Stellar Bancorp, Inc. (STEL) — Capital Reinvestment Ratio
Stellar Bancorp, Inc. (STEL) has a Capital Reinvestment Ratio of 0.02x as of March 2026, meaning it reinvests 0% of its operating cash flow ($16.51 Million) in capital expenditures ($268.00K). Check STEL intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Stellar Bancorp, Inc. Capital Reinvestment Ratio (2015–2025)
This chart tracks Stellar Bancorp, Inc.'s Capital Reinvestment Ratio across 11 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Stellar Bancorp, Inc..
Annual Capital Reinvestment Ratio for Stellar Bancorp, Inc. (2015–2025)
Year-by-year Capital Reinvestment Ratio for Stellar Bancorp, Inc. from 2015 to 2025. See STEL cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $97.00 Million | $4.40 Million | ▲ +28.9% |
| 2024 | 0.04x | $132.62 Million | $4.66 Million | ▼ -13.8% |
| 2023 | 0.04x | $168.22 Million | $6.86 Million | ▲ +16.7% |
| 2022 | 0.03x | $109.07 Million | $3.81 Million | ▲ +60.9% |
| 2021 | 0.02x | $34.81 Million | $756.00K | ▼ -93.5% |
| 2020 | 0.34x | $40.36 Million | $13.56 Million | ▲ +657.7% |
| 2019 | 0.04x | $56.09 Million | $2.49 Million | ▲ +69.2% |
| 2018 | 0.03x | $49.32 Million | $1.29 Million | ▼ -5.9% |
| 2017 | 0.03x | $35.59 Million | $992.00K | ▼ -46.6% |
| 2016 | 0.05x | $36.04 Million | $1.88 Million | ▼ -38.5% |
| 2015 | 0.08x | $32.83 Million | $2.79 Million | — |