United Security Bancshares Tangible Net Worth Ratio
United Security Bancshares tangible net worth ratio. United Security Bancshares (UBFO) has a Tangible Net Worth Ratio of 100.0% as of December 2025. This metric is calculated by deducting intangible assets ($0.00) from net assets ($139.68 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check United Security Bancshares strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of United Security Bancshares (1998–2025)
Tangible net worth ratio of United Security Bancshares from 1998 to 2025. This chart shows how United Security Bancshares's Tangible Net Worth Ratio has changed across 28 annual periods from 1998 to 2025. As of December 2025, the ratio stands at 100.0%, reflecting net assets of $139.68 Million with intangible assets of $0.00 USD. See working capital position of United Security Bancshares to evaluate short-term liquidity relative to the company's equity base.
United Security Bancshares Tangible Net Worth Ratio by Year (1998–2025)
United Security Bancshares tangible net worth ratio by year from 1998 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for United Security Bancshares from 1998 to 2025, covering 28 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see United Security Bancshares (UBFO) market capitalisation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | $139.68 Million | $0.00 | $1.25 Billion | ▲ +0.0 pp |
| 2024 | 100.0% | $130.36 Million | $0.00 | $1.21 Billion | ▲ +0.0 pp |
| 2023 | 100.0% | $122.54 Million | $0.00 | $1.21 Billion | ▲ +0.0 pp |
| 2022 | 100.0% | $112.46 Million | $0.00 | $1.30 Billion | ▲ +0.0 pp |
| 2021 | 100.0% | $120.21 Million | $0.00 | $1.33 Billion | ▲ +0.0 pp |
| 2020 | 100.0% | $117.81 Million | $0.00 | $1.09 Billion | ▲ +0.0 pp |
| 2019 | 100.0% | $115.99 Million | $0.00 | $956.92 Million | ▲ +4.1 pp |
| 2018 | 95.9% | $109.24 Million | $4.49 Million | $933.06 Million | ▲ +0.3 pp |
| 2017 | 95.6% | $101.35 Million | $4.49 Million | $805.84 Million | ▲ +0.2 pp |
| 2016 | 95.3% | $96.36 Million | $4.49 Million | $787.68 Million | ▲ +0.3 pp |
| 2015 | 95.0% | $89.64 Million | $4.49 Million | $725.64 Million | ▲ +0.4 pp |
| 2014 | 94.6% | $82.83 Million | $4.49 Million | $663.17 Million | ▼ -5.3 pp |
| 2013 | 99.9% | $76.54 Million | $62.00K | $635.93 Million | ▲ +0.3 pp |
| 2012 | 99.6% | $69.44 Million | $249.00K | $648.88 Million | ▲ +0.5 pp |
| 2011 | 99.1% | $62.17 Million | $553.00K | $651.33 Million | ▲ +0.8 pp |
| 2010 | 98.3% | $73.27 Million | $1.21 Million | $678.21 Million | ▲ +1.0 pp |
| 2009 | 97.3% | $75.82 Million | $2.03 Million | $692.57 Million | ▲ +1.1 pp |
| 2008 | 96.2% | $79.61 Million | $3.00 Million | $761.08 Million | ▲ +1.8 pp |
| 2007 | 94.4% | $82.43 Million | $4.62 Million | $771.72 Million | ▼ -2.2 pp |
| 2006 | 96.6% | $66.04 Million | $2.26 Million | $678.31 Million | ▲ +1.3 pp |
| 2005 | 95.3% | $59.01 Million | $2.80 Million | $628.86 Million | ▲ +1.5 pp |
| 2004 | 93.7% | $53.24 Million | $3.34 Million | $611.70 Million | ▼ -1.9 pp |
| 2003 | 95.7% | $45.04 Million | $1.95 Million | $506.59 Million | ▲ +1.7 pp |
| 2002 | 94.0% | $40.56 Million | $2.44 Million | $519.32 Million | ▲ +1.3 pp |
| 2001 | 92.7% | $51.06 Million | $3.75 Million | $450.93 Million | ▲ +3.2 pp |
| 2000 | 89.5% | $33.75 Million | $3.54 Million | $356.83 Million | ▼ -10.5 pp |
| 1999 | 100.0% | $28.32 Million | $0.00 | $281.53 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $24.99 Million | $0.00 | $279.95 Million | — |