Unity Bancorp Inc (UNTY) — Capital Reinvestment Ratio
Unity Bancorp Inc (UNTY) has a Capital Reinvestment Ratio of 0.11x as of December 2025, meaning it reinvests 0% of its operating cash flow ($6.83 Million) in capital expenditures ($745.00K). See how leveraged is Unity Bancorp Inc's balance sheet to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Unity Bancorp Inc Capital Reinvestment Ratio (1997–2025)
This chart tracks Unity Bancorp Inc's Capital Reinvestment Ratio across 24 annual periods. Check Unity Bancorp Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Unity Bancorp Inc (1997–2025)
Year-by-year Capital Reinvestment Ratio for Unity Bancorp Inc from 1997 to 2025. For live market cap and broader valuation context, see UNTY market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $44.91 Million | $564.00K | ▼ -13.0% |
| 2024 | 0.01x | $47.99 Million | $693.00K | ▼ -29.1% |
| 2023 | 0.02x | $46.91 Million | $955.00K | ▼ -41.4% |
| 2022 | 0.03x | $42.67 Million | $1.48 Million | ▼ -35.8% |
| 2021 | 0.05x | $23.45 Million | $1.27 Million | ▲ +226.6% |
| 2020 | 0.02x | $33.74 Million | $559.00K | ▼ -22.4% |
| 2019 | 0.02x | $33.20 Million | $709.00K | ▼ -45.3% |
| 2018 | 0.04x | $38.59 Million | $1.51 Million | ▼ -62.6% |
| 2017 | 0.10x | $14.45 Million | $1.51 Million | ▼ -90.4% |
| 2016 | 1.09x | $8.79 Million | $9.60 Million | ▲ +242.4% |
| 2015 | 0.32x | $2.98 Million | $951.00K | ▲ +525.9% |
| 2014 | 0.05x | $11.72 Million | $597.00K | ▼ -87.8% |
| 2013 | 0.42x | $11.45 Million | $4.79 Million | ▲ +206.4% |
| 2012 | 0.14x | $13.31 Million | $1.82 Million | ▲ +30.2% |
| 2011 | 0.10x | $16.35 Million | $1.72 Million | ▲ +323.7% |
| 2010 | 0.02x | $17.01 Million | $421.00K | ▼ -77.5% |
| 2009 | 0.11x | $4.51 Million | $496.00K | ▼ -72.2% |
| 2008 | 0.40x | $4.45 Million | $1.76 Million | ▲ +39.2% |
| 2006 | 0.28x | $7.21 Million | $2.05 Million | ▼ -79.5% |
| 2005 | 1.39x | $2.03 Million | $2.82 Million | ▲ +454.5% |
| 2004 | 0.25x | $9.21 Million | $2.31 Million | ▲ +70.0% |
| 2003 | 0.15x | $3.65 Million | $537.00K | ▲ +33.1% |
| 2002 | 0.11x | $9.19 Million | $1.02 Million | ▼ -93.8% |
| 1997 | 1.78x | $900.00K | $1.60 Million | — |