Stellar Bancorp, Inc. Net Asset Quality Index
Stellar Bancorp, Inc. net asset quality index. Stellar Bancorp, Inc. (STEL) has a Net Asset Quality Index of 15.3% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $10.89 Billion minus total liabilities of $9.22 Billion yields net assets of $1.67 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See STEL net asset value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Stellar Bancorp, Inc. (2015–2025)
Net asset quality index of Stellar Bancorp, Inc. from 2015 to 2025. This chart shows how Stellar Bancorp, Inc.'s Net Asset Quality Index has evolved across 11 annual periods from 2015 to 2025. As of March 2026, the index stands at 15.3%, representing net assets of $1.67 Billion against total assets of $10.89 Billion USD. Check STEL strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Stellar Bancorp, Inc. Net Asset Quality Index by Year (2015–2025)
Stellar Bancorp, Inc. net asset quality index by year from 2015 to 2025. The table below presents the year-by-year Net Asset Quality Index for Stellar Bancorp, Inc. from 2015 to 2025, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Stellar Bancorp, Inc. market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.4% | $1.67 Billion | $10.81 Billion | $9.14 Billion | ▲ +0.7 pp |
| 2024 | 14.7% | $1.61 Billion | $10.91 Billion | $9.30 Billion | ▲ +0.5 pp |
| 2023 | 14.3% | $1.52 Billion | $10.65 Billion | $9.13 Billion | ▲ +1.6 pp |
| 2022 | 12.7% | $1.38 Billion | $10.90 Billion | $9.52 Billion | ▲ +1.2 pp |
| 2021 | 11.5% | $816.47 Million | $7.10 Billion | $6.29 Billion | ▼ -2.3 pp |
| 2020 | 13.8% | $546.45 Million | $3.95 Billion | $3.40 Billion | ▼ -1.6 pp |
| 2019 | 15.4% | $535.72 Million | $3.48 Billion | $2.94 Billion | ▲ +0.5 pp |
| 2018 | 14.9% | $487.62 Million | $3.28 Billion | $2.79 Billion | ▲ +0.4 pp |
| 2017 | 14.5% | $446.21 Million | $3.08 Billion | $2.63 Billion | ▲ +2.4 pp |
| 2016 | 12.1% | $357.64 Million | $2.95 Billion | $2.59 Billion | ▲ +0.2 pp |
| 2015 | 11.9% | $344.31 Million | $2.88 Billion | $2.54 Billion | — |