Stellar Bancorp, Inc. (STEL) — Cash Flow Reinvestment Rate
Stellar Bancorp, Inc. (STEL) has a Cash Flow Reinvestment Rate of 19.17x as of March 2026, reinvesting $316.46 Million (capex $268.00K plus investments $316.19 Million) from operating cash flow of $16.51 Million. Explore STEL capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Stellar Bancorp, Inc. Cash Flow Reinvestment Rate (2015–2025)
Historical reinvestment intensity for Stellar Bancorp, Inc. across 11 annual periods. Also explore Stellar Bancorp, Inc. total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Stellar Bancorp, Inc. (2015–2025)
Year-by-year capital reinvestment analysis for Stellar Bancorp, Inc.. For live market cap and broader valuation context, see Stellar Bancorp, Inc. (STEL) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 4.75x | $460.41 Million | $97.00 Million | $4.40 Million | ▲ +151.0% |
| 2024 | 1.89x | $250.75 Million | $132.62 Million | $4.66 Million | ▼ -53.1% |
| 2023 | 4.03x | $677.78 Million | $168.22 Million | $6.86 Million | ▼ -33.8% |
| 2022 | 6.09x | $664.23 Million | $109.07 Million | $3.81 Million | ▼ -79.4% |
| 2021 | 29.60x | $1.03 Billion | $34.81 Million | $756.00K | ▲ +215.4% |
| 2020 | 9.38x | $378.72 Million | $40.36 Million | $13.56 Million | ▲ +1612.2% |
| 2019 | 0.55x | $30.74 Million | $56.09 Million | $2.49 Million | ▲ +210.4% |
| 2018 | 0.18x | $8.71 Million | $49.32 Million | $1.29 Million | ▲ +533.5% |
| 2017 | 0.03x | $992.00K | $35.59 Million | $992.00K | ▼ -46.6% |
| 2016 | 0.05x | $1.88 Million | $36.04 Million | $1.88 Million | ▼ -38.5% |
| 2015 | 0.08x | $2.79 Million | $32.83 Million | $2.79 Million | — |