Wintrust Financial Corporation (WTFC) — Tangible Net Worth Ratio
Wintrust Financial Corporation (WTFC) has a Tangible Net Worth Ratio of 98.6% as of December 2025. This metric is calculated by deducting intangible assets ($98.00 Million) from net assets ($7.26 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore net asset growth rate of Wintrust Financial Corporation to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Wintrust Financial Corporation Tangible Net Worth Ratio (1995–2025)
This chart shows how Wintrust Financial Corporation's Tangible Net Worth Ratio has changed across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 98.6%, reflecting net assets of $7.26 Billion with intangible assets of $98.00 Million USD. For live market cap and overall valuation, see market value of Wintrust Financial Corporation.
Annual Tangible Net Worth Ratio for Wintrust Financial Corporation (1995–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Wintrust Financial Corporation from 1995 to 2025, covering 31 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore Wintrust Financial Corporation capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.6% | $7.26 Billion | $98.00 Million | $71.14 Billion | ▲ +0.6 pp |
| 2024 | 98.1% | $6.34 Billion | $121.69 Million | $64.88 Billion | ▼ -1.5 pp |
| 2023 | 99.6% | $5.40 Billion | $22.89 Million | $56.26 Billion | ▲ +0.0 pp |
| 2022 | 99.5% | $4.80 Billion | $22.19 Million | $52.95 Billion | ▲ +0.2 pp |
| 2021 | 99.4% | $4.50 Billion | $28.31 Million | $50.14 Billion | ▲ +0.2 pp |
| 2020 | 99.1% | $4.12 Billion | $36.04 Million | $45.08 Billion | ▲ +0.4 pp |
| 2019 | 98.7% | $3.69 Billion | $47.06 Million | $36.62 Billion | ▲ +0.2 pp |
| 2018 | 98.5% | $3.27 Billion | $49.42 Million | $31.24 Billion | ▼ -0.9 pp |
| 2017 | 99.4% | $2.98 Billion | $17.62 Million | $27.92 Billion | ▲ +0.2 pp |
| 2016 | 99.2% | $2.70 Billion | $21.85 Million | $25.67 Billion | ▲ +0.2 pp |
| 2015 | 99.0% | $2.34 Billion | $24.21 Million | $22.91 Billion | ▼ -0.1 pp |
| 2014 | 99.1% | $2.07 Billion | $18.81 Million | $20.01 Billion | ▲ +0.1 pp |
| 2013 | 99.0% | $1.90 Billion | $19.21 Million | $18.10 Billion | ▲ +0.1 pp |
| 2012 | 98.8% | $1.80 Billion | $20.95 Million | $17.52 Billion | ▲ +0.3 pp |
| 2011 | 98.6% | $1.54 Billion | $22.07 Million | $15.89 Billion | ▼ -0.6 pp |
| 2010 | 99.1% | $1.44 Billion | $12.57 Million | $13.98 Billion | ▲ +0.3 pp |
| 2009 | 98.8% | $1.14 Billion | $13.62 Million | $12.22 Billion | ▲ +0.2 pp |
| 2008 | 98.6% | $1.07 Billion | $14.61 Million | $10.66 Billion | ▲ +1.0 pp |
| 2007 | 97.6% | $739.55 Million | $17.74 Million | $9.37 Billion | ▲ +0.4 pp |
| 2006 | 97.2% | $773.35 Million | $21.60 Million | $9.57 Billion | ▲ +0.0 pp |
| 2005 | 97.2% | $627.91 Million | $17.61 Million | $8.18 Billion | ▲ +31.3 pp |
| 2004 | 65.9% | $473.91 Million | $161.55 Million | $6.42 Billion | ▲ +10.8 pp |
| 2003 | 55.1% | $349.84 Million | $156.97 Million | $4.75 Billion | ▲ +13.9 pp |
| 2002 | 41.2% | $227.00 Million | $133.44 Million | $3.72 Billion | ▼ -31.2 pp |
| 2001 | 72.4% | $141.28 Million | $38.94 Million | $2.71 Billion | ▲ +6.4 pp |
| 2000 | 66.1% | $102.28 Million | $34.72 Million | $2.10 Billion | ▲ +4.7 pp |
| 1999 | 61.3% | $92.95 Million | $35.94 Million | $1.68 Billion | ▲ +1.3 pp |
| 1998 | 60.0% | $75.25 Million | $30.10 Million | $1.35 Billion | ▼ -18.3 pp |
| 1997 | 78.3% | $68.80 Million | $14.90 Million | $1.05 Billion | ▲ +16.8 pp |
| 1996 | 61.5% | $42.60 Million | $16.40 Million | $706.00 Million | ▼ -38.5 pp |
| 1995 | 100.0% | $40.49 Million | $0.00 | $470.89 Million | — |