United Security Bancshares (UBFO) — Free Cash Flow Generation Index
United Security Bancshares (UBFO) has a Free Cash Flow Generation Index of 0.88x as of September 2025. Free cash flow of $6.13 Million represents 1% of operating cash flow ($6.97 Million). Explore United Security Bancshares (UBFO) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
United Security Bancshares Free Cash Flow Generation Index (2000–2024)
Historical FCF Generation Index trend for United Security Bancshares across 25 annual periods. For the full cash flow conversion analysis, see United Security Bancshares (UBFO) cash conversion ratio.
Annual Free Cash Flow Generation for United Security Bancshares (2000–2024)
Year-by-year Free Cash Flow Generation Index for United Security Bancshares. Check United Security Bancshares (UBFO) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.95x | $18.60 Million | $19.64 Million | $1.04 Million | ▼ -1.7% |
| 2023 | 0.96x | $20.59 Million | $21.38 Million | $787.00K | ▲ +5.9% |
| 2022 | 0.91x | $21.56 Million | $23.70 Million | $2.14 Million | ▼ -1.6% |
| 2021 | 0.92x | $15.30 Million | $16.55 Million | $1.25 Million | ▲ +0.8% |
| 2020 | 0.92x | $12.66 Million | $13.80 Million | $1.14 Million | ▼ -1.7% |
| 2019 | 0.93x | $13.35 Million | $14.30 Million | $956.00K | ▲ +2.6% |
| 2018 | 0.91x | $10.32 Million | $11.34 Million | $1.02 Million | ▲ +6.9% |
| 2017 | 0.85x | $6.43 Million | $7.55 Million | $1.13 Million | ▼ -4.0% |
| 2016 | 0.89x | $8.38 Million | $9.46 Million | $1.07 Million | ▼ -3.8% |
| 2015 | 0.92x | $8.54 Million | $9.26 Million | $725.00K | ▲ +0.8% |
| 2014 | 0.91x | $8.23 Million | $9.00 Million | $768.00K | ▲ +1.2% |
| 2013 | 0.90x | $10.76 Million | $11.90 Million | $1.15 Million | ▼ -0.9% |
| 2012 | 0.91x | $8.86 Million | $9.71 Million | $853.00K | ▲ +8.4% |
| 2011 | 0.84x | $4.85 Million | $5.77 Million | $914.00K | ▼ -8.3% |
| 2010 | 0.92x | $8.81 Million | $9.60 Million | $791.00K | ▼ -5.3% |
| 2009 | 0.97x | $12.95 Million | $13.37 Million | $413.00K | ▼ -0.2% |
| 2008 | 0.97x | $12.22 Million | $12.59 Million | $363.00K | ▲ +3.6% |
| 2007 | 0.94x | $17.78 Million | $18.97 Million | $1.20 Million | ▼ -6.3% |
| 2006 | 1.00x | $16.16 Million | $16.16 Million | $5.88 Million | ▲ +13.7% |
| 2005 | 0.88x | $12.32 Million | $14.00 Million | $1.68 Million | ▲ +5.5% |
| 2004 | 0.83x | $8.01 Million | $9.60 Million | $1.59 Million | ▼ -11.1% |
| 2003 | 0.94x | $11.37 Million | $12.12 Million | $744.00K | ▼ -2.4% |
| 2002 | 0.96x | $10.82 Million | $11.25 Million | $431.00K | ▲ +2.7% |
| 2001 | 0.94x | $7.55 Million | $8.06 Million | $514.00K | ▼ -2.3% |
| 2000 | 0.96x | $7.14 Million | $7.46 Million | $311.00K | — |