Wintrust Financial Corporation Cash Flow-to-Debt Ratio
Wintrust Financial Corporation cash flow-to-debt ratio. Wintrust Financial Corporation (WTFC) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $209.78 Million could theoretically repay 0% of its total liabilities ($62.58 Billion) in one year. Check cash flow quality index of Wintrust Financial Corporation to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Wintrust Financial Corporation (1996–2024)
Cash flow-to-debt ratio of Wintrust Financial Corporation from 1996 to 2024. Historical debt coverage capacity for Wintrust Financial Corporation across 29 annual periods. Check WTFC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Wintrust Financial Corporation Cash Flow-to-Debt Ratio by Year (1996–2024)
Wintrust Financial Corporation cash flow-to-debt ratio by year from 1996 to 2024. Year-by-year debt coverage analysis for Wintrust Financial Corporation. For the full cash flow conversion analysis, see WTFC cash flow metrics.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $721.56 Million | $58.54 Billion | ▼ -66.0% |
| 2023 | 0.04x | $1.84 Billion | $50.86 Billion | ▲ +26.9% |
| 2022 | 0.03x | $1.38 Billion | $48.15 Billion | ▲ +15.3% |
| 2021 | 0.02x | $1.13 Billion | $45.64 Billion | ▲ +295.8% |
| 2020 | -0.01x | $-518.47 Million | $40.96 Billion | ▼ -256.7% |
| 2019 | 0.01x | $265.99 Million | $32.93 Billion | ▼ -40.1% |
| 2018 | 0.01x | $377.18 Million | $27.97 Billion | ▼ -16.3% |
| 2017 | 0.02x | $401.63 Million | $24.94 Billion | ▲ +19.0% |
| 2016 | 0.01x | $310.97 Million | $22.97 Billion | ▲ +614.4% |
| 2015 | 0.00x | $38.97 Million | $20.56 Billion | ▼ -83.5% |
| 2014 | 0.01x | $206.37 Million | $17.94 Billion | ▼ -35.1% |
| 2013 | 0.02x | $287.21 Million | $16.20 Billion | ▲ +3.7% |
| 2012 | 0.02x | $268.65 Million | $15.71 Billion | ▲ +0.4% |
| 2011 | 0.02x | $244.27 Million | $14.35 Billion | ▲ +72.2% |
| 2010 | 0.01x | $124.01 Million | $12.54 Billion | ▲ +113.0% |
| 2009 | -0.08x | $-841.03 Million | $11.08 Billion | ▼ -581.4% |
| 2008 | 0.02x | $151.29 Million | $9.59 Billion | ▲ +18.0% |
| 2007 | 0.01x | $115.38 Million | $8.63 Billion | ▲ +184.2% |
| 2006 | 0.00x | $41.39 Million | $8.80 Billion | ▼ -69.6% |
| 2005 | 0.02x | $116.91 Million | $7.55 Billion | ▼ -26.1% |
| 2004 | 0.02x | $124.53 Million | $5.95 Billion | ▼ -33.0% |
| 2003 | 0.03x | $137.49 Million | $4.40 Billion | ▲ +84.5% |
| 2002 | 0.02x | $59.21 Million | $3.49 Billion | ▲ +270.7% |
| 2001 | -0.01x | $-25.45 Million | $2.56 Billion | ▼ -142.4% |
| 2000 | 0.02x | $46.84 Million | $2.00 Billion | ▲ +38.0% |
| 1999 | 0.02x | $26.93 Million | $1.59 Billion | ▲ +360.3% |
| 1998 | -0.01x | $-8.30 Million | $1.27 Billion | ▼ -207.0% |
| 1997 | 0.01x | $6.00 Million | $984.60 Million | ▲ +222.5% |
| 1996 | 0.00x | $-3.30 Million | $663.40 Million | — |