Wintrust Financial Corporation (WTFC) — Capital Reinvestment Ratio
Wintrust Financial Corporation (WTFC) has a Capital Reinvestment Ratio of 0.03x as of September 2025, meaning it reinvests 0% of its operating cash flow ($209.78 Million) in capital expenditures ($7.30 Million). Check WTFC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Wintrust Financial Corporation Capital Reinvestment Ratio (1997–2024)
This chart tracks Wintrust Financial Corporation's Capital Reinvestment Ratio across 24 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Wintrust Financial Corporation.
Annual Capital Reinvestment Ratio for Wintrust Financial Corporation (1997–2024)
Year-by-year Capital Reinvestment Ratio for Wintrust Financial Corporation from 1997 to 2024. See Wintrust Financial Corporation (WTFC) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | $721.56 Million | $86.03 Million | ▲ +386.2% |
| 2023 | 0.02x | $1.84 Billion | $45.20 Million | ▼ -36.9% |
| 2022 | 0.04x | $1.38 Billion | $53.45 Million | ▼ -23.0% |
| 2021 | 0.05x | $1.13 Billion | $57.08 Million | ▼ -83.6% |
| 2019 | 0.31x | $265.99 Million | $82.02 Million | ▲ +70.4% |
| 2018 | 0.18x | $377.18 Million | $68.27 Million | ▲ +22.8% |
| 2017 | 0.15x | $401.63 Million | $59.19 Million | ▲ +35.1% |
| 2016 | 0.11x | $310.97 Million | $33.92 Million | ▼ -90.2% |
| 2015 | 1.12x | $38.97 Million | $43.46 Million | ▲ +503.5% |
| 2014 | 0.18x | $206.37 Million | $38.14 Million | ▲ +40.8% |
| 2013 | 0.13x | $287.21 Million | $37.69 Million | ▼ -52.6% |
| 2012 | 0.28x | $268.65 Million | $74.33 Million | ▼ -14.6% |
| 2011 | 0.32x | $244.27 Million | $79.13 Million | ▲ +31.7% |
| 2010 | 0.25x | $124.01 Million | $30.51 Million | ▲ +30.0% |
| 2008 | 0.19x | $151.29 Million | $28.63 Million | ▼ -49.0% |
| 2007 | 0.37x | $115.38 Million | $42.83 Million | ▼ -76.3% |
| 2006 | 1.57x | $41.39 Million | $64.82 Million | ▲ +289.5% |
| 2005 | 0.40x | $116.91 Million | $47.01 Million | ▲ +63.6% |
| 2004 | 0.25x | $124.53 Million | $30.61 Million | ▼ -17.9% |
| 2003 | 0.30x | $137.49 Million | $41.15 Million | ▼ -35.3% |
| 2002 | 0.46x | $59.21 Million | $27.37 Million | ▲ +11.3% |
| 2000 | 0.42x | $46.84 Million | $19.46 Million | ▼ -35.0% |
| 1999 | 0.64x | $26.93 Million | $17.22 Million | ▼ -76.2% |
| 1997 | 2.68x | $6.00 Million | $16.10 Million | — |