Wintrust Financial Corporation Working Capital to Net Assets Ratio
Wintrust Financial Corporation working capital to net assets ratio. Wintrust Financial Corporation (WTFC) has a Working Capital to Net Assets ratio of -575.4% as of December 2025. Working capital of $-41.77 Billion (current assets of $6.70 Billion minus current liabilities of $48.47 Billion) is measured against net assets of $7.26 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible equity quality of Wintrust Financial Corporation to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Wintrust Financial Corporation (1996–2025)
Working capital to net assets ratio of Wintrust Financial Corporation from 1996 to 2025. This chart shows how Wintrust Financial Corporation's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at -575.4%, reflecting working capital of $-41.77 Billion against net assets of $7.26 Billion USD. See WTFC cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Wintrust Financial Corporation Working Capital to Net Assets Ratio by Year (1996–2025)
Wintrust Financial Corporation working capital to net assets ratio by year from 1996 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Wintrust Financial Corporation from 1996 to 2025, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Wintrust Financial Corporation (WTFC) total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -575.4% | $-41.77 Billion | $7.26 Billion | $6.70 Billion | $48.47 Billion | ▲ +113.9 pp |
| 2024 | -689.3% | $-43.73 Billion | $6.34 Billion | $8.78 Billion | $52.51 Billion | ▲ +64.7 pp |
| 2023 | -754.0% | $-40.71 Billion | $5.40 Billion | $6.50 Billion | $47.21 Billion | ▲ +47.0 pp |
| 2022 | -800.9% | $-38.42 Billion | $4.80 Billion | $6.44 Billion | $44.86 Billion | ▼ -13.5 pp |
| 2021 | -787.5% | $-35.43 Billion | $4.50 Billion | $7.88 Billion | $43.30 Billion | ▼ -72.0 pp |
| 2020 | -715.4% | $-29.45 Billion | $4.12 Billion | $7.92 Billion | $37.37 Billion | ▼ -21.9 pp |
| 2019 | -693.5% | $-25.60 Billion | $3.69 Billion | $5.57 Billion | $31.17 Billion | ▲ +7.3 pp |
| 2018 | -700.8% | $-22.92 Billion | $3.27 Billion | $3.89 Billion | $26.82 Billion | ▼ -1.4 pp |
| 2017 | -699.4% | $-20.82 Billion | $2.98 Billion | $3.26 Billion | $24.08 Billion | ▲ +15.3 pp |
| 2016 | -714.7% | $-19.27 Billion | $2.70 Billion | $3.00 Billion | $22.26 Billion | ▼ -10.6 pp |
| 2015 | -704.1% | $-16.51 Billion | $2.34 Billion | $2.62 Billion | $19.13 Billion | ▼ -85.2 pp |
| 2014 | -618.8% | $-12.81 Billion | $2.07 Billion | $3.53 Billion | $16.33 Billion | ▲ +25.8 pp |
| 2013 | -644.6% | $-12.25 Billion | $1.90 Billion | $2.96 Billion | $15.21 Billion | ▲ +12.4 pp |
| 2012 | -657.0% | $-11.86 Billion | $1.80 Billion | $3.14 Billion | $15.00 Billion | ▼ -28.8 pp |
| 2011 | -628.2% | $-9.70 Billion | $1.54 Billion | $2.85 Billion | $12.55 Billion | ▼ -42.1 pp |
| 2010 | -586.1% | $-8.42 Billion | $1.44 Billion | $2.54 Billion | $10.96 Billion | ▲ +85.9 pp |
| 2009 | -672.1% | $-7.65 Billion | $1.14 Billion | $2.44 Billion | $10.09 Billion | ▼ -56.5 pp |
| 2008 | -615.6% | $-6.57 Billion | $1.07 Billion | $1.93 Billion | $8.50 Billion | ▲ +193.2 pp |
| 2007 | -808.8% | $-5.98 Billion | $739.55 Million | $1.59 Billion | $7.57 Billion | ▼ -43.1 pp |
| 2006 | -765.7% | $-5.92 Billion | $773.35 Million | $2.05 Billion | $7.97 Billion | ▲ +8.3 pp |
| 2005 | -774.0% | $-4.86 Billion | $627.91 Million | $2.00 Billion | $6.86 Billion | ▲ +310.6 pp |
| 2004 | -1084.6% | $-5.14 Billion | $473.91 Million | $294.68 Million | $5.43 Billion | ▲ +2.6 pp |
| 2003 | -1087.1% | $-3.80 Billion | $349.84 Million | $275.13 Million | $4.08 Billion | ▲ +249.9 pp |
| 2002 | -1337.0% | $-3.04 Billion | $227.00 Million | $243.53 Million | $3.28 Billion | ▲ +330.1 pp |
| 2001 | -1667.1% | $-2.36 Billion | $141.28 Million | $111.20 Million | $2.47 Billion | ▲ +113.9 pp |
| 2000 | -1781.1% | $-1.82 Billion | $102.28 Million | $100.32 Million | $1.92 Billion | ▼ -245.5 pp |
| 1999 | -1535.6% | $-1.43 Billion | $92.95 Million | $119.79 Million | $1.55 Billion | ▼ -5.7 pp |
| 1998 | -1529.9% | $-1.15 Billion | $75.25 Million | $90.50 Million | $1.24 Billion | ▼ -408.9 pp |
| 1997 | -1120.9% | $-771.20 Million | $68.80 Million | $193.00 Million | $964.20 Million | ▲ +87.3 pp |
| 1996 | -1208.2% | $-514.70 Million | $42.60 Million | $110.50 Million | $625.20 Million | — |