Unity Bancorp Inc (UNTY) — Free Cash Flow Generation Index
Unity Bancorp Inc (UNTY) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $14.92 Million represents 1% of operating cash flow ($14.92 Million). See UNTY current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Unity Bancorp Inc Free Cash Flow Generation Index (1997–2025)
Historical FCF Generation Index trend for Unity Bancorp Inc across 24 annual periods. Explore UNTY cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Unity Bancorp Inc (1997–2025)
Year-by-year Free Cash Flow Generation Index for Unity Bancorp Inc. For the full company profile including market capitalisation, see UNTY market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $44.34 Million | $44.91 Million | $564.00K | ▲ +0.2% |
| 2024 | 0.99x | $47.29 Million | $47.99 Million | $693.00K | ▲ +0.6% |
| 2023 | 0.98x | $45.95 Million | $46.91 Million | $955.00K | ▲ +1.5% |
| 2022 | 0.97x | $41.19 Million | $42.67 Million | $1.48 Million | ▲ +2.0% |
| 2021 | 0.95x | $22.18 Million | $23.45 Million | $1.27 Million | ▼ -3.8% |
| 2020 | 0.98x | $33.19 Million | $33.74 Million | $559.00K | ▲ +0.5% |
| 2019 | 0.98x | $32.49 Million | $33.20 Million | $709.00K | ▲ +1.8% |
| 2018 | 0.96x | $37.08 Million | $38.59 Million | $1.51 Million | ▲ +7.3% |
| 2017 | 0.90x | $12.94 Million | $14.45 Million | $1.51 Million | ▲ +1075.2% |
| 2016 | -0.09x | $-807.00K | $8.79 Million | $9.60 Million | ▼ -113.5% |
| 2015 | 0.68x | $2.03 Million | $2.98 Million | $951.00K | ▼ -28.2% |
| 2014 | 0.95x | $11.12 Million | $11.72 Million | $597.00K | ▲ +63.2% |
| 2013 | 0.58x | $6.66 Million | $11.45 Million | $4.79 Million | ▼ -32.6% |
| 2012 | 0.86x | $11.49 Million | $13.31 Million | $1.82 Million | ▼ -3.5% |
| 2011 | 0.90x | $14.64 Million | $16.35 Million | $1.72 Million | ▼ -8.0% |
| 2010 | 0.97x | $16.55 Million | $17.01 Million | $421.00K | ▲ +9.3% |
| 2009 | 0.89x | $4.02 Million | $4.51 Million | $496.00K | ▲ +47.2% |
| 2008 | 0.60x | $2.69 Million | $4.45 Million | $1.76 Million | ▼ -15.6% |
| 2006 | 0.72x | $5.17 Million | $7.21 Million | $2.05 Million | ▲ +284.5% |
| 2005 | -0.39x | $-788.00K | $2.03 Million | $2.82 Million | ▼ -151.8% |
| 2004 | 0.75x | $6.90 Million | $9.21 Million | $2.31 Million | ▼ -12.1% |
| 2003 | 0.85x | $3.11 Million | $3.65 Million | $537.00K | ▼ -4.1% |
| 2002 | 0.89x | $8.17 Million | $9.19 Million | $1.02 Million | ▲ +214.3% |
| 1997 | -0.78x | $-700.00K | $900.00K | $1.60 Million | — |