United Security Bancshares (UBFO) — Free Cash Flow Generation Index

Latest as of September 2025: 0.88x

United Security Bancshares (UBFO) has a Free Cash Flow Generation Index of 0.88x as of September 2025. Free cash flow of $6.13 Million represents 1% of operating cash flow ($6.97 Million). See United Security Bancshares short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.88x
Free Cash Flow / Operating CF

Free Cash Flow

$6.13 Million
USD

Operating Cash Flow

$6.97 Million
USD

Capital Expenditures

$836.00K
USD

United Security Bancshares Free Cash Flow Generation Index (2000–2024)

Historical FCF Generation Index trend for United Security Bancshares across 25 annual periods. Explore United Security Bancshares cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for United Security Bancshares (2000–2024)

Year-by-year Free Cash Flow Generation Index for United Security Bancshares. For the full company profile including market capitalisation, see United Security Bancshares market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.95x $18.60 Million $19.64 Million $1.04 Million ▼ -1.7%
2023 0.96x $20.59 Million $21.38 Million $787.00K ▲ +5.9%
2022 0.91x $21.56 Million $23.70 Million $2.14 Million ▼ -1.6%
2021 0.92x $15.30 Million $16.55 Million $1.25 Million ▲ +0.8%
2020 0.92x $12.66 Million $13.80 Million $1.14 Million ▼ -1.7%
2019 0.93x $13.35 Million $14.30 Million $956.00K ▲ +2.6%
2018 0.91x $10.32 Million $11.34 Million $1.02 Million ▲ +6.9%
2017 0.85x $6.43 Million $7.55 Million $1.13 Million ▼ -4.0%
2016 0.89x $8.38 Million $9.46 Million $1.07 Million ▼ -3.8%
2015 0.92x $8.54 Million $9.26 Million $725.00K ▲ +0.8%
2014 0.91x $8.23 Million $9.00 Million $768.00K ▲ +1.2%
2013 0.90x $10.76 Million $11.90 Million $1.15 Million ▼ -0.9%
2012 0.91x $8.86 Million $9.71 Million $853.00K ▲ +8.4%
2011 0.84x $4.85 Million $5.77 Million $914.00K ▼ -8.3%
2010 0.92x $8.81 Million $9.60 Million $791.00K ▼ -5.3%
2009 0.97x $12.95 Million $13.37 Million $413.00K ▼ -0.2%
2008 0.97x $12.22 Million $12.59 Million $363.00K ▲ +3.6%
2007 0.94x $17.78 Million $18.97 Million $1.20 Million ▼ -6.3%
2006 1.00x $16.16 Million $16.16 Million $5.88 Million ▲ +13.7%
2005 0.88x $12.32 Million $14.00 Million $1.68 Million ▲ +5.5%
2004 0.83x $8.01 Million $9.60 Million $1.59 Million ▼ -11.1%
2003 0.94x $11.37 Million $12.12 Million $744.00K ▼ -2.4%
2002 0.96x $10.82 Million $11.25 Million $431.00K ▲ +2.7%
2001 0.94x $7.55 Million $8.06 Million $514.00K ▼ -2.3%
2000 0.96x $7.14 Million $7.46 Million $311.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).