Wintrust Financial Corporation (WTFC) — Cash Flow-to-Debt Ratio
Wintrust Financial Corporation (WTFC) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $209.78 Million could theoretically repay 0% of its total liabilities ($62.58 Billion) in one year. Explore Wintrust Financial Corporation strategic investment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Wintrust Financial Corporation Cash Flow-to-Debt Ratio (1996–2024)
Historical debt coverage capacity for Wintrust Financial Corporation across 29 annual periods. Also explore WTFC current and non-current assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Wintrust Financial Corporation (1996–2024)
Year-by-year debt coverage analysis for Wintrust Financial Corporation. For market capitalisation and broader financial context, see Wintrust Financial Corporation (WTFC) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $721.56 Million | $58.54 Billion | ▼ -66.0% |
| 2023 | 0.04x | $1.84 Billion | $50.86 Billion | ▲ +26.9% |
| 2022 | 0.03x | $1.38 Billion | $48.15 Billion | ▲ +15.3% |
| 2021 | 0.02x | $1.13 Billion | $45.64 Billion | ▲ +295.8% |
| 2020 | -0.01x | $-518.47 Million | $40.96 Billion | ▼ -256.7% |
| 2019 | 0.01x | $265.99 Million | $32.93 Billion | ▼ -40.1% |
| 2018 | 0.01x | $377.18 Million | $27.97 Billion | ▼ -16.3% |
| 2017 | 0.02x | $401.63 Million | $24.94 Billion | ▲ +19.0% |
| 2016 | 0.01x | $310.97 Million | $22.97 Billion | ▲ +614.4% |
| 2015 | 0.00x | $38.97 Million | $20.56 Billion | ▼ -83.5% |
| 2014 | 0.01x | $206.37 Million | $17.94 Billion | ▼ -35.1% |
| 2013 | 0.02x | $287.21 Million | $16.20 Billion | ▲ +3.7% |
| 2012 | 0.02x | $268.65 Million | $15.71 Billion | ▲ +0.4% |
| 2011 | 0.02x | $244.27 Million | $14.35 Billion | ▲ +72.2% |
| 2010 | 0.01x | $124.01 Million | $12.54 Billion | ▲ +113.0% |
| 2009 | -0.08x | $-841.03 Million | $11.08 Billion | ▼ -581.4% |
| 2008 | 0.02x | $151.29 Million | $9.59 Billion | ▲ +18.0% |
| 2007 | 0.01x | $115.38 Million | $8.63 Billion | ▲ +184.2% |
| 2006 | 0.00x | $41.39 Million | $8.80 Billion | ▼ -69.6% |
| 2005 | 0.02x | $116.91 Million | $7.55 Billion | ▼ -26.1% |
| 2004 | 0.02x | $124.53 Million | $5.95 Billion | ▼ -33.0% |
| 2003 | 0.03x | $137.49 Million | $4.40 Billion | ▲ +84.5% |
| 2002 | 0.02x | $59.21 Million | $3.49 Billion | ▲ +270.7% |
| 2001 | -0.01x | $-25.45 Million | $2.56 Billion | ▼ -142.4% |
| 2000 | 0.02x | $46.84 Million | $2.00 Billion | ▲ +38.0% |
| 1999 | 0.02x | $26.93 Million | $1.59 Billion | ▲ +360.3% |
| 1998 | -0.01x | $-8.30 Million | $1.27 Billion | ▼ -207.0% |
| 1997 | 0.01x | $6.00 Million | $984.60 Million | ▲ +222.5% |
| 1996 | 0.00x | $-3.30 Million | $663.40 Million | — |