Unity Bancorp Inc Cash Flow Quality Index
Unity Bancorp Inc cash flow quality index. Unity Bancorp Inc (UNTY) has a Cash Flow Quality Index of -2.68x as of June 2026. Operating cash flow of $-38.75 Million is below net income of $14.47 Million, suggesting accrual-heavy earnings not yet converted to cash. See Unity Bancorp Inc (UNTY) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Unity Bancorp Inc (1996–2025)
Cash flow quality index of Unity Bancorp Inc from 1996 to 2025. Historical Cash Flow Quality Index for Unity Bancorp Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Unity Bancorp Inc to assess how comfortably operating cash covers total debt obligations.
Unity Bancorp Inc Cash Flow Quality Index by Year (1996–2025)
Unity Bancorp Inc cash flow quality index by year from 1996 to 2025. Year-by-year earnings quality comparison for Unity Bancorp Inc. For the full cash flow conversion analysis, see Unity Bancorp Inc cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | $44.91 Million | $57.95 Million | ▼ -33.1% |
| 2024 | 1.16x | $47.99 Million | $41.45 Million | ▼ -2.0% |
| 2023 | 1.18x | $46.91 Million | $39.71 Million | ▲ +6.5% |
| 2022 | 1.11x | $42.67 Million | $38.46 Million | ▲ +70.9% |
| 2021 | 0.65x | $23.45 Million | $36.12 Million | ▼ -54.5% |
| 2020 | 1.43x | $33.74 Million | $23.64 Million | ▲ +1.7% |
| 2019 | 1.40x | $33.20 Million | $23.65 Million | ▼ -20.3% |
| 2018 | 1.76x | $38.59 Million | $21.92 Million | ▲ +57.1% |
| 2017 | 1.12x | $14.45 Million | $12.89 Million | ▲ +68.4% |
| 2016 | 0.67x | $8.79 Million | $13.21 Million | ▲ +113.2% |
| 2015 | 0.31x | $2.98 Million | $9.56 Million | ▼ -82.9% |
| 2014 | 1.83x | $11.72 Million | $6.41 Million | ▼ -18.3% |
| 2013 | 2.24x | $11.45 Million | $5.12 Million | ▼ -28.6% |
| 2012 | 3.14x | $13.31 Million | $4.24 Million | ▼ -51.2% |
| 2011 | 6.42x | $16.35 Million | $2.55 Million | ▼ -15.4% |
| 2010 | 7.59x | $17.01 Million | $2.24 Million | ▲ +229.5% |
| 2008 | 2.30x | $4.45 Million | $1.93 Million | ▲ +385.7% |
| 2007 | -0.81x | $-3.81 Million | $4.72 Million | ▼ -165.4% |
| 2006 | 1.23x | $7.21 Million | $5.84 Million | ▲ +277.4% |
| 2005 | 0.33x | $2.03 Million | $6.21 Million | ▼ -81.1% |
| 2004 | 1.73x | $9.21 Million | $5.33 Million | ▲ +117.1% |
| 2003 | 0.80x | $3.65 Million | $4.58 Million | ▼ -67.9% |
| 2002 | 2.48x | $9.19 Million | $3.71 Million | ▲ +240.0% |
| 2001 | -1.77x | $-3.61 Million | $2.04 Million | ▼ -312.8% |
| 1998 | -0.43x | $-900.00K | $2.10 Million | ▼ -195.2% |
| 1997 | 0.45x | $900.00K | $2.00 Million | ▲ +212.5% |
| 1996 | -0.40x | $-400.00K | $1.00 Million | — |