Stellar Bancorp, Inc. Cash Flow-to-Debt Ratio
Stellar Bancorp, Inc. cash flow-to-debt ratio. Stellar Bancorp, Inc. (STEL) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $16.51 Million could theoretically repay 0% of its total liabilities ($9.22 Billion) in one year. Check how high is Stellar Bancorp, Inc.'s earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Stellar Bancorp, Inc. (2015–2025)
Cash flow-to-debt ratio of Stellar Bancorp, Inc. from 2015 to 2025. Historical debt coverage capacity for Stellar Bancorp, Inc. across 11 annual periods. Check Stellar Bancorp, Inc. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Stellar Bancorp, Inc. Cash Flow-to-Debt Ratio by Year (2015–2025)
Stellar Bancorp, Inc. cash flow-to-debt ratio by year from 2015 to 2025. Year-by-year debt coverage analysis for Stellar Bancorp, Inc.. For the full cash flow conversion analysis, see STEL cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $97.00 Million | $9.14 Billion | ▼ -25.6% |
| 2024 | 0.01x | $132.62 Million | $9.30 Billion | ▼ -22.6% |
| 2023 | 0.02x | $168.22 Million | $9.13 Billion | ▲ +60.8% |
| 2022 | 0.01x | $109.07 Million | $9.52 Billion | ▲ +107.0% |
| 2021 | 0.01x | $34.81 Million | $6.29 Billion | ▼ -53.3% |
| 2020 | 0.01x | $40.36 Million | $3.40 Billion | ▼ -37.8% |
| 2019 | 0.02x | $56.09 Million | $2.94 Billion | ▲ +7.9% |
| 2018 | 0.02x | $49.32 Million | $2.79 Billion | ▲ +30.8% |
| 2017 | 0.01x | $35.59 Million | $2.63 Billion | ▼ -2.8% |
| 2016 | 0.01x | $36.04 Million | $2.59 Billion | ▲ +7.4% |
| 2015 | 0.01x | $32.83 Million | $2.54 Billion | — |