Unity Bancorp Inc (UNTY) — Free Cash Flow Generation Index

Latest as of March 2026: 0.97x

Unity Bancorp Inc (UNTY) has a Free Cash Flow Generation Index of 0.97x as of March 2026. Free cash flow of $14.50 Million represents 1% of operating cash flow ($14.92 Million). Read Unity Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$14.50 Million
USD

Operating Cash Flow

$14.92 Million
USD

Capital Expenditures

$425.00K
USD

Unity Bancorp Inc Free Cash Flow Generation Index (1997–2025)

Historical FCF Generation Index trend for Unity Bancorp Inc across 24 annual periods. Explore how much does Unity Bancorp Inc reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Unity Bancorp Inc (1997–2025)

Year-by-year Free Cash Flow Generation Index for Unity Bancorp Inc. For the full company profile including market capitalisation, see Unity Bancorp Inc (UNTY) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.99x $44.34 Million $44.91 Million $564.00K ▲ +0.2%
2024 0.99x $47.29 Million $47.99 Million $693.00K ▲ +0.6%
2023 0.98x $45.95 Million $46.91 Million $955.00K ▲ +1.5%
2022 0.97x $41.19 Million $42.67 Million $1.48 Million ▲ +2.0%
2021 0.95x $22.18 Million $23.45 Million $1.27 Million ▼ -3.8%
2020 0.98x $33.19 Million $33.74 Million $559.00K ▲ +0.5%
2019 0.98x $32.49 Million $33.20 Million $709.00K ▲ +1.8%
2018 0.96x $37.08 Million $38.59 Million $1.51 Million ▲ +7.3%
2017 0.90x $12.94 Million $14.45 Million $1.51 Million ▲ +1075.2%
2016 -0.09x $-807.00K $8.79 Million $9.60 Million ▼ -113.5%
2015 0.68x $2.03 Million $2.98 Million $951.00K ▼ -28.2%
2014 0.95x $11.12 Million $11.72 Million $597.00K ▲ +63.2%
2013 0.58x $6.66 Million $11.45 Million $4.79 Million ▼ -32.6%
2012 0.86x $11.49 Million $13.31 Million $1.82 Million ▼ -3.5%
2011 0.90x $14.64 Million $16.35 Million $1.72 Million ▼ -8.0%
2010 0.97x $16.55 Million $17.01 Million $421.00K ▲ +9.3%
2009 0.89x $4.02 Million $4.51 Million $496.00K ▲ +47.2%
2008 0.60x $2.69 Million $4.45 Million $1.76 Million ▼ -15.6%
2006 0.72x $5.17 Million $7.21 Million $2.05 Million ▲ +284.5%
2005 -0.39x $-788.00K $2.03 Million $2.82 Million ▼ -151.8%
2004 0.75x $6.90 Million $9.21 Million $2.31 Million ▼ -12.1%
2003 0.85x $3.11 Million $3.65 Million $537.00K ▼ -4.1%
2002 0.89x $8.17 Million $9.19 Million $1.02 Million ▲ +214.3%
1997 -0.78x $-700.00K $900.00K $1.60 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).