United Security Bancshares (UBFO) — Cash Flow Reinvestment Rate
United Security Bancshares (UBFO) has a Cash Flow Reinvestment Rate of 0.76x as of September 2025, reinvesting $5.26 Million (capex $836.00K plus investments $-4.42 Million) from operating cash flow of $6.97 Million. Check cash flow quality index of United Security Bancshares to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
United Security Bancshares Cash Flow Reinvestment Rate (2000–2024)
Historical reinvestment intensity for United Security Bancshares across 25 annual periods. Explore UBFO strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for United Security Bancshares (2000–2024)
Year-by-year capital reinvestment analysis for United Security Bancshares. For live market cap and broader valuation context, see how much is United Security Bancshares worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.71x | $13.99 Million | $19.64 Million | $1.04 Million | ▲ +170.4% |
| 2023 | 0.26x | $5.63 Million | $21.38 Million | $787.00K | ▼ -96.5% |
| 2022 | 7.44x | $176.37 Million | $23.70 Million | $2.14 Million | ▼ -61.3% |
| 2021 | 19.24x | $318.49 Million | $16.55 Million | $1.25 Million | ▲ +293.6% |
| 2020 | 4.89x | $67.48 Million | $13.80 Million | $1.14 Million | ▲ +210.0% |
| 2019 | 1.58x | $22.55 Million | $14.30 Million | $956.00K | ▲ +45.3% |
| 2018 | 1.09x | $12.31 Million | $11.34 Million | $1.02 Million | ▼ -62.6% |
| 2017 | 2.90x | $21.92 Million | $7.55 Million | $1.13 Million | ▼ -65.5% |
| 2016 | 8.40x | $79.46 Million | $9.46 Million | $1.07 Million | ▲ +82.2% |
| 2015 | 4.61x | $42.72 Million | $9.26 Million | $725.00K | ▼ -36.1% |
| 2014 | 7.21x | $64.92 Million | $9.00 Million | $768.00K | ▲ +1174.8% |
| 2013 | 0.57x | $6.73 Million | $11.90 Million | $1.15 Million | ▼ -58.3% |
| 2012 | 1.36x | $13.17 Million | $9.71 Million | $853.00K | ▼ -74.4% |
| 2011 | 5.29x | $30.52 Million | $5.77 Million | $914.00K | ▲ +6325.1% |
| 2010 | 0.08x | $791.00K | $9.60 Million | $791.00K | ▲ +166.6% |
| 2009 | 0.03x | $413.00K | $13.37 Million | $413.00K | ▲ +7.1% |
| 2008 | 0.03x | $363.00K | $12.59 Million | $363.00K | ▼ -54.4% |
| 2007 | 0.06x | $1.20 Million | $18.97 Million | $1.20 Million | ▼ -82.6% |
| 2006 | 0.36x | $5.88 Million | $16.16 Million | $5.88 Million | ▲ +202.7% |
| 2005 | 0.12x | $1.68 Million | $14.00 Million | $1.68 Million | ▼ -27.5% |
| 2004 | 0.17x | $1.59 Million | $9.60 Million | $1.59 Million | ▲ +169.9% |
| 2003 | 0.06x | $744.00K | $12.12 Million | $744.00K | ▲ +60.3% |
| 2002 | 0.04x | $431.00K | $11.25 Million | $431.00K | ▼ -39.9% |
| 2001 | 0.06x | $514.00K | $8.06 Million | $514.00K | ▲ +52.8% |
| 2000 | 0.04x | $311.00K | $7.46 Million | $311.00K | — |