Stellar Bancorp, Inc. Cash Flow Reinvestment Rate
Stellar Bancorp, Inc. cash flow reinvestment rate. Stellar Bancorp, Inc. (STEL) has a Cash Flow Reinvestment Rate of 19.17x as of March 2026, reinvesting $316.46 Million (capex $268.00K plus investments $316.19 Million) from operating cash flow of $16.51 Million. Explore how well can Stellar Bancorp, Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Stellar Bancorp, Inc. (2015–2025)
Cash flow reinvestment rate of Stellar Bancorp, Inc. from 2015 to 2025. Historical reinvestment intensity for Stellar Bancorp, Inc. across 11 annual periods. Explore STEL capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Stellar Bancorp, Inc. Cash Flow Reinvestment Rate by Year (2015–2025)
Stellar Bancorp, Inc. cash flow reinvestment rate by year from 2015 to 2025. Year-by-year capital reinvestment analysis for Stellar Bancorp, Inc.. For the full cash flow conversion analysis, see Stellar Bancorp, Inc. operating cash flow efficiency.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 4.75x | $460.41 Million | $97.00 Million | $4.40 Million | ▲ +151.0% |
| 2024 | 1.89x | $250.75 Million | $132.62 Million | $4.66 Million | ▼ -53.1% |
| 2023 | 4.03x | $677.78 Million | $168.22 Million | $6.86 Million | ▼ -33.8% |
| 2022 | 6.09x | $664.23 Million | $109.07 Million | $3.81 Million | ▼ -79.4% |
| 2021 | 29.60x | $1.03 Billion | $34.81 Million | $756.00K | ▲ +215.4% |
| 2020 | 9.38x | $378.72 Million | $40.36 Million | $13.56 Million | ▲ +1612.2% |
| 2019 | 0.55x | $30.74 Million | $56.09 Million | $2.49 Million | ▲ +210.4% |
| 2018 | 0.18x | $8.71 Million | $49.32 Million | $1.29 Million | ▲ +533.5% |
| 2017 | 0.03x | $992.00K | $35.59 Million | $992.00K | ▼ -46.6% |
| 2016 | 0.05x | $1.88 Million | $36.04 Million | $1.88 Million | ▼ -38.5% |
| 2015 | 0.08x | $2.79 Million | $32.83 Million | $2.79 Million | — |