Unity Bancorp Inc (UNTY) — Cash Flow-to-Debt Ratio
Unity Bancorp Inc (UNTY) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $14.92 Million could theoretically repay 0% of its total liabilities ($2.67 Billion) in one year. Explore how much of Unity Bancorp Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Unity Bancorp Inc Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Unity Bancorp Inc across 30 annual periods. Also explore UNTY total asset value for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Unity Bancorp Inc (1996–2025)
Year-by-year debt coverage analysis for Unity Bancorp Inc. For market capitalisation and broader financial context, see market value of Unity Bancorp Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $44.91 Million | $2.62 Billion | ▼ -15.8% |
| 2024 | 0.02x | $47.99 Million | $2.36 Billion | ▲ +0.5% |
| 2023 | 0.02x | $46.91 Million | $2.32 Billion | ▲ +4.7% |
| 2022 | 0.02x | $42.67 Million | $2.21 Billion | ▲ +50.8% |
| 2021 | 0.01x | $23.45 Million | $1.83 Billion | ▼ -32.1% |
| 2020 | 0.02x | $33.74 Million | $1.79 Billion | ▼ -11.3% |
| 2019 | 0.02x | $33.20 Million | $1.56 Billion | ▼ -20.4% |
| 2018 | 0.03x | $38.59 Million | $1.44 Billion | ▲ +147.9% |
| 2017 | 0.01x | $14.45 Million | $1.34 Billion | ▲ +33.2% |
| 2016 | 0.01x | $8.79 Million | $1.08 Billion | ▲ +173.7% |
| 2015 | 0.00x | $2.98 Million | $1.01 Billion | ▼ -76.3% |
| 2014 | 0.01x | $11.72 Million | $938.66 Million | ▼ -5.8% |
| 2013 | 0.01x | $11.45 Million | $863.95 Million | ▼ -26.1% |
| 2012 | 0.02x | $13.31 Million | $742.22 Million | ▼ -19.2% |
| 2011 | 0.02x | $16.35 Million | $737.29 Million | ▼ -2.4% |
| 2010 | 0.02x | $17.01 Million | $748.33 Million | ▲ +334.3% |
| 2009 | 0.01x | $4.51 Million | $862.49 Million | ▼ -2.3% |
| 2008 | 0.01x | $4.45 Million | $830.51 Million | ▲ +199.0% |
| 2007 | -0.01x | $-3.81 Million | $704.94 Million | ▼ -148.6% |
| 2006 | 0.01x | $7.21 Million | $647.88 Million | ▲ +214.3% |
| 2005 | 0.00x | $2.03 Million | $573.24 Million | ▼ -81.6% |
| 2004 | 0.02x | $9.21 Million | $479.55 Million | ▲ +129.9% |
| 2003 | 0.01x | $3.65 Million | $436.66 Million | ▼ -63.1% |
| 2002 | 0.02x | $9.19 Million | $405.77 Million | ▲ +322.2% |
| 2001 | -0.01x | $-3.61 Million | $354.40 Million | ▲ +48.2% |
| 2000 | -0.02x | $-6.58 Million | $334.69 Million | ▼ -26.2% |
| 1999 | -0.02x | $-6.50 Million | $417.17 Million | ▼ -295.2% |
| 1998 | 0.00x | $-900.00K | $228.30 Million | ▼ -184.9% |
| 1997 | 0.00x | $900.00K | $193.80 Million | ▲ +279.6% |
| 1996 | 0.00x | $-400.00K | $154.70 Million | — |