Stellar Bancorp, Inc. (STEL) — Strategic Asset Allocation Index
Stellar Bancorp, Inc. (STEL) has a Strategic Asset Allocation Index of 111.8% as of March 2026. Strategic assets (PP&E of $- plus long-term investments of $1.86 Billion) total $1.86 Billion, measured against net assets of $1.67 Billion. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. See STEL net asset quality index to measure how much of total assets are equity-financed.
SAAI
Strategic Assets
PP&E
Net Assets
Stellar Bancorp, Inc. Strategic Asset Allocation Index (2018–2025)
This chart shows how Stellar Bancorp, Inc.'s Strategic Asset Allocation Index has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the index stands at 111.8%, representing strategic assets of $1.86 Billion against net assets of $1.67 Billion USD. For live market cap and overall valuation, see Stellar Bancorp, Inc. stock valuation.
Annual Strategic Asset Allocation Index for Stellar Bancorp, Inc. (2018–2025)
The table below presents the year-by-year Strategic Asset Allocation Index for Stellar Bancorp, Inc. from 2018 to 2025, covering 8 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. See Stellar Bancorp, Inc. net assets for net asset value and shareholders' equity analysis.
| Year | SAAI | Strategic Assets (USD) | PP&E | LT Investments | Net Assets | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 131.8% | $2.20 Billion | $- | $2.20 Billion | $1.67 Billion | ▲ +27.7 pp |
| 2024 | 104.1% | $1.67 Billion | $- | $1.67 Billion | $1.61 Billion | ▲ +12.3 pp |
| 2023 | 91.8% | $1.40 Billion | $- | $1.40 Billion | $1.52 Billion | ▼ -48.1 pp |
| 2022 | 139.9% | $1.93 Billion | $126.80 Million | $1.81 Billion | $1.38 Billion | ▲ +85.8 pp |
| 2021 | 54.0% | $441.13 Million | $63.71 Million | $377.42 Million | $816.47 Million | ▲ +0.7 pp |
| 2020 | 53.3% | $291.22 Million | $70.69 Million | $220.53 Million | $546.45 Million | ▲ +5.0 pp |
| 2019 | 48.3% | $258.77 Million | $66.79 Million | $191.98 Million | $535.72 Million | ▼ -10.1 pp |
| 2018 | 58.4% | $284.71 Million | $41.72 Million | $242.99 Million | $487.62 Million | — |