Unity Bancorp Inc (UNTY) — Cash Flow Reinvestment Rate
Unity Bancorp Inc (UNTY) has a Cash Flow Reinvestment Rate of 0.60x as of March 2026, reinvesting $9.02 Million (capex $425.00K plus investments $8.60 Million) from operating cash flow of $14.92 Million. Check Unity Bancorp Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Unity Bancorp Inc Cash Flow Reinvestment Rate (1997–2025)
Historical reinvestment intensity for Unity Bancorp Inc across 24 annual periods. Explore UNTY long-term investments to assets to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Unity Bancorp Inc (1997–2025)
Year-by-year capital reinvestment analysis for Unity Bancorp Inc. For live market cap and broader valuation context, see Unity Bancorp Inc stock valuation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.71x | $31.99 Million | $44.91 Million | $564.00K | ▼ -63.4% |
| 2024 | 1.95x | $93.51 Million | $47.99 Million | $693.00K | ▼ -61.5% |
| 2023 | 5.06x | $237.29 Million | $46.91 Million | $955.00K | ▼ -63.0% |
| 2022 | 13.68x | $583.71 Million | $42.67 Million | $1.48 Million | ▲ +204.8% |
| 2021 | 4.49x | $105.26 Million | $23.45 Million | $1.27 Million | ▼ -19.2% |
| 2020 | 5.55x | $187.34 Million | $33.74 Million | $559.00K | ▲ +37.4% |
| 2019 | 4.04x | $134.18 Million | $33.20 Million | $709.00K | ▲ +10.1% |
| 2018 | 3.67x | $141.59 Million | $38.59 Million | $1.51 Million | ▼ -76.0% |
| 2017 | 15.31x | $221.14 Million | $14.45 Million | $1.51 Million | ▲ +47.1% |
| 2016 | 10.40x | $91.42 Million | $8.79 Million | $9.60 Million | ▲ +245.8% |
| 2015 | 3.01x | $8.97 Million | $2.98 Million | $951.00K | ▼ -45.0% |
| 2014 | 5.47x | $64.05 Million | $11.72 Million | $597.00K | ▼ -39.4% |
| 2013 | 9.01x | $103.16 Million | $11.45 Million | $4.79 Million | ▲ +1178.2% |
| 2012 | 0.71x | $9.38 Million | $13.31 Million | $1.82 Million | ▼ -65.1% |
| 2011 | 2.02x | $33.07 Million | $16.35 Million | $1.72 Million | ▲ +8069.0% |
| 2010 | 0.02x | $421.00K | $17.01 Million | $421.00K | ▼ -77.5% |
| 2009 | 0.11x | $496.00K | $4.51 Million | $496.00K | ▼ -72.2% |
| 2008 | 0.40x | $1.76 Million | $4.45 Million | $1.76 Million | ▲ +39.2% |
| 2006 | 0.28x | $2.05 Million | $7.21 Million | $2.05 Million | ▼ -79.5% |
| 2005 | 1.39x | $2.82 Million | $2.03 Million | $2.82 Million | ▲ +454.5% |
| 2004 | 0.25x | $2.31 Million | $9.21 Million | $2.31 Million | ▲ +70.0% |
| 2003 | 0.15x | $537.00K | $3.65 Million | $537.00K | ▲ +33.1% |
| 2002 | 0.11x | $1.02 Million | $9.19 Million | $1.02 Million | ▼ -93.8% |
| 1997 | 1.78x | $1.60 Million | $900.00K | $1.60 Million | — |