Stellar Bancorp, Inc. Tangible Net Worth Ratio
Stellar Bancorp, Inc. tangible net worth ratio. Stellar Bancorp, Inc. (STEL) has a Tangible Net Worth Ratio of 96.0% as of March 2026. This metric is calculated by deducting intangible assets ($66.14 Million) from net assets ($1.67 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check asset allocation strategy of Stellar Bancorp, Inc. to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Stellar Bancorp, Inc. (2015–2025)
Tangible net worth ratio of Stellar Bancorp, Inc. from 2015 to 2025. This chart shows how Stellar Bancorp, Inc.'s Tangible Net Worth Ratio has changed across 11 annual periods from 2015 to 2025. As of March 2026, the ratio stands at 96.0%, reflecting net assets of $1.67 Billion with intangible assets of $66.14 Million USD. See STEL net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Stellar Bancorp, Inc. Tangible Net Worth Ratio by Year (2015–2025)
Stellar Bancorp, Inc. tangible net worth ratio by year from 2015 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for Stellar Bancorp, Inc. from 2015 to 2025, covering 11 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see Stellar Bancorp, Inc. market capitalisation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 95.7% | $1.67 Billion | $71.02 Million | $10.81 Billion | ▲ +1.5 pp |
| 2024 | 94.2% | $1.61 Billion | $92.55 Million | $10.91 Billion | ▲ +1.9 pp |
| 2023 | 92.3% | $1.52 Billion | $116.71 Million | $10.65 Billion | ▲ +2.7 pp |
| 2022 | 89.6% | $1.38 Billion | $143.53 Million | $10.90 Billion | ▼ -8.6 pp |
| 2021 | 98.2% | $816.47 Million | $14.66 Million | $7.10 Billion | ▼ -1.0 pp |
| 2020 | 99.2% | $546.45 Million | $4.17 Million | $3.95 Billion | ▲ +0.2 pp |
| 2019 | 99.1% | $535.72 Million | $4.94 Million | $3.48 Billion | ▲ +0.3 pp |
| 2018 | 98.8% | $487.62 Million | $5.78 Million | $3.28 Billion | ▲ +0.3 pp |
| 2017 | 98.5% | $446.21 Million | $6.77 Million | $3.08 Billion | ▲ +0.7 pp |
| 2016 | 97.8% | $357.64 Million | $7.79 Million | $2.95 Billion | ▲ +0.4 pp |
| 2015 | 97.4% | $344.31 Million | $8.88 Million | $2.88 Billion | — |