United Security Bancshares Financial Flexibility Index
United Security Bancshares financial flexibility index. United Security Bancshares (UBFO) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $7.80 Million (operating CF $6.97 Million minus capex $836.00K) represents 0% of total liabilities ($1.10 Billion). See UBFO FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of United Security Bancshares (2000–2024)
Financial flexibility index of United Security Bancshares from 2000 to 2024. Historical Financial Flexibility Index trend for United Security Bancshares across 25 annual periods. Check UBFO cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
United Security Bancshares Financial Flexibility Index by Year (2000–2024)
United Security Bancshares financial flexibility index by year from 2000 to 2024. Year-by-year free cash flow to debt coverage for United Security Bancshares. For the full cash flow conversion analysis, see UBFO cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $20.67 Million | $19.64 Million | $1.08 Billion | ▼ -6.1% |
| 2023 | 0.02x | $22.16 Million | $21.38 Million | $1.09 Billion | ▼ -6.5% |
| 2022 | 0.02x | $25.84 Million | $23.70 Million | $1.19 Billion | ▲ +48.1% |
| 2021 | 0.01x | $17.80 Million | $16.55 Million | $1.21 Billion | ▼ -4.1% |
| 2020 | 0.02x | $14.94 Million | $13.80 Million | $974.85 Million | ▼ -15.5% |
| 2019 | 0.02x | $15.26 Million | $14.30 Million | $840.93 Million | ▲ +20.8% |
| 2018 | 0.02x | $12.37 Million | $11.34 Million | $823.82 Million | ▲ +21.8% |
| 2017 | 0.01x | $8.68 Million | $7.55 Million | $704.48 Million | ▼ -19.1% |
| 2016 | 0.02x | $10.53 Million | $9.46 Million | $691.32 Million | ▼ -3.0% |
| 2015 | 0.02x | $9.99 Million | $9.26 Million | $636.01 Million | ▼ -6.7% |
| 2014 | 0.02x | $9.77 Million | $9.00 Million | $580.34 Million | ▼ -27.8% |
| 2013 | 0.02x | $13.05 Million | $11.90 Million | $559.39 Million | ▲ +28.0% |
| 2012 | 0.02x | $10.56 Million | $9.71 Million | $579.44 Million | ▲ +60.8% |
| 2011 | 0.01x | $6.68 Million | $5.77 Million | $589.16 Million | ▼ -34.0% |
| 2010 | 0.02x | $10.39 Million | $9.60 Million | $604.94 Million | ▼ -23.1% |
| 2009 | 0.02x | $13.78 Million | $13.37 Million | $616.75 Million | ▲ +17.6% |
| 2008 | 0.02x | $12.95 Million | $12.59 Million | $681.47 Million | ▼ -35.1% |
| 2007 | 0.03x | $20.17 Million | $18.97 Million | $689.28 Million | ▼ -18.7% |
| 2006 | 0.04x | $22.04 Million | $16.16 Million | $612.27 Million | ▲ +30.8% |
| 2005 | 0.03x | $15.68 Million | $14.00 Million | $569.85 Million | ▲ +37.3% |
| 2004 | 0.02x | $11.19 Million | $9.60 Million | $558.46 Million | ▼ -28.1% |
| 2003 | 0.03x | $12.86 Million | $12.12 Million | $461.55 Million | ▲ +14.2% |
| 2002 | 0.02x | $11.68 Million | $11.25 Million | $478.75 Million | ▲ +13.7% |
| 2001 | 0.02x | $8.58 Million | $8.06 Million | $399.87 Million | ▼ -10.8% |
| 2000 | 0.02x | $7.77 Million | $7.46 Million | $323.08 Million | — |