Stellar Bancorp, Inc. (STEL) — Capital Reinvestment Ratio
Stellar Bancorp, Inc. (STEL) has a Capital Reinvestment Ratio of 0.02x as of March 2026, meaning it reinvests 0% of its operating cash flow ($16.51 Million) in capital expenditures ($268.00K). See Stellar Bancorp, Inc. net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Stellar Bancorp, Inc. Capital Reinvestment Ratio (2015–2025)
This chart tracks Stellar Bancorp, Inc.'s Capital Reinvestment Ratio across 11 annual periods. Check STEL capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Stellar Bancorp, Inc. (2015–2025)
Year-by-year Capital Reinvestment Ratio for Stellar Bancorp, Inc. from 2015 to 2025. For live market cap and broader valuation context, see STEL market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $97.00 Million | $4.40 Million | ▲ +28.9% |
| 2024 | 0.04x | $132.62 Million | $4.66 Million | ▼ -13.8% |
| 2023 | 0.04x | $168.22 Million | $6.86 Million | ▲ +16.7% |
| 2022 | 0.03x | $109.07 Million | $3.81 Million | ▲ +60.9% |
| 2021 | 0.02x | $34.81 Million | $756.00K | ▼ -93.5% |
| 2020 | 0.34x | $40.36 Million | $13.56 Million | ▲ +657.7% |
| 2019 | 0.04x | $56.09 Million | $2.49 Million | ▲ +69.2% |
| 2018 | 0.03x | $49.32 Million | $1.29 Million | ▼ -5.9% |
| 2017 | 0.03x | $35.59 Million | $992.00K | ▼ -46.6% |
| 2016 | 0.05x | $36.04 Million | $1.88 Million | ▼ -38.5% |
| 2015 | 0.08x | $32.83 Million | $2.79 Million | — |