United Security Bancshares Cash Flow-to-Debt Ratio
United Security Bancshares cash flow-to-debt ratio. United Security Bancshares (UBFO) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $6.97 Million could theoretically repay 0% of its total liabilities ($1.10 Billion) in one year. Check United Security Bancshares (UBFO) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of United Security Bancshares (2000–2024)
Cash flow-to-debt ratio of United Security Bancshares from 2000 to 2024. Historical debt coverage capacity for United Security Bancshares across 25 annual periods. Check United Security Bancshares investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
United Security Bancshares Cash Flow-to-Debt Ratio by Year (2000–2024)
United Security Bancshares cash flow-to-debt ratio by year from 2000 to 2024. Year-by-year debt coverage analysis for United Security Bancshares. For the full cash flow conversion analysis, see cash efficiency ratio of United Security Bancshares.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $19.64 Million | $1.08 Billion | ▼ -7.5% |
| 2023 | 0.02x | $21.38 Million | $1.09 Billion | ▼ -1.7% |
| 2022 | 0.02x | $23.70 Million | $1.19 Billion | ▲ +46.1% |
| 2021 | 0.01x | $16.55 Million | $1.21 Billion | ▼ -3.4% |
| 2020 | 0.01x | $13.80 Million | $974.85 Million | ▼ -16.8% |
| 2019 | 0.02x | $14.30 Million | $840.93 Million | ▲ +23.5% |
| 2018 | 0.01x | $11.34 Million | $823.82 Million | ▲ +28.4% |
| 2017 | 0.01x | $7.55 Million | $704.48 Million | ▼ -21.6% |
| 2016 | 0.01x | $9.46 Million | $691.32 Million | ▼ -6.1% |
| 2015 | 0.01x | $9.26 Million | $636.01 Million | ▼ -6.1% |
| 2014 | 0.02x | $9.00 Million | $580.34 Million | ▼ -27.1% |
| 2013 | 0.02x | $11.90 Million | $559.39 Million | ▲ +27.0% |
| 2012 | 0.02x | $9.71 Million | $579.44 Million | ▲ +71.2% |
| 2011 | 0.01x | $5.77 Million | $589.16 Million | ▼ -38.3% |
| 2010 | 0.02x | $9.60 Million | $604.94 Million | ▼ -26.7% |
| 2009 | 0.02x | $13.37 Million | $616.75 Million | ▲ +17.3% |
| 2008 | 0.02x | $12.59 Million | $681.47 Million | ▼ -32.9% |
| 2007 | 0.03x | $18.97 Million | $689.28 Million | ▲ +4.3% |
| 2006 | 0.03x | $16.16 Million | $612.27 Million | ▲ +7.4% |
| 2005 | 0.02x | $14.00 Million | $569.85 Million | ▲ +42.9% |
| 2004 | 0.02x | $9.60 Million | $558.46 Million | ▼ -34.5% |
| 2003 | 0.03x | $12.12 Million | $461.55 Million | ▲ +11.7% |
| 2002 | 0.02x | $11.25 Million | $478.75 Million | ▲ +16.5% |
| 2001 | 0.02x | $8.06 Million | $399.87 Million | ▼ -12.6% |
| 2000 | 0.02x | $7.46 Million | $323.08 Million | — |