United Security Bancshares (UBFO) — Cash Flow Reinvestment Rate
United Security Bancshares (UBFO) has a Cash Flow Reinvestment Rate of 0.76x as of September 2025, reinvesting $5.26 Million (capex $836.00K plus investments $-4.42 Million) from operating cash flow of $6.97 Million. See UBFO cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
United Security Bancshares Cash Flow Reinvestment Rate (2000–2024)
Historical reinvestment intensity for United Security Bancshares across 25 annual periods. For the full cash flow conversion analysis, see UBFO cash flow conversion.
Annual Cash Flow Reinvestment Rate for United Security Bancshares (2000–2024)
Year-by-year capital reinvestment analysis for United Security Bancshares. See UBFO financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.71x | $13.99 Million | $19.64 Million | $1.04 Million | ▲ +170.4% |
| 2023 | 0.26x | $5.63 Million | $21.38 Million | $787.00K | ▼ -96.5% |
| 2022 | 7.44x | $176.37 Million | $23.70 Million | $2.14 Million | ▼ -61.3% |
| 2021 | 19.24x | $318.49 Million | $16.55 Million | $1.25 Million | ▲ +293.6% |
| 2020 | 4.89x | $67.48 Million | $13.80 Million | $1.14 Million | ▲ +210.0% |
| 2019 | 1.58x | $22.55 Million | $14.30 Million | $956.00K | ▲ +45.3% |
| 2018 | 1.09x | $12.31 Million | $11.34 Million | $1.02 Million | ▼ -62.6% |
| 2017 | 2.90x | $21.92 Million | $7.55 Million | $1.13 Million | ▼ -65.5% |
| 2016 | 8.40x | $79.46 Million | $9.46 Million | $1.07 Million | ▲ +82.2% |
| 2015 | 4.61x | $42.72 Million | $9.26 Million | $725.00K | ▼ -36.1% |
| 2014 | 7.21x | $64.92 Million | $9.00 Million | $768.00K | ▲ +1174.8% |
| 2013 | 0.57x | $6.73 Million | $11.90 Million | $1.15 Million | ▼ -58.3% |
| 2012 | 1.36x | $13.17 Million | $9.71 Million | $853.00K | ▼ -74.4% |
| 2011 | 5.29x | $30.52 Million | $5.77 Million | $914.00K | ▲ +6325.1% |
| 2010 | 0.08x | $791.00K | $9.60 Million | $791.00K | ▲ +166.6% |
| 2009 | 0.03x | $413.00K | $13.37 Million | $413.00K | ▲ +7.1% |
| 2008 | 0.03x | $363.00K | $12.59 Million | $363.00K | ▼ -54.4% |
| 2007 | 0.06x | $1.20 Million | $18.97 Million | $1.20 Million | ▼ -82.6% |
| 2006 | 0.36x | $5.88 Million | $16.16 Million | $5.88 Million | ▲ +202.7% |
| 2005 | 0.12x | $1.68 Million | $14.00 Million | $1.68 Million | ▼ -27.5% |
| 2004 | 0.17x | $1.59 Million | $9.60 Million | $1.59 Million | ▲ +169.9% |
| 2003 | 0.06x | $744.00K | $12.12 Million | $744.00K | ▲ +60.3% |
| 2002 | 0.04x | $431.00K | $11.25 Million | $431.00K | ▼ -39.9% |
| 2001 | 0.06x | $514.00K | $8.06 Million | $514.00K | ▲ +52.8% |
| 2000 | 0.04x | $311.00K | $7.46 Million | $311.00K | — |