Wintrust Financial Corporation Cash Flow Reinvestment Rate
Wintrust Financial Corporation cash flow reinvestment rate. Wintrust Financial Corporation (WTFC) has a Cash Flow Reinvestment Rate of 3.56x as of September 2025, reinvesting $747.26 Million (capex $7.30 Million plus investments $-739.96 Million) from operating cash flow of $209.78 Million. Explore how well can Wintrust Financial Corporation service its debt to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Wintrust Financial Corporation (1997–2024)
Cash flow reinvestment rate of Wintrust Financial Corporation from 1997 to 2024. Historical reinvestment intensity for Wintrust Financial Corporation across 24 annual periods. Explore WTFC capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Wintrust Financial Corporation Cash Flow Reinvestment Rate by Year (1997–2024)
Wintrust Financial Corporation cash flow reinvestment rate by year from 1997 to 2024. Year-by-year capital reinvestment analysis for Wintrust Financial Corporation. For the full cash flow conversion analysis, see Wintrust Financial Corporation (WTFC) cash conversion ratio.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 8.36x | $6.03 Billion | $721.56 Million | $86.03 Million | ▲ +379.3% |
| 2023 | 1.74x | $3.22 Billion | $1.84 Billion | $45.20 Million | ▼ -32.3% |
| 2022 | 2.58x | $3.54 Billion | $1.38 Billion | $53.45 Million | ▼ -37.4% |
| 2021 | 4.12x | $4.65 Billion | $1.13 Billion | $57.08 Million | ▼ -72.1% |
| 2019 | 14.75x | $3.92 Billion | $265.99 Million | $82.02 Million | ▲ +103.4% |
| 2018 | 7.25x | $2.73 Billion | $377.18 Million | $68.27 Million | ▲ +20.5% |
| 2017 | 6.02x | $2.42 Billion | $401.63 Million | $59.19 Million | ▼ -29.6% |
| 2016 | 8.54x | $2.66 Billion | $310.97 Million | $33.92 Million | ▼ -80.1% |
| 2015 | 42.91x | $1.67 Billion | $38.97 Million | $43.46 Million | ▲ +300.8% |
| 2014 | 10.71x | $2.21 Billion | $206.37 Million | $38.14 Million | ▲ +1232.2% |
| 2013 | 0.80x | $230.81 Million | $287.21 Million | $37.69 Million | ▼ -73.6% |
| 2012 | 3.05x | $818.55 Million | $268.65 Million | $74.33 Million | ▲ +840.5% |
| 2011 | 0.32x | $79.13 Million | $244.27 Million | $79.13 Million | ▼ -93.8% |
| 2010 | 5.20x | $644.46 Million | $124.01 Million | $30.51 Million | ▲ +2645.9% |
| 2008 | 0.19x | $28.63 Million | $151.29 Million | $28.63 Million | ▼ -49.0% |
| 2007 | 0.37x | $42.83 Million | $115.38 Million | $42.83 Million | ▼ -76.3% |
| 2006 | 1.57x | $64.82 Million | $41.39 Million | $64.82 Million | ▲ +289.5% |
| 2005 | 0.40x | $47.01 Million | $116.91 Million | $47.01 Million | ▲ +63.6% |
| 2004 | 0.25x | $30.61 Million | $124.53 Million | $30.61 Million | ▼ -17.9% |
| 2003 | 0.30x | $41.15 Million | $137.49 Million | $41.15 Million | ▼ -35.3% |
| 2002 | 0.46x | $27.37 Million | $59.21 Million | $27.37 Million | ▲ +11.3% |
| 2000 | 0.42x | $19.46 Million | $46.84 Million | $19.46 Million | ▼ -35.0% |
| 1999 | 0.64x | $17.22 Million | $26.93 Million | $17.22 Million | ▼ -76.2% |
| 1997 | 2.68x | $16.10 Million | $6.00 Million | $16.10 Million | — |