Unity Bancorp Inc (UNTY) — Free Cash Flow Generation Index
Unity Bancorp Inc (UNTY) has a Free Cash Flow Generation Index of 0.97x as of March 2026. Free cash flow of $14.50 Million represents 1% of operating cash flow ($14.92 Million). Explore UNTY capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Unity Bancorp Inc Free Cash Flow Generation Index (1997–2025)
Historical FCF Generation Index trend for Unity Bancorp Inc across 24 annual periods. For the full cash flow conversion analysis, see Unity Bancorp Inc (UNTY) cash conversion ratio.
Annual Free Cash Flow Generation for Unity Bancorp Inc (1997–2025)
Year-by-year Free Cash Flow Generation Index for Unity Bancorp Inc. Check Unity Bancorp Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $44.34 Million | $44.91 Million | $564.00K | ▲ +0.2% |
| 2024 | 0.99x | $47.29 Million | $47.99 Million | $693.00K | ▲ +0.6% |
| 2023 | 0.98x | $45.95 Million | $46.91 Million | $955.00K | ▲ +1.5% |
| 2022 | 0.97x | $41.19 Million | $42.67 Million | $1.48 Million | ▲ +2.0% |
| 2021 | 0.95x | $22.18 Million | $23.45 Million | $1.27 Million | ▼ -3.8% |
| 2020 | 0.98x | $33.19 Million | $33.74 Million | $559.00K | ▲ +0.5% |
| 2019 | 0.98x | $32.49 Million | $33.20 Million | $709.00K | ▲ +1.8% |
| 2018 | 0.96x | $37.08 Million | $38.59 Million | $1.51 Million | ▲ +7.3% |
| 2017 | 0.90x | $12.94 Million | $14.45 Million | $1.51 Million | ▲ +1075.2% |
| 2016 | -0.09x | $-807.00K | $8.79 Million | $9.60 Million | ▼ -113.5% |
| 2015 | 0.68x | $2.03 Million | $2.98 Million | $951.00K | ▼ -28.2% |
| 2014 | 0.95x | $11.12 Million | $11.72 Million | $597.00K | ▲ +63.2% |
| 2013 | 0.58x | $6.66 Million | $11.45 Million | $4.79 Million | ▼ -32.6% |
| 2012 | 0.86x | $11.49 Million | $13.31 Million | $1.82 Million | ▼ -3.5% |
| 2011 | 0.90x | $14.64 Million | $16.35 Million | $1.72 Million | ▼ -8.0% |
| 2010 | 0.97x | $16.55 Million | $17.01 Million | $421.00K | ▲ +9.3% |
| 2009 | 0.89x | $4.02 Million | $4.51 Million | $496.00K | ▲ +47.2% |
| 2008 | 0.60x | $2.69 Million | $4.45 Million | $1.76 Million | ▼ -15.6% |
| 2006 | 0.72x | $5.17 Million | $7.21 Million | $2.05 Million | ▲ +284.5% |
| 2005 | -0.39x | $-788.00K | $2.03 Million | $2.82 Million | ▼ -151.8% |
| 2004 | 0.75x | $6.90 Million | $9.21 Million | $2.31 Million | ▼ -12.1% |
| 2003 | 0.85x | $3.11 Million | $3.65 Million | $537.00K | ▼ -4.1% |
| 2002 | 0.89x | $8.17 Million | $9.19 Million | $1.02 Million | ▲ +214.3% |
| 1997 | -0.78x | $-700.00K | $900.00K | $1.60 Million | — |