |
| 2010 | 0.02x | $10.39 Million | $9.60 Million | $604.94 Million | ▼ -23.1% |
| 2009 | 0.02x | $13.78 Million | $13.37 Million | $616.75 Million | ▲ +17.6% |
| 2008 | 0.02x | $12.95 Million | $12.59 Million | $681.47 Million | ▼ -35.1% |
| 2007 | 0.03x | $20.17 Million | $18.97 Million | $689.28 Million | ▼ -18.7% |
| 2006 | 0.04x | $22.04 Million | $16.16 Million | $612.27 Million | ▲ +30.8% |
| 2005 | 0.03x | $15.68 Million | $14.00 Million | $569.85 Million | ▲ +37.3% |
| 2004 | 0.02x | $11.19 Million | $9.60 Million | $558.46 Million | ▼ -28.1% |
| 2003 | 0.03x | $12.86 Million | $12.12 Million | $461.55 Million | ▲ +14.2% |
| 2002 | 0.02x | $11.68 Million | $11.25 Million | $478.75 Million | ▲ +13.7% |
| 2001 | 0.02x | $8.58 Million | $8.06 Million | $399.87 Million | ▼ -10.8% |
| 2000 | 0.02x | $7.77 Million | $7.46 Million | $323.08 Million | — |