United Security Bancshares (UBFO) — Cash Flow-to-Debt Ratio
United Security Bancshares (UBFO) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $6.97 Million could theoretically repay 0% of its total liabilities ($1.10 Billion) in one year. See how much free cash does United Security Bancshares generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Security Bancshares Cash Flow-to-Debt Ratio (2000–2024)
Historical debt coverage capacity for United Security Bancshares across 25 annual periods. Also explore United Security Bancshares annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for United Security Bancshares (2000–2024)
Year-by-year debt coverage analysis for United Security Bancshares. For market capitalisation and broader financial context, see UBFO stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $19.64 Million | $1.08 Billion | ▼ -7.5% |
| 2023 | 0.02x | $21.38 Million | $1.09 Billion | ▼ -1.7% |
| 2022 | 0.02x | $23.70 Million | $1.19 Billion | ▲ +46.1% |
| 2021 | 0.01x | $16.55 Million | $1.21 Billion | ▼ -3.4% |
| 2020 | 0.01x | $13.80 Million | $974.85 Million | ▼ -16.8% |
| 2019 | 0.02x | $14.30 Million | $840.93 Million | ▲ +23.5% |
| 2018 | 0.01x | $11.34 Million | $823.82 Million | ▲ +28.4% |
| 2017 | 0.01x | $7.55 Million | $704.48 Million | ▼ -21.6% |
| 2016 | 0.01x | $9.46 Million | $691.32 Million | ▼ -6.1% |
| 2015 | 0.01x | $9.26 Million | $636.01 Million | ▼ -6.1% |
| 2014 | 0.02x | $9.00 Million | $580.34 Million | ▼ -27.1% |
| 2013 | 0.02x | $11.90 Million | $559.39 Million | ▲ +27.0% |
| 2012 | 0.02x | $9.71 Million | $579.44 Million | ▲ +71.2% |
| 2011 | 0.01x | $5.77 Million | $589.16 Million | ▼ -38.3% |
| 2010 | 0.02x | $9.60 Million | $604.94 Million | ▼ -26.7% |
| 2009 | 0.02x | $13.37 Million | $616.75 Million | ▲ +17.3% |
| 2008 | 0.02x | $12.59 Million | $681.47 Million | ▼ -32.9% |
| 2007 | 0.03x | $18.97 Million | $689.28 Million | ▲ +4.3% |
| 2006 | 0.03x | $16.16 Million | $612.27 Million | ▲ +7.4% |
| 2005 | 0.02x | $14.00 Million | $569.85 Million | ▲ +42.9% |
| 2004 | 0.02x | $9.60 Million | $558.46 Million | ▼ -34.5% |
| 2003 | 0.03x | $12.12 Million | $461.55 Million | ▲ +11.7% |
| 2002 | 0.02x | $11.25 Million | $478.75 Million | ▲ +16.5% |
| 2001 | 0.02x | $8.06 Million | $399.87 Million | ▼ -12.6% |
| 2000 | 0.02x | $7.46 Million | $323.08 Million | — |