Stellar Bancorp, Inc. (STEL) — Cash Flow-to-Debt Ratio
Stellar Bancorp, Inc. (STEL) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $16.51 Million could theoretically repay 0% of its total liabilities ($9.22 Billion) in one year. Explore STEL long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Stellar Bancorp, Inc. Cash Flow-to-Debt Ratio (2015–2025)
Historical debt coverage capacity for Stellar Bancorp, Inc. across 11 annual periods. Also explore Stellar Bancorp, Inc. balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Stellar Bancorp, Inc. (2015–2025)
Year-by-year debt coverage analysis for Stellar Bancorp, Inc.. For market capitalisation and broader financial context, see market cap of Stellar Bancorp, Inc..
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $97.00 Million | $9.14 Billion | ▼ -25.6% |
| 2024 | 0.01x | $132.62 Million | $9.30 Billion | ▼ -22.6% |
| 2023 | 0.02x | $168.22 Million | $9.13 Billion | ▲ +60.8% |
| 2022 | 0.01x | $109.07 Million | $9.52 Billion | ▲ +107.0% |
| 2021 | 0.01x | $34.81 Million | $6.29 Billion | ▼ -53.3% |
| 2020 | 0.01x | $40.36 Million | $3.40 Billion | ▼ -37.8% |
| 2019 | 0.02x | $56.09 Million | $2.94 Billion | ▲ +7.9% |
| 2018 | 0.02x | $49.32 Million | $2.79 Billion | ▲ +30.8% |
| 2017 | 0.01x | $35.59 Million | $2.63 Billion | ▼ -2.8% |
| 2016 | 0.01x | $36.04 Million | $2.59 Billion | ▲ +7.4% |
| 2015 | 0.01x | $32.83 Million | $2.54 Billion | — |