United Security Bancshares (UBFO) — Financial Flexibility Index
United Security Bancshares (UBFO) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $7.80 Million (operating CF $6.97 Million minus capex $836.00K) represents 0% of total liabilities ($1.10 Billion). Also explore net asset growth rate of United Security Bancshares to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
United Security Bancshares Financial Flexibility Index (2000–2024)
Historical Financial Flexibility Index trend for United Security Bancshares across 25 annual periods. Check United Security Bancshares (UBFO) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for United Security Bancshares (2000–2024)
Year-by-year free cash flow to debt coverage for United Security Bancshares. For the full company profile including market capitalisation, see market cap of United Security Bancshares.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $20.67 Million | $19.64 Million | $1.08 Billion | ▼ -6.1% |
| 2023 | 0.02x | $22.16 Million | $21.38 Million | $1.09 Billion | ▼ -6.5% |
| 2022 | 0.02x | $25.84 Million | $23.70 Million | $1.19 Billion | ▲ +48.1% |
| 2021 | 0.01x | $17.80 Million | $16.55 Million | $1.21 Billion | ▼ -4.1% |
| 2020 | 0.02x | $14.94 Million | $13.80 Million | $974.85 Million | ▼ -15.5% |
| 2019 | 0.02x | $15.26 Million | $14.30 Million | $840.93 Million | ▲ +20.8% |
| 2018 | 0.02x | $12.37 Million | $11.34 Million | $823.82 Million | ▲ +21.8% |
| 2017 | 0.01x | $8.68 Million | $7.55 Million | $704.48 Million | ▼ -19.1% |
| 2016 | 0.02x | $10.53 Million | $9.46 Million | $691.32 Million | ▼ -3.0% |
| 2015 | 0.02x | $9.99 Million | $9.26 Million | $636.01 Million | ▼ -6.7% |
| 2014 | 0.02x | $9.77 Million | $9.00 Million | $580.34 Million | ▼ -27.8% |
| 2013 | 0.02x | $13.05 Million | $11.90 Million | $559.39 Million | ▲ +28.0% |
| 2012 | 0.02x | $10.56 Million | $9.71 Million | $579.44 Million | ▲ +60.8% |
| 2011 | 0.01x | $6.68 Million | $5.77 Million | $589.16 Million | ▼ -34.0% |
| 2010 | 0.02x | $10.39 Million | $9.60 Million | $604.94 Million | ▼ -23.1% |
| 2009 | 0.02x | $13.78 Million | $13.37 Million | $616.75 Million | ▲ +17.6% |
| 2008 | 0.02x | $12.95 Million | $12.59 Million | $681.47 Million | ▼ -35.1% |
| 2007 | 0.03x | $20.17 Million | $18.97 Million | $689.28 Million | ▼ -18.7% |
| 2006 | 0.04x | $22.04 Million | $16.16 Million | $612.27 Million | ▲ +30.8% |
| 2005 | 0.03x | $15.68 Million | $14.00 Million | $569.85 Million | ▲ +37.3% |
| 2004 | 0.02x | $11.19 Million | $9.60 Million | $558.46 Million | ▼ -28.1% |
| 2003 | 0.03x | $12.86 Million | $12.12 Million | $461.55 Million | ▲ +14.2% |
| 2002 | 0.02x | $11.68 Million | $11.25 Million | $478.75 Million | ▲ +13.7% |
| 2001 | 0.02x | $8.58 Million | $8.06 Million | $399.87 Million | ▼ -10.8% |
| 2000 | 0.02x | $7.77 Million | $7.46 Million | $323.08 Million | — |