Unity Bancorp Inc Free Cash Flow Generation Index

Latest as of March 2026: 0.97x

Unity Bancorp Inc free cash flow generation index. Unity Bancorp Inc (UNTY) has a Free Cash Flow Generation Index of 0.97x as of March 2026. Free cash flow of $14.50 Million represents 1% of operating cash flow ($14.92 Million).

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$14.50 Million
USD

Operating Cash Flow

$14.92 Million
USD

Capital Expenditures

$425.00K
USD

Free Cash Flow Generation Index of Unity Bancorp Inc (1997–2025)

Free cash flow generation index of Unity Bancorp Inc from 1997 to 2025. Historical FCF Generation Index trend for Unity Bancorp Inc across 24 annual periods. See Unity Bancorp Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Unity Bancorp Inc Free Cash Flow Generation Index by Year (1997–2025)

Unity Bancorp Inc free cash flow generation index by year from 1997 to 2025. Year-by-year Free Cash Flow Generation Index for Unity Bancorp Inc. For the full cash flow conversion analysis, see Unity Bancorp Inc operating cash flow efficiency.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.99x $44.34 Million $44.91 Million $564.00K ▲ +0.2%
2024 0.99x $47.29 Million $47.99 Million $693.00K ▲ +0.6%
2023 0.98x $45.95 Million $46.91 Million $955.00K ▲ +1.5%
2022 0.97x $41.19 Million $42.67 Million $1.48 Million ▲ +2.0%
2021 0.95x $22.18 Million $23.45 Million $1.27 Million ▼ -3.8%
2020 0.98x $33.19 Million $33.74 Million $559.00K ▲ +0.5%
2019 0.98x $32.49 Million $33.20 Million $709.00K ▲ +1.8%
2018 0.96x $37.08 Million $38.59 Million $1.51 Million ▲ +7.3%
2017 0.90x $12.94 Million $14.45 Million $1.51 Million ▲ +1075.2%
2016 -0.09x $-807.00K $8.79 Million $9.60 Million ▼ -113.5%
2015 0.68x $2.03 Million $2.98 Million $951.00K ▼ -28.2%
2014 0.95x $11.12 Million $11.72 Million $597.00K ▲ +63.2%
2013 0.58x $6.66 Million $11.45 Million $4.79 Million ▼ -32.6%
2012 0.86x $11.49 Million $13.31 Million $1.82 Million ▼ -3.5%
2011 0.90x $14.64 Million $16.35 Million $1.72 Million ▼ -8.0%
2010 0.97x $16.55 Million $17.01 Million $421.00K ▲ +9.3%
2009 0.89x $4.02 Million $4.51 Million $496.00K ▲ +47.2%
2008 0.60x $2.69 Million $4.45 Million $1.76 Million ▼ -15.6%
2006 0.72x $5.17 Million $7.21 Million $2.05 Million ▲ +284.5%
2005 -0.39x $-788.00K $2.03 Million $2.82 Million ▼ -151.8%
2004 0.75x $6.90 Million $9.21 Million $2.31 Million ▼ -12.1%
2003 0.85x $3.11 Million $3.65 Million $537.00K ▼ -4.1%
2002 0.89x $8.17 Million $9.19 Million $1.02 Million ▲ +214.3%
1997 -0.78x $-700.00K $900.00K $1.60 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).