Wintrust Financial Corporation (WTFC) — Cash Flow Reinvestment Rate
Wintrust Financial Corporation (WTFC) has a Cash Flow Reinvestment Rate of 3.56x as of September 2025, reinvesting $747.26 Million (capex $7.30 Million plus investments $-739.96 Million) from operating cash flow of $209.78 Million. Check Wintrust Financial Corporation cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Wintrust Financial Corporation Cash Flow Reinvestment Rate (1997–2024)
Historical reinvestment intensity for Wintrust Financial Corporation across 24 annual periods. Explore Wintrust Financial Corporation long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Wintrust Financial Corporation (1997–2024)
Year-by-year capital reinvestment analysis for Wintrust Financial Corporation. For live market cap and broader valuation context, see market value of Wintrust Financial Corporation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 8.36x | $6.03 Billion | $721.56 Million | $86.03 Million | ▲ +379.3% |
| 2023 | 1.74x | $3.22 Billion | $1.84 Billion | $45.20 Million | ▼ -32.3% |
| 2022 | 2.58x | $3.54 Billion | $1.38 Billion | $53.45 Million | ▼ -37.4% |
| 2021 | 4.12x | $4.65 Billion | $1.13 Billion | $57.08 Million | ▼ -72.1% |
| 2019 | 14.75x | $3.92 Billion | $265.99 Million | $82.02 Million | ▲ +103.4% |
| 2018 | 7.25x | $2.73 Billion | $377.18 Million | $68.27 Million | ▲ +20.5% |
| 2017 | 6.02x | $2.42 Billion | $401.63 Million | $59.19 Million | ▼ -29.6% |
| 2016 | 8.54x | $2.66 Billion | $310.97 Million | $33.92 Million | ▼ -80.1% |
| 2015 | 42.91x | $1.67 Billion | $38.97 Million | $43.46 Million | ▲ +300.8% |
| 2014 | 10.71x | $2.21 Billion | $206.37 Million | $38.14 Million | ▲ +1232.2% |
| 2013 | 0.80x | $230.81 Million | $287.21 Million | $37.69 Million | ▼ -73.6% |
| 2012 | 3.05x | $818.55 Million | $268.65 Million | $74.33 Million | ▲ +840.5% |
| 2011 | 0.32x | $79.13 Million | $244.27 Million | $79.13 Million | ▼ -93.8% |
| 2010 | 5.20x | $644.46 Million | $124.01 Million | $30.51 Million | ▲ +2645.9% |
| 2008 | 0.19x | $28.63 Million | $151.29 Million | $28.63 Million | ▼ -49.0% |
| 2007 | 0.37x | $42.83 Million | $115.38 Million | $42.83 Million | ▼ -76.3% |
| 2006 | 1.57x | $64.82 Million | $41.39 Million | $64.82 Million | ▲ +289.5% |
| 2005 | 0.40x | $47.01 Million | $116.91 Million | $47.01 Million | ▲ +63.6% |
| 2004 | 0.25x | $30.61 Million | $124.53 Million | $30.61 Million | ▼ -17.9% |
| 2003 | 0.30x | $41.15 Million | $137.49 Million | $41.15 Million | ▼ -35.3% |
| 2002 | 0.46x | $27.37 Million | $59.21 Million | $27.37 Million | ▲ +11.3% |
| 2000 | 0.42x | $19.46 Million | $46.84 Million | $19.46 Million | ▼ -35.0% |
| 1999 | 0.64x | $17.22 Million | $26.93 Million | $17.22 Million | ▼ -76.2% |
| 1997 | 2.68x | $16.10 Million | $6.00 Million | $16.10 Million | — |