United Security Bancshares (UBFO) — Net Asset Quality Index
United Security Bancshares (UBFO) has a Net Asset Quality Index of 11.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.25 Billion minus total liabilities of $1.11 Billion yields net assets of $139.68 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read UBFO total debt and obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
United Security Bancshares Net Asset Quality Index Over Time (1998–2025)
This chart shows how United Security Bancshares's Net Asset Quality Index has evolved across 28 annual periods from 1998 to 2025. As of December 2025, the index stands at 11.2%, representing net assets of $139.68 Million against total assets of $1.25 Billion USD. For live market cap and overall valuation, see United Security Bancshares (UBFO) market capitalisation.
Annual Net Asset Quality Index for United Security Bancshares (1998–2025)
The table below presents the year-by-year Net Asset Quality Index for United Security Bancshares from 1998 to 2025, covering 28 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check United Security Bancshares strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.2% | $139.68 Million | $1.25 Billion | $1.11 Billion | ▲ +0.4 pp |
| 2024 | 10.8% | $130.36 Million | $1.21 Billion | $1.08 Billion | ▲ +0.6 pp |
| 2023 | 10.1% | $122.54 Million | $1.21 Billion | $1.09 Billion | ▲ +1.5 pp |
| 2022 | 8.7% | $112.46 Million | $1.30 Billion | $1.19 Billion | ▼ -0.4 pp |
| 2021 | 9.0% | $120.21 Million | $1.33 Billion | $1.21 Billion | ▼ -1.8 pp |
| 2020 | 10.8% | $117.81 Million | $1.09 Billion | $974.85 Million | ▼ -1.3 pp |
| 2019 | 12.1% | $115.99 Million | $956.92 Million | $840.93 Million | ▲ +0.4 pp |
| 2018 | 11.7% | $109.24 Million | $933.06 Million | $823.82 Million | ▼ -0.9 pp |
| 2017 | 12.6% | $101.35 Million | $805.84 Million | $704.48 Million | ▲ +0.3 pp |
| 2016 | 12.2% | $96.36 Million | $787.68 Million | $691.32 Million | ▼ -0.1 pp |
| 2015 | 12.4% | $89.64 Million | $725.64 Million | $636.01 Million | ▼ -0.1 pp |
| 2014 | 12.5% | $82.83 Million | $663.17 Million | $580.34 Million | ▲ +0.5 pp |
| 2013 | 12.0% | $76.54 Million | $635.93 Million | $559.39 Million | ▲ +1.3 pp |
| 2012 | 10.7% | $69.44 Million | $648.88 Million | $579.44 Million | ▲ +1.2 pp |
| 2011 | 9.5% | $62.17 Million | $651.33 Million | $589.16 Million | ▼ -1.3 pp |
| 2010 | 10.8% | $73.27 Million | $678.21 Million | $604.94 Million | ▼ -0.1 pp |
| 2009 | 10.9% | $75.82 Million | $692.57 Million | $616.75 Million | ▲ +0.5 pp |
| 2008 | 10.5% | $79.61 Million | $761.08 Million | $681.47 Million | ▼ -0.2 pp |
| 2007 | 10.7% | $82.43 Million | $771.72 Million | $689.28 Million | ▲ +0.9 pp |
| 2006 | 9.7% | $66.04 Million | $678.31 Million | $612.27 Million | ▲ +0.4 pp |
| 2005 | 9.4% | $59.01 Million | $628.86 Million | $569.85 Million | ▲ +0.7 pp |
| 2004 | 8.7% | $53.24 Million | $611.70 Million | $558.46 Million | ▼ -0.2 pp |
| 2003 | 8.9% | $45.04 Million | $506.59 Million | $461.55 Million | ▲ +1.1 pp |
| 2002 | 7.8% | $40.56 Million | $519.32 Million | $478.75 Million | ▼ -3.5 pp |
| 2001 | 11.3% | $51.06 Million | $450.93 Million | $399.87 Million | ▲ +1.9 pp |
| 2000 | 9.5% | $33.75 Million | $356.83 Million | $323.08 Million | ▼ -0.6 pp |
| 1999 | 10.1% | $28.32 Million | $281.53 Million | $253.22 Million | ▲ +1.1 pp |
| 1998 | 8.9% | $24.99 Million | $279.95 Million | $254.96 Million | — |