Wintrust Financial Corporation (WTFC) — Free Cash Flow Generation Index
Wintrust Financial Corporation (WTFC) has a Free Cash Flow Generation Index of 1.03x as of September 2025. Free cash flow of $217.08 Million represents 1% of operating cash flow ($209.78 Million). Read Wintrust Financial Corporation (WTFC) financial obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Wintrust Financial Corporation Free Cash Flow Generation Index (1997–2024)
Historical FCF Generation Index trend for Wintrust Financial Corporation across 24 annual periods. Explore WTFC capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Wintrust Financial Corporation (1997–2024)
Year-by-year Free Cash Flow Generation Index for Wintrust Financial Corporation. For the full company profile including market capitalisation, see WTFC market cap.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.88x | $635.52 Million | $721.56 Million | $86.03 Million | ▼ -11.9% |
| 2023 | 1.00x | $1.84 Billion | $1.84 Billion | $45.20 Million | ▲ +4.0% |
| 2022 | 0.96x | $1.32 Billion | $1.38 Billion | $53.45 Million | ▲ +1.2% |
| 2021 | 0.95x | $1.07 Billion | $1.13 Billion | $57.08 Million | ▲ +37.3% |
| 2019 | 0.69x | $183.97 Million | $265.99 Million | $82.02 Million | ▼ -15.5% |
| 2018 | 0.82x | $308.91 Million | $377.18 Million | $68.27 Million | ▼ -3.9% |
| 2017 | 0.85x | $342.43 Million | $401.63 Million | $59.19 Million | ▼ -4.3% |
| 2016 | 0.89x | $277.04 Million | $310.97 Million | $33.92 Million | ▲ +872.7% |
| 2015 | -0.12x | $-4.49 Million | $38.97 Million | $43.46 Million | ▼ -114.1% |
| 2014 | 0.82x | $168.23 Million | $206.37 Million | $38.14 Million | ▼ -6.2% |
| 2013 | 0.87x | $249.51 Million | $287.21 Million | $37.69 Million | ▲ +20.1% |
| 2012 | 0.72x | $194.33 Million | $268.65 Million | $74.33 Million | ▲ +7.0% |
| 2011 | 0.68x | $165.13 Million | $244.27 Million | $79.13 Million | ▼ -10.3% |
| 2010 | 0.75x | $93.50 Million | $124.01 Million | $30.51 Million | ▼ -7.0% |
| 2008 | 0.81x | $122.66 Million | $151.29 Million | $28.63 Million | ▲ +28.9% |
| 2007 | 0.63x | $72.55 Million | $115.38 Million | $42.83 Million | ▲ +211.1% |
| 2006 | -0.57x | $-23.43 Million | $41.39 Million | $64.82 Million | ▼ -194.7% |
| 2005 | 0.60x | $69.90 Million | $116.91 Million | $47.01 Million | ▼ -20.7% |
| 2004 | 0.75x | $93.92 Million | $124.53 Million | $30.61 Million | ▲ +7.6% |
| 2003 | 0.70x | $96.34 Million | $137.49 Million | $41.15 Million | ▲ +30.3% |
| 2002 | 0.54x | $31.83 Million | $59.21 Million | $27.37 Million | ▼ -8.0% |
| 2000 | 0.58x | $27.38 Million | $46.84 Million | $19.46 Million | ▲ +62.1% |
| 1999 | 0.36x | $9.71 Million | $26.93 Million | $17.22 Million | ▲ +121.4% |
| 1997 | -1.68x | $-10.10 Million | $6.00 Million | $16.10 Million | — |