Wintrust Financial Corporation (WTFC) — Net Asset Quality Index
Wintrust Financial Corporation (WTFC) has a Net Asset Quality Index of 10.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $71.14 Billion minus total liabilities of $63.88 Billion yields net assets of $7.26 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read Wintrust Financial Corporation (WTFC) total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Wintrust Financial Corporation Net Asset Quality Index Over Time (1995–2025)
This chart shows how Wintrust Financial Corporation's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the index stands at 10.2%, representing net assets of $7.26 Billion against total assets of $71.14 Billion USD. For live market cap and overall valuation, see Wintrust Financial Corporation (WTFC) market capitalisation.
Annual Net Asset Quality Index for Wintrust Financial Corporation (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for Wintrust Financial Corporation from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Wintrust Financial Corporation strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.2% | $7.26 Billion | $71.14 Billion | $63.88 Billion | ▲ +0.4 pp |
| 2024 | 9.8% | $6.34 Billion | $64.88 Billion | $58.54 Billion | ▲ +0.2 pp |
| 2023 | 9.6% | $5.40 Billion | $56.26 Billion | $50.86 Billion | ▲ +0.5 pp |
| 2022 | 9.1% | $4.80 Billion | $52.95 Billion | $48.15 Billion | ▲ +0.1 pp |
| 2021 | 9.0% | $4.50 Billion | $50.14 Billion | $45.64 Billion | ▼ -0.2 pp |
| 2020 | 9.1% | $4.12 Billion | $45.08 Billion | $40.96 Billion | ▼ -0.9 pp |
| 2019 | 10.1% | $3.69 Billion | $36.62 Billion | $32.93 Billion | ▼ -0.4 pp |
| 2018 | 10.5% | $3.27 Billion | $31.24 Billion | $27.97 Billion | ▼ -0.2 pp |
| 2017 | 10.7% | $2.98 Billion | $27.92 Billion | $24.94 Billion | ▲ +0.2 pp |
| 2016 | 10.5% | $2.70 Billion | $25.67 Billion | $22.97 Billion | ▲ +0.3 pp |
| 2015 | 10.2% | $2.34 Billion | $22.91 Billion | $20.56 Billion | ▼ -0.1 pp |
| 2014 | 10.3% | $2.07 Billion | $20.01 Billion | $17.94 Billion | ▼ -0.2 pp |
| 2013 | 10.5% | $1.90 Billion | $18.10 Billion | $16.20 Billion | ▲ +0.2 pp |
| 2012 | 10.3% | $1.80 Billion | $17.52 Billion | $15.71 Billion | ▲ +0.6 pp |
| 2011 | 9.7% | $1.54 Billion | $15.89 Billion | $14.35 Billion | ▼ -0.6 pp |
| 2010 | 10.3% | $1.44 Billion | $13.98 Billion | $12.54 Billion | ▲ +1.0 pp |
| 2009 | 9.3% | $1.14 Billion | $12.22 Billion | $11.08 Billion | ▼ -0.7 pp |
| 2008 | 10.0% | $1.07 Billion | $10.66 Billion | $9.59 Billion | ▲ +2.1 pp |
| 2007 | 7.9% | $739.55 Million | $9.37 Billion | $8.63 Billion | ▼ -0.2 pp |
| 2006 | 8.1% | $773.35 Million | $9.57 Billion | $8.80 Billion | ▲ +0.4 pp |
| 2005 | 7.7% | $627.91 Million | $8.18 Billion | $7.55 Billion | ▲ +0.3 pp |
| 2004 | 7.4% | $473.91 Million | $6.42 Billion | $5.95 Billion | ▲ +0.0 pp |
| 2003 | 7.4% | $349.84 Million | $4.75 Billion | $4.40 Billion | ▲ +1.3 pp |
| 2002 | 6.1% | $227.00 Million | $3.72 Billion | $3.49 Billion | ▲ +0.9 pp |
| 2001 | 5.2% | $141.28 Million | $2.71 Billion | $2.56 Billion | ▲ +0.4 pp |
| 2000 | 4.9% | $102.28 Million | $2.10 Billion | $2.00 Billion | ▼ -0.7 pp |
| 1999 | 5.5% | $92.95 Million | $1.68 Billion | $1.59 Billion | ▼ 0.0 pp |
| 1998 | 5.6% | $75.25 Million | $1.35 Billion | $1.27 Billion | ▼ -0.9 pp |
| 1997 | 6.5% | $68.80 Million | $1.05 Billion | $984.60 Million | ▲ +0.5 pp |
| 1996 | 6.0% | $42.60 Million | $706.00 Million | $663.40 Million | ▼ -2.6 pp |
| 1995 | 8.6% | $40.49 Million | $470.89 Million | $430.40 Million | — |