Wintrust Financial Corporation (WTFC) — Cash Flow-to-Debt Ratio
Wintrust Financial Corporation (WTFC) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $209.78 Million could theoretically repay 0% of its total liabilities ($62.58 Billion) in one year. See Wintrust Financial Corporation (WTFC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Wintrust Financial Corporation Cash Flow-to-Debt Ratio (1996–2024)
Historical debt coverage capacity for Wintrust Financial Corporation across 29 annual periods. Also explore how fast is Wintrust Financial Corporation growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Wintrust Financial Corporation (1996–2024)
Year-by-year debt coverage analysis for Wintrust Financial Corporation. For market capitalisation and broader financial context, see market value of Wintrust Financial Corporation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $721.56 Million | $58.54 Billion | ▼ -66.0% |
| 2023 | 0.04x | $1.84 Billion | $50.86 Billion | ▲ +26.9% |
| 2022 | 0.03x | $1.38 Billion | $48.15 Billion | ▲ +15.3% |
| 2021 | 0.02x | $1.13 Billion | $45.64 Billion | ▲ +295.8% |
| 2020 | -0.01x | $-518.47 Million | $40.96 Billion | ▼ -256.7% |
| 2019 | 0.01x | $265.99 Million | $32.93 Billion | ▼ -40.1% |
| 2018 | 0.01x | $377.18 Million | $27.97 Billion | ▼ -16.3% |
| 2017 | 0.02x | $401.63 Million | $24.94 Billion | ▲ +19.0% |
| 2016 | 0.01x | $310.97 Million | $22.97 Billion | ▲ +614.4% |
| 2015 | 0.00x | $38.97 Million | $20.56 Billion | ▼ -83.5% |
| 2014 | 0.01x | $206.37 Million | $17.94 Billion | ▼ -35.1% |
| 2013 | 0.02x | $287.21 Million | $16.20 Billion | ▲ +3.7% |
| 2012 | 0.02x | $268.65 Million | $15.71 Billion | ▲ +0.4% |
| 2011 | 0.02x | $244.27 Million | $14.35 Billion | ▲ +72.2% |
| 2010 | 0.01x | $124.01 Million | $12.54 Billion | ▲ +113.0% |
| 2009 | -0.08x | $-841.03 Million | $11.08 Billion | ▼ -581.4% |
| 2008 | 0.02x | $151.29 Million | $9.59 Billion | ▲ +18.0% |
| 2007 | 0.01x | $115.38 Million | $8.63 Billion | ▲ +184.2% |
| 2006 | 0.00x | $41.39 Million | $8.80 Billion | ▼ -69.6% |
| 2005 | 0.02x | $116.91 Million | $7.55 Billion | ▼ -26.1% |
| 2004 | 0.02x | $124.53 Million | $5.95 Billion | ▼ -33.0% |
| 2003 | 0.03x | $137.49 Million | $4.40 Billion | ▲ +84.5% |
| 2002 | 0.02x | $59.21 Million | $3.49 Billion | ▲ +270.7% |
| 2001 | -0.01x | $-25.45 Million | $2.56 Billion | ▼ -142.4% |
| 2000 | 0.02x | $46.84 Million | $2.00 Billion | ▲ +38.0% |
| 1999 | 0.02x | $26.93 Million | $1.59 Billion | ▲ +360.3% |
| 1998 | -0.01x | $-8.30 Million | $1.27 Billion | ▼ -207.0% |
| 1997 | 0.01x | $6.00 Million | $984.60 Million | ▲ +222.5% |
| 1996 | 0.00x | $-3.30 Million | $663.40 Million | — |