Wintrust Financial Corporation Free Cash Flow Generation Index

Latest as of September 2025: 1.03x

Wintrust Financial Corporation free cash flow generation index. Wintrust Financial Corporation (WTFC) has a Free Cash Flow Generation Index of 1.03x as of September 2025. Free cash flow of $217.08 Million represents 1% of operating cash flow ($209.78 Million).

FCF Generation Index

1.03x
Free Cash Flow / Operating CF

Free Cash Flow

$217.08 Million
USD

Operating Cash Flow

$209.78 Million
USD

Capital Expenditures

$7.30 Million
USD

Free Cash Flow Generation Index of Wintrust Financial Corporation (1997–2024)

Free cash flow generation index of Wintrust Financial Corporation from 1997 to 2024. Historical FCF Generation Index trend for Wintrust Financial Corporation across 24 annual periods. See Wintrust Financial Corporation (WTFC) flexibility index to measure the company's free cash flow as a share of total liabilities.

Wintrust Financial Corporation Free Cash Flow Generation Index by Year (1997–2024)

Wintrust Financial Corporation free cash flow generation index by year from 1997 to 2024. Year-by-year Free Cash Flow Generation Index for Wintrust Financial Corporation. For the full cash flow conversion analysis, see Wintrust Financial Corporation cash flow conversion.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.88x $635.52 Million $721.56 Million $86.03 Million ▼ -11.9%
2023 1.00x $1.84 Billion $1.84 Billion $45.20 Million ▲ +4.0%
2022 0.96x $1.32 Billion $1.38 Billion $53.45 Million ▲ +1.2%
2021 0.95x $1.07 Billion $1.13 Billion $57.08 Million ▲ +37.3%
2019 0.69x $183.97 Million $265.99 Million $82.02 Million ▼ -15.5%
2018 0.82x $308.91 Million $377.18 Million $68.27 Million ▼ -3.9%
2017 0.85x $342.43 Million $401.63 Million $59.19 Million ▼ -4.3%
2016 0.89x $277.04 Million $310.97 Million $33.92 Million ▲ +872.7%
2015 -0.12x $-4.49 Million $38.97 Million $43.46 Million ▼ -114.1%
2014 0.82x $168.23 Million $206.37 Million $38.14 Million ▼ -6.2%
2013 0.87x $249.51 Million $287.21 Million $37.69 Million ▲ +20.1%
2012 0.72x $194.33 Million $268.65 Million $74.33 Million ▲ +7.0%
2011 0.68x $165.13 Million $244.27 Million $79.13 Million ▼ -10.3%
2010 0.75x $93.50 Million $124.01 Million $30.51 Million ▼ -7.0%
2008 0.81x $122.66 Million $151.29 Million $28.63 Million ▲ +28.9%
2007 0.63x $72.55 Million $115.38 Million $42.83 Million ▲ +211.1%
2006 -0.57x $-23.43 Million $41.39 Million $64.82 Million ▼ -194.7%
2005 0.60x $69.90 Million $116.91 Million $47.01 Million ▼ -20.7%
2004 0.75x $93.92 Million $124.53 Million $30.61 Million ▲ +7.6%
2003 0.70x $96.34 Million $137.49 Million $41.15 Million ▲ +30.3%
2002 0.54x $31.83 Million $59.21 Million $27.37 Million ▼ -8.0%
2000 0.58x $27.38 Million $46.84 Million $19.46 Million ▲ +62.1%
1999 0.36x $9.71 Million $26.93 Million $17.22 Million ▲ +121.4%
1997 -1.68x $-10.10 Million $6.00 Million $16.10 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).