Unity Bancorp Inc (UNTY) — Net Asset Quality Index
Unity Bancorp Inc (UNTY) has a Net Asset Quality Index of 11.6% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.19 Billion minus total liabilities of $2.82 Billion yields net assets of $371.81 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read UNTY current and long-term liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Unity Bancorp Inc Net Asset Quality Index Over Time (1996–2025)
This chart shows how Unity Bancorp Inc's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the index stands at 11.6%, representing net assets of $371.81 Million against total assets of $3.19 Billion USD. For live market cap and overall valuation, see UNTY company net worth.
Annual Net Asset Quality Index for Unity Bancorp Inc (1996–2025)
The table below presents the year-by-year Net Asset Quality Index for Unity Bancorp Inc from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check UNTY strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.7% | $345.63 Million | $2.97 Billion | $2.62 Billion | ▲ +0.5 pp |
| 2024 | 11.1% | $295.58 Million | $2.65 Billion | $2.36 Billion | ▲ +1.0 pp |
| 2023 | 10.1% | $261.43 Million | $2.58 Billion | $2.32 Billion | ▲ +0.4 pp |
| 2022 | 9.8% | $239.23 Million | $2.44 Billion | $2.21 Billion | ▼ -0.3 pp |
| 2021 | 10.1% | $205.73 Million | $2.03 Billion | $1.83 Billion | ▲ +1.2 pp |
| 2020 | 8.9% | $173.91 Million | $1.96 Billion | $1.79 Billion | ▼ -0.5 pp |
| 2019 | 9.3% | $160.71 Million | $1.72 Billion | $1.56 Billion | ▲ +0.6 pp |
| 2018 | 8.8% | $138.49 Million | $1.58 Billion | $1.44 Billion | ▲ +0.7 pp |
| 2017 | 8.1% | $118.11 Million | $1.46 Billion | $1.34 Billion | ▼ -0.8 pp |
| 2016 | 8.9% | $106.29 Million | $1.19 Billion | $1.08 Billion | ▲ +1.7 pp |
| 2015 | 7.2% | $78.47 Million | $1.08 Billion | $1.01 Billion | ▲ +0.3 pp |
| 2014 | 7.0% | $70.12 Million | $1.01 Billion | $938.66 Million | ▲ +0.7 pp |
| 2013 | 6.2% | $57.17 Million | $921.12 Million | $863.95 Million | ▼ -3.2 pp |
| 2012 | 9.5% | $77.51 Million | $819.73 Million | $742.22 Million | ▲ +0.4 pp |
| 2011 | 9.1% | $73.56 Million | $810.85 Million | $737.29 Million | ▲ +0.5 pp |
| 2010 | 8.6% | $70.08 Million | $818.41 Million | $748.33 Million | ▲ +1.3 pp |
| 2009 | 7.3% | $67.86 Million | $930.36 Million | $862.49 Million | ▼ -0.3 pp |
| 2008 | 7.5% | $67.80 Million | $898.31 Million | $830.51 Million | ▲ +1.3 pp |
| 2007 | 6.3% | $47.26 Million | $752.20 Million | $704.94 Million | ▼ -0.4 pp |
| 2006 | 6.7% | $46.23 Million | $694.11 Million | $647.88 Million | ▼ 0.0 pp |
| 2005 | 6.7% | $40.93 Million | $614.17 Million | $573.24 Million | ▼ -0.3 pp |
| 2004 | 7.0% | $35.87 Million | $515.42 Million | $479.55 Million | ▲ +0.4 pp |
| 2003 | 6.6% | $30.76 Million | $467.42 Million | $436.66 Million | ▲ +0.3 pp |
| 2002 | 6.3% | $27.11 Million | $432.87 Million | $405.77 Million | ▼ -0.3 pp |
| 2001 | 6.5% | $24.84 Million | $379.23 Million | $354.40 Million | ▲ +0.6 pp |
| 2000 | 6.0% | $21.31 Million | $356.00 Million | $334.69 Million | ▲ +1.0 pp |
| 1999 | 5.0% | $21.80 Million | $438.97 Million | $417.17 Million | ▼ -5.4 pp |
| 1998 | 10.3% | $26.30 Million | $254.60 Million | $228.30 Million | ▲ +1.0 pp |
| 1997 | 9.4% | $20.00 Million | $213.80 Million | $193.80 Million | ▼ -1.1 pp |
| 1996 | 10.4% | $18.00 Million | $172.70 Million | $154.70 Million | — |