Wintrust Financial Corporation (WTFC) — Financial Flexibility Index
Wintrust Financial Corporation (WTFC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $217.08 Million (operating CF $209.78 Million minus capex $7.30 Million) represents 0% of total liabilities ($62.58 Billion). Also explore net asset growth rate of Wintrust Financial Corporation to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Wintrust Financial Corporation Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Wintrust Financial Corporation across 29 annual periods. Check WTFC strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Wintrust Financial Corporation (1996–2024)
Year-by-year free cash flow to debt coverage for Wintrust Financial Corporation. For the full company profile including market capitalisation, see WTFC market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $807.59 Million | $721.56 Million | $58.54 Billion | ▼ -62.8% |
| 2023 | 0.04x | $1.89 Billion | $1.84 Billion | $50.86 Billion | ▲ +25.2% |
| 2022 | 0.03x | $1.43 Billion | $1.38 Billion | $48.15 Billion | ▲ +14.0% |
| 2021 | 0.03x | $1.19 Billion | $1.13 Billion | $45.64 Billion | ▲ +334.4% |
| 2020 | -0.01x | $-454.82 Million | $-518.47 Million | $40.96 Billion | ▼ -205.1% |
| 2019 | 0.01x | $348.01 Million | $265.99 Million | $32.93 Billion | ▼ -33.6% |
| 2018 | 0.02x | $445.45 Million | $377.18 Million | $27.97 Billion | ▼ -13.8% |
| 2017 | 0.02x | $460.82 Million | $401.63 Million | $24.94 Billion | ▲ +23.1% |
| 2016 | 0.02x | $344.89 Million | $310.97 Million | $22.97 Billion | ▲ +274.6% |
| 2015 | 0.00x | $82.42 Million | $38.97 Million | $20.56 Billion | ▼ -70.6% |
| 2014 | 0.01x | $244.50 Million | $206.37 Million | $17.94 Billion | ▼ -32.1% |
| 2013 | 0.02x | $324.90 Million | $287.21 Million | $16.20 Billion | ▼ -8.1% |
| 2012 | 0.02x | $342.98 Million | $268.65 Million | $15.71 Billion | ▼ -3.2% |
| 2011 | 0.02x | $323.40 Million | $244.27 Million | $14.35 Billion | ▲ +82.9% |
| 2010 | 0.01x | $154.52 Million | $124.01 Million | $12.54 Billion | ▲ +116.6% |
| 2009 | -0.07x | $-822.75 Million | $-841.03 Million | $11.08 Billion | ▼ -496.0% |
| 2008 | 0.02x | $179.92 Million | $151.29 Million | $9.59 Billion | ▲ +2.3% |
| 2007 | 0.02x | $158.21 Million | $115.38 Million | $8.63 Billion | ▲ +51.9% |
| 2006 | 0.01x | $106.22 Million | $41.39 Million | $8.80 Billion | ▼ -44.4% |
| 2005 | 0.02x | $163.91 Million | $116.91 Million | $7.55 Billion | ▼ -16.8% |
| 2004 | 0.03x | $155.14 Million | $124.53 Million | $5.95 Billion | ▼ -35.8% |
| 2003 | 0.04x | $178.64 Million | $137.49 Million | $4.40 Billion | ▲ +64.0% |
| 2002 | 0.02x | $86.58 Million | $59.21 Million | $3.49 Billion | ▲ +1251.1% |
| 2001 | 0.00x | $-5.52 Million | $-25.45 Million | $2.56 Billion | ▼ -106.5% |
| 2000 | 0.03x | $66.30 Million | $46.84 Million | $2.00 Billion | ▲ +19.1% |
| 1999 | 0.03x | $44.14 Million | $26.93 Million | $1.59 Billion | ▲ +391.9% |
| 1998 | 0.01x | $7.20 Million | $-8.30 Million | $1.27 Billion | ▼ -74.8% |
| 1997 | 0.02x | $22.10 Million | $6.00 Million | $984.60 Million | ▲ +223.7% |
| 1996 | 0.01x | $4.60 Million | $-3.30 Million | $663.40 Million | — |