Unity Bancorp Inc Financial Flexibility Index
Unity Bancorp Inc financial flexibility index. Unity Bancorp Inc (UNTY) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of $-38.65 Million (operating CF $-38.75 Million minus capex $94.00K) represents 0% of total liabilities ($2.82 Billion). See UNTY free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Unity Bancorp Inc (1996–2025)
Financial flexibility index of Unity Bancorp Inc from 1996 to 2025. Historical Financial Flexibility Index trend for Unity Bancorp Inc across 30 annual periods. Check Unity Bancorp Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Unity Bancorp Inc Financial Flexibility Index by Year (1996–2025)
Unity Bancorp Inc financial flexibility index by year from 1996 to 2025. Year-by-year free cash flow to debt coverage for Unity Bancorp Inc. For the full cash flow conversion analysis, see Unity Bancorp Inc (UNTY) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $45.47 Million | $44.91 Million | $2.62 Billion | ▼ -16.0% |
| 2024 | 0.02x | $48.68 Million | $47.99 Million | $2.36 Billion | ▼ -0.1% |
| 2023 | 0.02x | $47.86 Million | $46.91 Million | $2.32 Billion | ▲ +3.2% |
| 2022 | 0.02x | $44.15 Million | $42.67 Million | $2.21 Billion | ▲ +48.0% |
| 2021 | 0.01x | $24.72 Million | $23.45 Million | $1.83 Billion | ▼ -29.6% |
| 2020 | 0.02x | $34.30 Million | $33.74 Million | $1.79 Billion | ▼ -11.7% |
| 2019 | 0.02x | $33.91 Million | $33.20 Million | $1.56 Billion | ▼ -21.8% |
| 2018 | 0.03x | $40.10 Million | $38.59 Million | $1.44 Billion | ▲ +133.3% |
| 2017 | 0.01x | $15.96 Million | $14.45 Million | $1.34 Billion | ▼ -29.7% |
| 2016 | 0.02x | $18.38 Million | $8.79 Million | $1.08 Billion | ▲ +334.1% |
| 2015 | 0.00x | $3.93 Million | $2.98 Million | $1.01 Billion | ▼ -70.2% |
| 2014 | 0.01x | $12.31 Million | $11.72 Million | $938.66 Million | ▼ -30.2% |
| 2013 | 0.02x | $16.23 Million | $11.45 Million | $863.95 Million | ▼ -7.8% |
| 2012 | 0.02x | $15.12 Million | $13.31 Million | $742.22 Million | ▼ -16.9% |
| 2011 | 0.02x | $18.07 Million | $16.35 Million | $737.29 Million | ▲ +5.2% |
| 2010 | 0.02x | $17.43 Million | $17.01 Million | $748.33 Million | ▲ +301.0% |
| 2009 | 0.01x | $5.01 Million | $4.51 Million | $862.49 Million | ▼ -22.3% |
| 2008 | 0.01x | $6.21 Million | $4.45 Million | $830.51 Million | ▲ +336.8% |
| 2007 | 0.00x | $-2.23 Million | $-3.81 Million | $704.94 Million | ▼ -122.1% |
| 2006 | 0.01x | $9.26 Million | $7.21 Million | $647.88 Million | ▲ +69.0% |
| 2005 | 0.01x | $4.85 Million | $2.03 Million | $573.24 Million | ▼ -64.8% |
| 2004 | 0.02x | $11.51 Million | $9.21 Million | $479.55 Million | ▲ +150.6% |
| 2003 | 0.01x | $4.18 Million | $3.65 Million | $436.66 Million | ▼ -61.9% |
| 2002 | 0.03x | $10.20 Million | $9.19 Million | $405.77 Million | ▲ +357.4% |
| 2001 | -0.01x | $-3.46 Million | $-3.61 Million | $354.40 Million | ▲ +43.2% |
| 2000 | -0.02x | $-5.76 Million | $-6.58 Million | $334.69 Million | ▼ -498.1% |
| 1999 | 0.00x | $-1.20 Million | $-6.50 Million | $417.17 Million | ▼ -228.4% |
| 1998 | 0.00x | $-200.00K | $-900.00K | $228.30 Million | ▼ -106.8% |
| 1997 | 0.01x | $2.50 Million | $900.00K | $193.80 Million | ▲ +33.0% |
| 1996 | 0.01x | $1.50 Million | $-400.00K | $154.70 Million | — |