Unity Bancorp Inc (UNTY) — Cash Flow Reinvestment Rate
Unity Bancorp Inc (UNTY) has a Cash Flow Reinvestment Rate of 0.60x as of March 2026, reinvesting $9.02 Million (capex $425.00K plus investments $8.60 Million) from operating cash flow of $14.92 Million. See UNTY free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Unity Bancorp Inc Cash Flow Reinvestment Rate (1997–2025)
Historical reinvestment intensity for Unity Bancorp Inc across 24 annual periods. For the full cash flow conversion analysis, see Unity Bancorp Inc (UNTY) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for Unity Bancorp Inc (1997–2025)
Year-by-year capital reinvestment analysis for Unity Bancorp Inc. See Unity Bancorp Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.71x | $31.99 Million | $44.91 Million | $564.00K | ▼ -63.4% |
| 2024 | 1.95x | $93.51 Million | $47.99 Million | $693.00K | ▼ -61.5% |
| 2023 | 5.06x | $237.29 Million | $46.91 Million | $955.00K | ▼ -63.0% |
| 2022 | 13.68x | $583.71 Million | $42.67 Million | $1.48 Million | ▲ +204.8% |
| 2021 | 4.49x | $105.26 Million | $23.45 Million | $1.27 Million | ▼ -19.2% |
| 2020 | 5.55x | $187.34 Million | $33.74 Million | $559.00K | ▲ +37.4% |
| 2019 | 4.04x | $134.18 Million | $33.20 Million | $709.00K | ▲ +10.1% |
| 2018 | 3.67x | $141.59 Million | $38.59 Million | $1.51 Million | ▼ -76.0% |
| 2017 | 15.31x | $221.14 Million | $14.45 Million | $1.51 Million | ▲ +47.1% |
| 2016 | 10.40x | $91.42 Million | $8.79 Million | $9.60 Million | ▲ +245.8% |
| 2015 | 3.01x | $8.97 Million | $2.98 Million | $951.00K | ▼ -45.0% |
| 2014 | 5.47x | $64.05 Million | $11.72 Million | $597.00K | ▼ -39.4% |
| 2013 | 9.01x | $103.16 Million | $11.45 Million | $4.79 Million | ▲ +1178.2% |
| 2012 | 0.71x | $9.38 Million | $13.31 Million | $1.82 Million | ▼ -65.1% |
| 2011 | 2.02x | $33.07 Million | $16.35 Million | $1.72 Million | ▲ +8069.0% |
| 2010 | 0.02x | $421.00K | $17.01 Million | $421.00K | ▼ -77.5% |
| 2009 | 0.11x | $496.00K | $4.51 Million | $496.00K | ▼ -72.2% |
| 2008 | 0.40x | $1.76 Million | $4.45 Million | $1.76 Million | ▲ +39.2% |
| 2006 | 0.28x | $2.05 Million | $7.21 Million | $2.05 Million | ▼ -79.5% |
| 2005 | 1.39x | $2.82 Million | $2.03 Million | $2.82 Million | ▲ +454.5% |
| 2004 | 0.25x | $2.31 Million | $9.21 Million | $2.31 Million | ▲ +70.0% |
| 2003 | 0.15x | $537.00K | $3.65 Million | $537.00K | ▲ +33.1% |
| 2002 | 0.11x | $1.02 Million | $9.19 Million | $1.02 Million | ▼ -93.8% |
| 1997 | 1.78x | $1.60 Million | $900.00K | $1.60 Million | — |