United Security Bancshares (UBFO) — Cash Flow-to-Debt Ratio
United Security Bancshares (UBFO) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $6.97 Million could theoretically repay 0% of its total liabilities ($1.10 Billion) in one year. Explore United Security Bancshares long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Security Bancshares Cash Flow-to-Debt Ratio (2000–2024)
Historical debt coverage capacity for United Security Bancshares across 25 annual periods. Also explore total assets of United Security Bancshares for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for United Security Bancshares (2000–2024)
Year-by-year debt coverage analysis for United Security Bancshares. For market capitalisation and broader financial context, see market value of United Security Bancshares.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $19.64 Million | $1.08 Billion | ▼ -7.5% |
| 2023 | 0.02x | $21.38 Million | $1.09 Billion | ▼ -1.7% |
| 2022 | 0.02x | $23.70 Million | $1.19 Billion | ▲ +46.1% |
| 2021 | 0.01x | $16.55 Million | $1.21 Billion | ▼ -3.4% |
| 2020 | 0.01x | $13.80 Million | $974.85 Million | ▼ -16.8% |
| 2019 | 0.02x | $14.30 Million | $840.93 Million | ▲ +23.5% |
| 2018 | 0.01x | $11.34 Million | $823.82 Million | ▲ +28.4% |
| 2017 | 0.01x | $7.55 Million | $704.48 Million | ▼ -21.6% |
| 2016 | 0.01x | $9.46 Million | $691.32 Million | ▼ -6.1% |
| 2015 | 0.01x | $9.26 Million | $636.01 Million | ▼ -6.1% |
| 2014 | 0.02x | $9.00 Million | $580.34 Million | ▼ -27.1% |
| 2013 | 0.02x | $11.90 Million | $559.39 Million | ▲ +27.0% |
| 2012 | 0.02x | $9.71 Million | $579.44 Million | ▲ +71.2% |
| 2011 | 0.01x | $5.77 Million | $589.16 Million | ▼ -38.3% |
| 2010 | 0.02x | $9.60 Million | $604.94 Million | ▼ -26.7% |
| 2009 | 0.02x | $13.37 Million | $616.75 Million | ▲ +17.3% |
| 2008 | 0.02x | $12.59 Million | $681.47 Million | ▼ -32.9% |
| 2007 | 0.03x | $18.97 Million | $689.28 Million | ▲ +4.3% |
| 2006 | 0.03x | $16.16 Million | $612.27 Million | ▲ +7.4% |
| 2005 | 0.02x | $14.00 Million | $569.85 Million | ▲ +42.9% |
| 2004 | 0.02x | $9.60 Million | $558.46 Million | ▼ -34.5% |
| 2003 | 0.03x | $12.12 Million | $461.55 Million | ▲ +11.7% |
| 2002 | 0.02x | $11.25 Million | $478.75 Million | ▲ +16.5% |
| 2001 | 0.02x | $8.06 Million | $399.87 Million | ▼ -12.6% |
| 2000 | 0.02x | $7.46 Million | $323.08 Million | — |