United Security Bancshares (UBFO) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.76x

United Security Bancshares (UBFO) has a Cash Flow Reinvestment Rate of 0.76x as of September 2025, reinvesting $5.26 Million (capex $836.00K plus investments $-4.42 Million) from operating cash flow of $6.97 Million. Explore United Security Bancshares capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.76x
(Capex + Investments) / Operating CF

Total Reinvested

$5.26 Million
Capex + Investments

Operating Cash Flow

$6.97 Million
USD

Capital Expenditures

$836.00K
USD

United Security Bancshares Cash Flow Reinvestment Rate (2000–2024)

Historical reinvestment intensity for United Security Bancshares across 25 annual periods. Also explore UBFO current and non-current assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for United Security Bancshares (2000–2024)

Year-by-year capital reinvestment analysis for United Security Bancshares. For live market cap and broader valuation context, see United Security Bancshares (UBFO) market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.71x $13.99 Million $19.64 Million $1.04 Million ▲ +170.4%
2023 0.26x $5.63 Million $21.38 Million $787.00K ▼ -96.5%
2022 7.44x $176.37 Million $23.70 Million $2.14 Million ▼ -61.3%
2021 19.24x $318.49 Million $16.55 Million $1.25 Million ▲ +293.6%
2020 4.89x $67.48 Million $13.80 Million $1.14 Million ▲ +210.0%
2019 1.58x $22.55 Million $14.30 Million $956.00K ▲ +45.3%
2018 1.09x $12.31 Million $11.34 Million $1.02 Million ▼ -62.6%
2017 2.90x $21.92 Million $7.55 Million $1.13 Million ▼ -65.5%
2016 8.40x $79.46 Million $9.46 Million $1.07 Million ▲ +82.2%
2015 4.61x $42.72 Million $9.26 Million $725.00K ▼ -36.1%
2014 7.21x $64.92 Million $9.00 Million $768.00K ▲ +1174.8%
2013 0.57x $6.73 Million $11.90 Million $1.15 Million ▼ -58.3%
2012 1.36x $13.17 Million $9.71 Million $853.00K ▼ -74.4%
2011 5.29x $30.52 Million $5.77 Million $914.00K ▲ +6325.1%
2010 0.08x $791.00K $9.60 Million $791.00K ▲ +166.6%
2009 0.03x $413.00K $13.37 Million $413.00K ▲ +7.1%
2008 0.03x $363.00K $12.59 Million $363.00K ▼ -54.4%
2007 0.06x $1.20 Million $18.97 Million $1.20 Million ▼ -82.6%
2006 0.36x $5.88 Million $16.16 Million $5.88 Million ▲ +202.7%
2005 0.12x $1.68 Million $14.00 Million $1.68 Million ▼ -27.5%
2004 0.17x $1.59 Million $9.60 Million $1.59 Million ▲ +169.9%
2003 0.06x $744.00K $12.12 Million $744.00K ▲ +60.3%
2002 0.04x $431.00K $11.25 Million $431.00K ▼ -39.9%
2001 0.06x $514.00K $8.06 Million $514.00K ▲ +52.8%
2000 0.04x $311.00K $7.46 Million $311.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow