Wintrust Financial Corporation (WTFC) — Cash Flow Reinvestment Rate
Wintrust Financial Corporation (WTFC) has a Cash Flow Reinvestment Rate of 3.56x as of September 2025, reinvesting $747.26 Million (capex $7.30 Million plus investments $-739.96 Million) from operating cash flow of $209.78 Million. Explore Wintrust Financial Corporation capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Wintrust Financial Corporation Cash Flow Reinvestment Rate (1997–2024)
Historical reinvestment intensity for Wintrust Financial Corporation across 24 annual periods. Also explore WTFC current and non-current assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Wintrust Financial Corporation (1997–2024)
Year-by-year capital reinvestment analysis for Wintrust Financial Corporation. For live market cap and broader valuation context, see WTFC market cap.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 8.36x | $6.03 Billion | $721.56 Million | $86.03 Million | ▲ +379.3% |
| 2023 | 1.74x | $3.22 Billion | $1.84 Billion | $45.20 Million | ▼ -32.3% |
| 2022 | 2.58x | $3.54 Billion | $1.38 Billion | $53.45 Million | ▼ -37.4% |
| 2021 | 4.12x | $4.65 Billion | $1.13 Billion | $57.08 Million | ▼ -72.1% |
| 2019 | 14.75x | $3.92 Billion | $265.99 Million | $82.02 Million | ▲ +103.4% |
| 2018 | 7.25x | $2.73 Billion | $377.18 Million | $68.27 Million | ▲ +20.5% |
| 2017 | 6.02x | $2.42 Billion | $401.63 Million | $59.19 Million | ▼ -29.6% |
| 2016 | 8.54x | $2.66 Billion | $310.97 Million | $33.92 Million | ▼ -80.1% |
| 2015 | 42.91x | $1.67 Billion | $38.97 Million | $43.46 Million | ▲ +300.8% |
| 2014 | 10.71x | $2.21 Billion | $206.37 Million | $38.14 Million | ▲ +1232.2% |
| 2013 | 0.80x | $230.81 Million | $287.21 Million | $37.69 Million | ▼ -73.6% |
| 2012 | 3.05x | $818.55 Million | $268.65 Million | $74.33 Million | ▲ +840.5% |
| 2011 | 0.32x | $79.13 Million | $244.27 Million | $79.13 Million | ▼ -93.8% |
| 2010 | 5.20x | $644.46 Million | $124.01 Million | $30.51 Million | ▲ +2645.9% |
| 2008 | 0.19x | $28.63 Million | $151.29 Million | $28.63 Million | ▼ -49.0% |
| 2007 | 0.37x | $42.83 Million | $115.38 Million | $42.83 Million | ▼ -76.3% |
| 2006 | 1.57x | $64.82 Million | $41.39 Million | $64.82 Million | ▲ +289.5% |
| 2005 | 0.40x | $47.01 Million | $116.91 Million | $47.01 Million | ▲ +63.6% |
| 2004 | 0.25x | $30.61 Million | $124.53 Million | $30.61 Million | ▼ -17.9% |
| 2003 | 0.30x | $41.15 Million | $137.49 Million | $41.15 Million | ▼ -35.3% |
| 2002 | 0.46x | $27.37 Million | $59.21 Million | $27.37 Million | ▲ +11.3% |
| 2000 | 0.42x | $19.46 Million | $46.84 Million | $19.46 Million | ▼ -35.0% |
| 1999 | 0.64x | $17.22 Million | $26.93 Million | $17.22 Million | ▼ -76.2% |
| 1997 | 2.68x | $16.10 Million | $6.00 Million | $16.10 Million | — |