Unity Bancorp Inc (UNTY) — Capital Reinvestment Ratio
Unity Bancorp Inc (UNTY) has a Capital Reinvestment Ratio of 0.03x as of March 2026, meaning it reinvests 0% of its operating cash flow ($14.92 Million) in capital expenditures ($425.00K). Check how tangible is Unity Bancorp Inc's equity to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Unity Bancorp Inc Capital Reinvestment Ratio (1997–2025)
This chart tracks Unity Bancorp Inc's Capital Reinvestment Ratio across 24 annual periods. For the full cash flow conversion analysis, see UNTY cash flow conversion.
Annual Capital Reinvestment Ratio for Unity Bancorp Inc (1997–2025)
Year-by-year Capital Reinvestment Ratio for Unity Bancorp Inc from 1997 to 2025. See Unity Bancorp Inc (UNTY) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $44.91 Million | $564.00K | ▼ -13.0% |
| 2024 | 0.01x | $47.99 Million | $693.00K | ▼ -29.1% |
| 2023 | 0.02x | $46.91 Million | $955.00K | ▼ -41.4% |
| 2022 | 0.03x | $42.67 Million | $1.48 Million | ▼ -35.8% |
| 2021 | 0.05x | $23.45 Million | $1.27 Million | ▲ +226.6% |
| 2020 | 0.02x | $33.74 Million | $559.00K | ▼ -22.4% |
| 2019 | 0.02x | $33.20 Million | $709.00K | ▼ -45.3% |
| 2018 | 0.04x | $38.59 Million | $1.51 Million | ▼ -62.6% |
| 2017 | 0.10x | $14.45 Million | $1.51 Million | ▼ -90.4% |
| 2016 | 1.09x | $8.79 Million | $9.60 Million | ▲ +242.4% |
| 2015 | 0.32x | $2.98 Million | $951.00K | ▲ +525.9% |
| 2014 | 0.05x | $11.72 Million | $597.00K | ▼ -87.8% |
| 2013 | 0.42x | $11.45 Million | $4.79 Million | ▲ +206.4% |
| 2012 | 0.14x | $13.31 Million | $1.82 Million | ▲ +30.2% |
| 2011 | 0.10x | $16.35 Million | $1.72 Million | ▲ +323.7% |
| 2010 | 0.02x | $17.01 Million | $421.00K | ▼ -77.5% |
| 2009 | 0.11x | $4.51 Million | $496.00K | ▼ -72.2% |
| 2008 | 0.40x | $4.45 Million | $1.76 Million | ▲ +39.2% |
| 2006 | 0.28x | $7.21 Million | $2.05 Million | ▼ -79.5% |
| 2005 | 1.39x | $2.03 Million | $2.82 Million | ▲ +454.5% |
| 2004 | 0.25x | $9.21 Million | $2.31 Million | ▲ +70.0% |
| 2003 | 0.15x | $3.65 Million | $537.00K | ▲ +33.1% |
| 2002 | 0.11x | $9.19 Million | $1.02 Million | ▼ -93.8% |
| 1997 | 1.78x | $900.00K | $1.60 Million | — |