Wintrust Financial Corporation (WTFC) — Capital Reinvestment Ratio
Latest as of September 2025:
0.03x
Wintrust Financial Corporation (WTFC) has a Capital Reinvestment Ratio of 0.03x as of September 2025, meaning it reinvests 0% of its operating cash flow ($209.78 Million) in capital expenditures ($7.30 Million). See WTFC FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.03x
Capex / Operating Cash Flow
Operating Cash Flow
$209.78 Million
USD
Capital Expenditures
$7.30 Million
USD
Data as of
Sep 2025
Most recent filing
Wintrust Financial Corporation Capital Reinvestment Ratio (1997–2024)
This chart tracks Wintrust Financial Corporation's Capital Reinvestment Ratio across 24 annual periods.
Annual Capital Reinvestment Ratio for Wintrust Financial Corporation (1997–2024)
Year-by-year Capital Reinvestment Ratio for Wintrust Financial Corporation from 1997 to 2024. For live market cap and broader valuation context, see Wintrust Financial Corporation market cap and net worth.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | $721.56 Million | $86.03 Million | ▲ +386.2% |
| 2023 | 0.02x | $1.84 Billion | $45.20 Million | ▼ -36.9% |
| 2022 | 0.04x | $1.38 Billion | $53.45 Million | ▼ -23.0% |
| 2021 | 0.05x | $1.13 Billion | $57.08 Million | ▼ -83.6% |
| 2019 | 0.31x | $265.99 Million | $82.02 Million | ▲ +70.4% |
| 2018 | 0.18x | $377.18 Million | $68.27 Million | ▲ +22.8% |
| 2017 | 0.15x | $401.63 Million | $59.19 Million | ▲ +35.1% |
| 2016 | 0.11x | $310.97 Million | $33.92 Million | ▼ -90.2% |
| 2015 | 1.12x | $38.97 Million | $43.46 Million | ▲ +503.5% |
| 2014 | 0.18x | $206.37 Million | $38.14 Million | ▲ +40.8% |
| 2013 | 0.13x | $287.21 Million | $37.69 Million | ▼ -52.6% |
| 2012 | 0.28x | $268.65 Million | $74.33 Million | ▼ -14.6% |
| 2011 | 0.32x | $244.27 Million | $79.13 Million | ▲ +31.7% |
| 2010 | 0.25x | $124.01 Million | $30.51 Million | ▲ +30.0% |
| 2008 | 0.19x | $151.29 Million | $28.63 Million | ▼ -49.0% |
| 2007 | 0.37x | $115.38 Million | $42.83 Million | ▼ -76.3% |
| 2006 | 1.57x | $41.39 Million | $64.82 Million | ▲ +289.5% |
| 2005 | 0.40x | $116.91 Million | $47.01 Million | ▲ +63.6% |
| 2004 | 0.25x | $124.53 Million | $30.61 Million | ▼ -17.9% |
| 2003 | 0.30x | $137.49 Million | $41.15 Million | ▼ -35.3% |
| 2002 | 0.46x | $59.21 Million | $27.37 Million | ▲ +11.3% |
| 2000 | 0.42x | $46.84 Million | $19.46 Million | ▼ -35.0% |
| 1999 | 0.64x | $26.93 Million | $17.22 Million | ▼ -76.2% |
| 1997 | 2.68x | $6.00 Million | $16.10 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow